Standard Chartered Bank Net Banking

Standard Chartered Bank is India’s largest international bank. The bank has a large presence in the country with over 100 branches across 43 cities. The bank operates key client segments that cover corporate, commercial and institutional banking, and private banking apart from retail banking. The bank makes use of its worldwide capabilities plus local expertise in India to offer a wide array of products and services for its individual and business clients with a commitment to provide the best possible experience to their clients.

Features of Standard Chartered Bank Net Banking

The bank offers numerous features through net banking as seen below.

Account Information

Standard Chartered online banking gives you the latest updates on your accounts and term deposits with the bank. You can also print account statements or get cheque books issued etc., at just a click, saving your time and energy from trips to the branch.

Transfer of Funds

Easy fund transfer is another salient feature of Standard Chartered online banking, which you can manage with just a few clicks. Get registered for transferring funds online between your own accounts, between accounts held with other Standard Chartered Bank branches across India, or to other bank beneficiaries who are part of the robust network of NEFT & RTGS in India. Such fund transfers can also be done via VISA credit cards or Demand Draft.

Credit Card Utilities

Loan Particulars

One can now easily get all particulars relating to their loan accounts including past transaction history through Standard Chartered Net Online Banking.

Payment of Bills

Standard Chartered Bank Net Banking facility offers an easy, secure and convenient way for paying all of your monthly bills including utility bills like mobile, landline, electricity, insurance etc. through online by making use of Standard Chartered Bill Pay.

Top-up on Prepaid Mobile

Your prepaid mobile can now be easily recharged through Standard Chartered Bank’s online banking services, ensuring uninterrupted phone service 24x7. Mobile recharge is done in three easy steps.

Online Shopping

Standard Chartered Bank has now made your shopping online a most memorable experience with their net banking services. One can make use of Standard Chartered Online Banking Username and Password to shop online. The transactions are very easy to make and secure. An OTP would be generated for making your payments online and sent to your registered mobile number.

Digital Signature Certificate (DSC)

Digital Signature Certificate (DSC) is another key feature of the net banking services offered by Standard Chartered Bank. DSC aids in authenticating identity through electronic mode providing a high level of security for online transactions, thereby, assuring total privacy of the information exchanged by making use of a digital certificate.

Investment Services

The Standard Chartered Bank’s net banking services also have the facility of calculating the risk profile of your investments through their risk profile in-built calculator as part of this service.

Other Online Services Offered by Standard Chartered Bank

• E-Statement Registration
• Online request for Cheque book
• AutoPay and Standing Instructions
• Demand Draft Request
• Transaction and Beneficiary Limit Management
• Home Loan/Personal Loan Application
• Updation of Personal Details
• Open Term (Fixed) Deposits
• Converting your Credit Card transactions to EMI
• Instant Fixed Deposit
• Payment of Tax
• Personal Mailbox

How To Register To Standard Chartered Net Banking Via The Official Website?

For first-time users of Standard Chartered bank net banking, here are the steps to register for the services online.

Step 1: Go to the official Standard Chartered bank online banking website. Click on the ‘Register For Digital Banking button.’

Step 2: On the next screen, you will see three ways to register for digital banking and the steps for each of these options.

How To Register To Standard Chartered Bank Net Banking Using The Temporary ID & Password?

1. The temporary ID is sent to your registered email id from online.banking@sc.com, and the temporary password is sent as an SMS to your registered mobile number.

2. Go to https://www.sc.com/in/ to visit the temporary ID and password registration page. Click on Agree to the terms and conditions and give ‘Accept’

3. Key in the temporary ID and password you get on the next page.

4. Generate a new online banking customer ID and password.

5. Set up your transaction password and begin using Standard Chartered net banking or Standard Chartered mobile banking.

How To Register To Standard Chartered Net Banking Using Credit Card Number And OTP?

1. Click https://www.sc.com/in/ to visit the instant registration page.

2. Agree to the terms and conditions and click ‘Accept’

3. Select ‘Credit Card Number’ from the drop-down menu on the next screen

4. Key in the credit card number, expiry date, date of birth, CVV2, and then click ‘Next.’

5. You will get a temporary password via SMS on your registered mobile number.

6. Check your registered mobile number and then enter the temporary password.

7. Generate your customer ID and password.

8. Set up your transaction password and begin using Standard Chartered net banking or Standard Chartered mobile banking.

How To Register To Standard Chartered Bank Net Banking Using Your ATM PIN and Debit Card?

1. Click https://www.sc.com/in/ to visit the instant registration page. Agree to the terms and conditions and click ‘Accept’

2. On the next screen, choose ‘ATM/Debit Card Number’ from the drop-down menu.

3. Enter the ATM/Debit card number and your PIN. Then, click on the ‘Next’ button.

4. You will get a temporary password to your registered mobile number through SMS.

5. You will get a temporary password via SMS on your registered mobile number.

6. Check your registered mobile number and then enter the temporary password.

7. Generate your customer user ID and password.

8. Set up your transaction password and start using Standard Chartered net banking or Standard Chartered mobile banking.

How To Register To Standard Chartered Net Banking Offline?

