Standard Chartered Credit Card

Benefits of Standard Chartered Credit Cards

Standard Chartered Credit Cards offer a wide range of benefits. Some of them are as follows:

• Discounts on travel bookings such as flights, hotels, and bus tickets
• Annual fee waivers based on spending thresholds.
• Rewards for various categories of spending
• Cashback on specific categories like purchases done in supermarkets and departmental stores
• Access to airport lounges
• Discounts and offers on online platforms, cashback on cab bookings, and fuel spend rewards
• Provides flexibility and convenience

Features of The Standard Chartered Smart Credit Card

• Welcome benefits: Amazon pay voucher worth Rs. 500
• Cashback: 2% cashback on online purchases and 1% cashback on all offline spends with the card.
• Annual fee waiver of Rs. 499 on spends of Rs. 1.2 lakhs in the previous year.
• Interest-free period: Extended interest-free period of 90 days for retail purchases.
• Smart Card KBE Offer: Access the Smart Card KBE offer with a 3 month tenure at 0.99% interest.
• Processing fee charged: No processing fee on this card for EMI conversions done through net banking or the bank’s mobile app.

Features of the Standard Chartered Rewards Credit Card

• Reward points
• 4 reward points per Rs. 150 on all retail expenditures (Excluding government, insurance, and fuel categories).
• Additional 4 reward points per Rs. 150 on monthly retail spends over Rs.20,000, with a maximum of 2000 bonus reward points per statement cycle.
• 1 reward point per Rs. 150 spent across the categories of government and insurance.
• No joining fees: From the second year, the annual fees will be reversed on spends of Rs. 3,00,000 or exceeding it in the previous year.
• Lounge visits: 1 domestic lounge visit per calendar quarter (up to 4 visits annually).
• Fuel Surcharge waiver: A fuel surcharge waiver of 1% on all fuel spends.

Features of the Standard Chartered EaseMyTrip Credit Card

• Discounts
• Discounts on all travel bookings at EaseMyTrip using the promo code ‘EMTSCB’.
• Instant discount of flat 20% on domestic and international hotel bookings (Upto a maximum of Rs.5000 and Rs.10000 respectively).
• Discount of 10% on domestic and international flight bookings (Upto a maximum of Rs. 1000 and Rs. 5000 respectively).
• Rs.125 off on bus ticket bookings (On a minimum ticket booking of Rs.500).
• Annual Fee Waiver: Annual fee waiver of Rs. 350 on spends of Rs. 50,000 or above on the Standard Chartered EaseMyTrip Credit Card in the previous year.
• Rewards:
• 1x rewards per Rs.100 spent for booking tickets at standalone hotels and airline apps/websites/outlets
• 2x reward points on spends of each Rs. 100 on all other categories of retail spends (2 reward points = Rs.0.50).
• Domestic Lounge Access: 1 domestic lounge access per calendar quarter and 2 international lounge access per year.

Features of The Standard Chartered Manhattan Platinum Card

• Cashback:
• 5% cashback per Rs. 150 used up at the supermarket and departmental stores.
• Maximum cashback of Rs. 500 per month
• Spend a minimum of Rs. 1000 per transaction to avail cashback
• Reward Points:
• 3x reward points on all other spends exempting supermarkets and departmental stores
• Welcome Gift:
• BookMyShow movie vouchers worth Rs. 2000 on your first transaction within 3 months from the date of issuing the card.
• Free Add-on Card: Get free add-on cards for your spouse, parents, siblings, or kids above the age of 18.
• EMI Benefit: Convert the big purchases above Rs. 5,000 to easy EMIs through online banking or SCB mobile.
• Loan Benefits: Get a loan on your credit card up to Rs. 5 lakhs with flexible tenures in the range of 12 to 60 months.

