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Features
- 20% off at Myntra once per month (capped at Rs. 700)
- 10% off at Grofers up to 5 times a month (capped at Rs. 1,000 a month)
- 10% off on Zomato orders up to 5 times a month (capped at Rs. 150 per txn)
- 20% off on Yatra on domestic flights upto Rs. 750 and a 10% discount on international flights upto Rs. 10,000
- 25% off on domestic hotel bookings upto Rs. 4,000
- 15% cashback on your Ola cab bookings with a maximum cashback of Rs. 600 per month
- Buy One Get One (BOGO) movie ticket free at INOX on Saturdays and Sundays! Valid for 2 transactions per month with a maximum discount of Rs. 200 per transaction
Pricing
- Rs. 49 per month (waived on monthly spends of Rs. 5,000)
Documents Required
- ID Proof : Pan Card (Mandatory to hold original while doing VKYC)
- EKYC Requirement - Mobile number should be linked to Aadhar.
- Current address proof - Voter ID, Driving License & Aadhar card
Enjoy Life King Size with Standard Chartered Credit Card
Unlock discounts & offers across dining, shopping, travel & more
360 degree rewards
Easy EMI
Contactless credit card
Standard Chartered Digismart Card
Standard Chartered Digismart Card is replete with offers for your online purchases across various online platforms and applications. It is sure to make your online shopping exciting and full of savings. The credit card can be used on all major online platforms with attractive discounts. There is no condition for the minimum amount that should be transacted for availing offers. There is no joining fee as well.How to Apply for RBL Bank Credit Card on CreditMantri.com
Quick Links To Handle Your Standard Chartered Bank Credit Card
Exciting Offers From Standard Chartered Digit Smart Card
Myntra | 20% off on purchases made through Digismart cards every month. Maximum discount is Rs 700 per month. |
Zomato | 10% discount on 5 orders every month. No minimum amount of transaction. Maximum discount is Rs 750 per month. |
Ola Cabs | 15% cashback on cab rides every month but to a maximum of Rs 600 |
Yatra | Quarterly Discounts Domestic Flight bookings – 20% Instant Discount up to Rs 750. International Flight bookings – 10% Instant Discount up to Rs 10,000. Domestic Hotels – 25% Instant Discount |
Grofers | 10% discount on orders with a maximum discount of Rs 1,000. The offer can be availed up to 5 times a month. No minimum amount of transaction. |
INOX | Twice a month, Avail “Buy One Get One” (BOGO) every Saturday and Sunday on movie tickets. Maximum discount of Rs 400 per month. |
Features of Standard Chartered Digismart Card
- Instant approval through Video KYC.
- A contactless credit card that provides seamless payment options with just a tap.
- Security of your online transactions is no more a worry as they are protected through 3D secure OTP.
- You can transfer your other bank’s credit card balances to Standard Chartered Bank at attractive interest rates.
- Get a loan up to Rs 500,000 with flexible tenure of 12 to 60 months through “Dial-a-loan”.
- You can convert your purchases above Rs 5,000 to Equated Monthly Instalments (EMI) through “Kuch Bhi on EMI”.
- Online payment solutions, easy online banking through internet banking, and Standard Chartered mobile app.
Benefits of Standard Chartered Digismart Card
- Life-time free supplementary credit cards for your family members.
- The entire outstanding up to Rs 500,000 can be converted into Equated Monthly Instalments (EMI) without any processing fees.
- Easy redemption of your reward points through Standard Chartered 360` rewards catalogue.
- No joining fee and waiver of the annual fee for spends above Rs 5,000
Eligibility to get a Standard Chartered Digismart Card
- You must be between 21 and 65 years of age.
- For add-on card holders the minimum eligible age is 18.
- You must have a stable monthly minimum income of Rs 50,000.
- You must be living in cities where Standard Chartered Bank sources the credit card.
Documentation for Standard Chartered Digismart Card
of identity – Passport, Voter ID card, PAN card- Proof of address – Aadhar card, Driving licence, NREGA letter, Passport, Voter ID card
- One latest Passport-sized Photograph.
- Proof of income
- For regular employment – the Latest month's pay slip
- For self-employed – Latest certified financials, proof of continuity of business.