• A Standard Chartered Net banking customer can collect the registration form from the bank’s branch.
• After the customer updates the details of the form to apply for online banking, he/she should mail the registration form to the bank.
• The customer receives the unique ID and the password at the registered mailing address given by the customer to the bank. He gives it within 3 days from the receipt of the form.
• Then, the customer can start using Standard Chartered Bank Net Banking with the credentials received.

How To Register For Standard Chartered Bank Net Banking Through IVR?

The Standard Chartered Bank Net Banking user can also use phone banking or credit card helpline to get the registration form. The registration form is dispatched to the customer at the address of correspondence given by the customer. Once the customer fills the form, he can send it to Standard Chartered Bank, P.O. Box #8888, Chennai, India

How To Login To Standard Chartered Bank Netbanking?

You can login to Standard Chartered Net Banking through the following steps:

• Go to the official website of Standard Chartered Bank Net Banking by clicking on https://www.sc.com/in/bank-with-us/online-banking-login/
• Click continue to Login.

How Do You Reset The Standard Chartered Net Banking Login Password?

Step 1: Visit the official standard chartered bank online banking website and click ‘Continue To Login.’

Step 2: Click on the ‘Forgot Username and Password’ button.

Step 3: Agree to the terms and conditions and then click on the ‘Accept’ button on the next screen.

Step 4: You will get a temporary password on your registered mobile number. Check your registered mobile number and then enter the temporary password.

Step 5: Generate your new password and go on to use Standard Chartered Bank Netbanking.

How To Check The Balance Via Standard Chartered Bank Netbanking?

You can verify the balance through Standard Chartered Bank Netbanking.

• Firstly login to your account by clicking on https://www.sc.com/in/bank-with-us/online-banking-login.
• Post this, enter the user ID and password.
• You can now check the balance on the SC net banking dashboard.
• You can also get a mini statement and know about the earlier transactions using the Standard Chartered Bank Net Banking facility.

How To Transfer Money Via Standard Chartered Bank Netbanking?

Standard Chartered Bank customers can use the Standard Chartered Bank Net Banking facility to transfer money within Standard Chartered Bank from one account to another or between banks. The customer should add the details of the beneficiary account before transmitting the money.

Here are the steps to transfer money through Standard Chartered Bank Netbanking

1. Enter your username and password and log in to Standard Chartered Bank Netbanking.

2. Now, select “Transfers” from the menu on the left-hand side. Then, click on “Third Party Transfers.”

3. After this, “Add a new funds transfer payee” and enter the payee details.

4. Now, key in the user ID and password for your transactions.

5. After adding the payee, select the payee.

6. Choose the mode of transfer and enter the amount. Proceed further.

7. Ultimately, enter the OTP dispatched to your registered mobile number and click on submit to finish the transaction.

Standard Chartered Bank Netbanking Transaction Limits For Online Transactions

The online transactions possible through Standard Chartered Bank Netbanking are NEFT, RTGS, and IMPS.

IMPS: Immediate Payment Service (IMPS) is a real-time electronic fund transfer procedure via which money is credited immediately to the payee/beneficiary account. IMPS transfers can be done at any time 24/7/365, including Sundays and other bank holidays.

NEFT: The National Electronic Funds Transfer (NEFT) is an electronic payment system through which one can make direct one-to-one payments across the country. You can electronically transfer funds from any bank’s branch to any individual having an account with any other bank’s branch in the country. But the banks must come under the NEFT scheme. You can also make NEFT transfers using digital modes of internet and mobile banking.

RTGS: Using this system, you can send money or securities instantly. RTGS payments are conclusive and irreversible once completed. The systems are managed by central banks in most of the countries. RTGS reduces fraudulent transactions, enabling quick and safe transactions.

The table below shows the transaction limits and charges for these three modes of transfer.

Benefits of Standard Chartered Net Banking

1. Net banking is a simple and feasible way to do banking transactions and accessing account details online.

2. Normally, you have to go to the bank personally to avail the services. Fund transfer, checking of account balance, accessing the passbook, etc, can be done at any time from anywhere through Standard Chartered Bank Netbanking.

3. You can visit the bank’s branch within the operating hours. But Standard Chartered Bank net banking users can access the services 24/7/365 including Sundays and national holidays.

4. You can access the services through any virtual device such as mobile phones, laptop, desktop, or tablet.

6. It reduces paperwork since it is automated.

7. Online banking provides structured and detailed access to transaction details, passbooks, etc.

8. You can save a lot of time and keep track of multiple accounts without going physically to the branch.

FAQs of Standard Chartered Net Banking