Features of The Standard Chartered DigiSmart Credit Card

The following are the key features of the DigiSmart Credit Card

• Discount: Offers a discount of Rs. 200 that is valid for two transactions per month.
• Offers On Movies: Every Saturday and Sunday, Buy One Get One free movie ticket at INOX
• Offers on Zomato: Using the promo code DigiSmart, you will get a 10% discount on Zomato orders with no minimum spends. Valid for 5 transactions per month with a discount up to INR 150 per transaction.
• Offers on Grofers: Using the promo code DigiSmart, get a discount of 10% on Grofers with no minimum spends.
• Offers on Myntra: Get a discount of 20% with no minimum spends on Myntra.
• Cashback on Ola cab booking: Cashback of 15% on Ola cab booking.
• Discounts on Yatra: Discounts of 20% and 10% on domestic and international flight bookings at Yatra.
• Discounts on hotel bookings: Offers a discount of 25% on hotel bookings

Features of The Standard Chartered Super Value Titanium Card

• A cashback of 5.00% on utility, fuel, and telephone bills
• Cashback on telephone and utility bills above Rs. 750.
• Cashback on fuel transactions of Rs.200 per month or Rs.2000 and below
• Offers one reward point on all other spends per Rs. 150

The Standard Chartered Ultimate Credit Card - Features

• Customers will earn 5 reward points per Rs. 150 spent
• Offers decreased markup fees of 2.00% on foreign currency transactions.
• Offers lounge access to 1000 airports across the globe
• Customers will earn 5.00% cashback on duty-free spends.
• Offers premier golf course access in the country

Minimum credit score required to apply for a Standard Chartered Credit Card

The credit score required to apply for a Standard Chartered credit card typically falls within the range of 700 and above. A higher credit score increases the likelihood of approval and may also offer better card options with enhanced benefits and features. Applicants with a solid credit history are more likely to qualify for SCB Credit Cards.

How to Apply For A Standard Chartered Bank Credit Card?

Online Apply Through CreditMantri

• Check the various Standard Chartered credit cards available
• After choosing the card you want to apply for, click ‘Check Eligibility. (If you want more details about the card, Click ‘Know More’).
• You will be redirected to the application page.
• Enter the basic details asked and click submit. An OTP will be dispatched to your mobile.
• Enter this OTP for verification.
• Click on ‘view eligible Standard Chartered Bank offers and apply’.

Online Apply Through The Bank’s Website

• Go to the official website of the bank.
• Compare the various cards and choose the card you want to apply to
• Click ‘Apply Now’
• Enter the full name, email id, mobile number, and zip code. Click ‘Next’
• An OTP will be dispatched to your mobile.
• Enter the OTP and click Go.
• You will be redirected to your application page.
• Enter the basic details asked and submit the KYC documents
• Submit the application.

Offline

• Offline, you can apply for the card through customer care, SMS, visiting the nearest branch, netbanking account, or ATM Kiosks.

Fees and Charges of Standard Chartered Bank Credit Cards

The credit card fees and charges will differ according to the card. The list shown below consists of the common fees and charges

Few other charges may vary across cards

Standard Chartered Bank Credit Card Customer Care

Standard Chartered Bank has various customer care channels to enable its customers to get the best customer care experience. If you have any doubts or complaints regarding your credit card, then you can contact customer care through the following ways:

• Toll-free helpline numbers are 6601 4444/ 3940 4444/ 1800 345 1000.
• Through email, you can write and submit your queries to card.services@sc.com.

Standard Chartered Bank Credit Card Application Status

If you have applied for a Standard Chartered Bank credit card, you can track your credit card application status through the Standard Chartered Bank customer care or by visiting the bank’s branch near to you. You just need to give your application number, registered mobile number, etc. to the branch officials or the customer care executives. You can get the status of your application immediately.

Standard Chartered Bank Credit Card Bill Payment

You need to always ensure that you pay your credit card bills on time. This will ensure a high credit score and avoid interest rate from being accumulated. Standard Chartered Bank provides various channels to pay your credit card bill on time. You can opt for online or offline methods to pay your Standard Chartered Credit card bill.

Standard Chartered Bank Credit Card Balance Enquiry

You should check your credit card balance regularly. In this way, you can avoid going over the credit limit and incurring an over limit fee. Also, you can prevent your credit card from getting turned down during transactions. Standard Chartered bank provides a variety of methods to check the credit card balance.

Standard Chartered Bank Credit Card Netbanking

In this digital age, people prefer to bank from the comfort of their homes rather than visit even the nearest branch of the bank. Standard Chartered Bank provides many methods for Standard Chartered Bank credit card netbanking are NEFT, RTGS, and IMPS.

Closure or Cancellation of Your Standard Chartered Bank Credit Card

Banks allow credit card closure at the customer’s discretion. Standard Chartered bank allows you to close its credit card in two ways - net banking or mobile app.

Standard Chartered Bank credit card FAQS