Fees for Standard Chartered Digismart Card
Know the charges on your Standard Chartered Digismart Card
Description | Charges |
Joining fee | No joining fee. |
Annual fee | Rs 49 per month. This fee is waived when there are monthly spends of Rs 5,000 in the subsequent month. |
Interest rate | 3.75% per month annualised to 45% on the outstanding balance |
Late payment charges | Rs 100 – Outstanding balance from Rs 101 to Rs 500 Rs 500 – Outstanding balance from Rs 501 to Rs 5,000 Rs 700 – Outstanding balance from Rs 5001 to Rs 10,000 Rs 800 – Outstanding balance from Rs 10,001 to Rs 25,000 Rs 1,200 – Outstanding balance greater than Rs 25,000 |
Cash advance fee | 3% of cash withdrawn |
Over limit fee | 2.5% of the amount overused. Minimum Rs 500 |
Rewards handling charges | Rs 99 |
Cash repayment fee for paying credit card bills through branches | Rs 299 |
Overseas Transactions | 3.5% of the transaction |
Cheque bounce charges | Rs 500 |
Fuel surcharge | 1% of the transaction |
Apply for Standard Chartered Digismart Card
Online Apply Through CreditMantri
- After knowing about all the features of the Standard Chartered Digismart Card and deciding whether it is suitable for you, click on “Check Eligibility”
- You will be directed to the application page.
- Enter the basic details asked for and click ‘Submit’
- You will receive an OTP on your mobile.
- Enter this OTP for verification
- Proceed with the rest of the application. Your card is just a click away.
How to apply through the Standard Chartered Bank website?
- Go to the Standard Chartered Bank’s official website.
- On the top menu, click on “Cards”.
- Choose “Standard Chartered Digismart Card”.
- Click on “Apply now”.
If you are already a Standard Chartered Bank customer having any of the other Standard Chartered Credit Cards,
- Answer the question - Do you have an existing relationship with Standard Chartered Bank?
-
yes, answer: Do you have an existing Standard Chartered Bank Credit Card? - If yes, the next step is very simple. You need not submit any documents as you are already a Standard Chartered Bank cardholder.
- Select the credit card you already hold from the dropdown list.
- Tick the two check boxes for acceptance of Credit Card Terms and Most Important Documents.
- Click on “Proceed to Authenticate”.
- You need to do a Rs 1 payment from your existing Standard Chartered Credit Card.
- Your Standard Chartered Digismart Card will be processed after eligibility checks by the bank.
- If yes, Provide your Name, Registered Mobile Number, Email ID, Pincode, and Date of Birth.
- Click the two check boxes to authorise Credit Bureau Check and acceptance of terms and conditions.
- Click on “Proceed”.
- You have to provide all necessary information for the Application, Approval, and Documents.
If you are not an existing customer of Standard Chartered Bank, Give your Full Name, Email ID, and Mobile Number, and the representative will get in touch with you.
Offline Apply
You can also visit any of the Standard Chartered Bank branches physically and apply for the Standard Chartered Digismart Card.Conclusion
Standard Chartered Digismart Card is low on maintenance and high on rewards. Your online stint can save and earn you well with this card. The card is a great buy as discounts are offered on popular and most-used ecommerce platforms. A Standard Chartered Digismart card can be a fantastic addition to your wallet that brings more prosperity.
FAQs of Standard Chartered Digismart Card
1. How to make use of the offers on DigiSmart Card?
Know the various shopping benefits offered on the Standard Chartered Digismart Card. Don’t forget to use the code “DIGISMART” while shopping with Grofers, Myntra, Zomato, Yatra, and INOX. Check out and pay using your Standard Chartered Digismart Card.
2. How long does it take for approval of the Standard Chartered Digismart Card?
There is an option of instant approval through Video KYC. You can get the card approved on the same day. However, if you wish to go through the normal process, it will take up to 9 days for approval.
3. How to get a loan on the Standard Chartered Digismart Card?
You can get a loan up to Rs 500,000 on your Standard Chartered Digismart Card through the “Dial-a-loan” option provided by Standard Chartered Bank. The tenure ranges between 12 and 60 months.
4. What is video KYC in my online application?
Video KYC is a step to enable contactless credit card approval. You will be required to present the proof of identity and address in a video call with a Standard Chartered Bank authorised representative. The application will be processed for the next steps on successful video verification.
5. How much can I spend through my Standard Chartered Digismart Card?
It depends on your credit limit. The bank decides your credit limit based on several factors like credit score, credit standing, monthly income, etc. If your credit limit is Rs 100,000, you can spend up to Rs 100,000 through your credit card.
6. Do I get airport lounge access with my Standard Chartered Digismart card?
No. Airport lounge access is not available through the Standard Chartered Digismart card. But you can avail a host of offers from Myntra, Grofers, INOX, Yatra, and Ola.