Interested in financial products
CreditMantri
Processing

Standard Chartered Bank's extensive credit card offerings come with plenty of perks, making every shopping spree more enjoyable. These credit cards are divided into three main categories: travel, cashback, and rewards.

If you've applied for a Standard Chartered credit card, you'll probably want to know its status. Fortunately, checking your application status is easy and straightforward.

Below are the steps for tracking your Standard Chartered credit card application status, both offline and online.

How to Check Your Standard Chartered Bank Credit Card Application Status Online?

To get updates on your Standard Chartered Bank credit card application online, follow these steps:

  1. Visit the Official Website: Go to the official Standard Chartered Bank website.
  2. Search for Credit Card Status: Use the search bar on the website to find the “Credit Card Status” option.
  3. Access the Status Page: Click on the “Credit Card Status” link that appears in the search results.
  4. Enter Your Information: On the status page, you’ll need to provide your application reference number and your mobile number.
  5. View Your Application Status: Once you enter the required details, the website will display the current status of your credit card application.

If you forget your application reference number, you can retrieve it:

  1. Click on “Forget Reference Number”: Look for this option on the credit card status page.
  2. Enter Your Email: Provide the email address you used when you applied for the credit card.
  3. Retrieve Your Reference Number: The website will send your application reference number to your email address.

How to Track Your Standard Chartered Credit Card Application Status Offline?

You can check the status of your Standard Chartered credit card application offline in two ways: by calling customer care or by visiting a bank branch.


Calling Standard Chartered Bank Customer Care

  1. Find the Right Number: Use the Standard Chartered Bank customer care number that you provided on your credit card application.
  2. Dial the Number: Call the number (STD code) 6601 4444 or 3940 4444.
  3. Provide Your Information: When you speak to a customer care representative, give them your application reference number.
  4. Check Your Status: The representative will look up your application and tell you its current status.

Visiting a Standard Chartered Bank Branch

  1. Find a Nearby Branch: Locate a Standard Chartered Bank branch near you.
  2. Visit the Branch: Go to the branch in person.
  3. Speak to a Bank Official: Talk to a bank official at the branch.
  4. Provide Your Information: Give the official your application reference number and a valid photo ID.
  5. Check Your Status: The bank official will check the status of your application and inform you.

Status Check for Standard Chartered Bank Credit Card Application Results

When you check the status of your credit card application, you might see one of the following results. Here's what each result means:

In-Process:

  • Your application is awaiting further review by the bank.
  • The bank is checking your documents.
  • The bank is deciding whether to approve or reject your application.

Dispatched:

  • Your application has been approved.
  • A credit card in your name has been issued by the bank.
  • Your credit card has been mailed to you and should arrive in 3-4 business days.

On-Hold:

  • You haven't submitted all the required documents.
  • The bank hasn't started reviewing your application yet.
  • To learn more, call Standard Chartered Bank customer care at (STD code) 6601 4444 or 3940 4444.

Declined:

  • Your application has been rejected.
  • The bank will notify you by email, SMS, or phone call.
  • This might be because you don't meet the eligibility criteria or have a low credit score.

No Records Found:

  • You may have entered incorrect information, such as your mobile number or application reference number.

Standard Chartered Bank Credit Card Application Status FAQs

1. How can I find out the status of my Standard Chartered Bank credit card application?

Checking the status of your Standard Chartered Bank credit card application is simple, available online and offline. To check it online, you can use the application or reference ID on the bank's website. You can also check offline by calling customer care or visiting a bank branch.

2. How long does it take to get a Standard Chartered Bank credit card?

After you've submitted all necessary documents, it may take up to 9 business days for your Standard Chartered Bank credit card to be processed.

3. What is the process if I forget my username or password for online banking?

You can use “Instant Registration” with your credit card to register for online or mobile banking. Make sure your mobile number is registered with the bank so you can receive a text message with a temporary password.

4. I got a "No records found" message when I checked my SCB credit card application status. What should I do?

You might be checking your application status too soon. The bank may not have updated its system yet. Wait 3-4 days and try checking again. If the status is still "No records found," call Standard Chartered Bank's customer service for more information.

5. What is the usual time frame for processing an SCB credit card application?

Standard Chartered Bank usually takes 3-4 weeks to process a credit card application, as long as all the required documents are submitted.

6. What documents are required to apply for a Standard Chartered credit card?

To apply for a Standard Chartered credit card, you will typically need to provide documents such as proof of identity (Aadhaar card, passport, or voter ID), proof of address (utility bills or rent agreement), and proof of income (salary slips, bank statements, or tax returns). Make sure your documents are current to ensure smooth processing without delays.

7. Can I apply for a Standard Chartered credit card if I have a low credit score?

While it is possible to apply for a Standard Chartered credit card with a low credit score, it may impact your chances of approval. The bank assesses your creditworthiness based on various factors, including your credit score. If your application is declined due to a low score, consider improving your credit rating before reapplying.

Disclaimer: This page includes information that has been compiled from many sources and is only offered for informational purposes. Since this type of data might change over time, we cannot guarantee that the information supplied or included within it is accurate. It is anticipated that the user would confirm with the relevant source prior to taking any choices or actions.

×Thank you! Your comment will be reviewed and posted shortly.
Mastercard
Visa
Rupay
SafeKey
thawtr

Corporate Agent (Composite)

CreditMantri Finserv Private Limited

CIN No

U72100TN2012PTC085154

IRDAI Registration Number

CA0665

Valid Till

01-Aug-2025

ADDRESS

CreditMantri Finserve Private Limited Unit No. B2, No 769, Phase-1, Lower Ground Floor, Spencer Plaza, Anna Salai, Chennai - 600002

Copyright © 2025 CreditMantri