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CreditMantri Finserve Private Limited
CreditMantri Finserve Private Limited Unit No. B2, No 769, Phase-1, Lower Ground Floor, Spencer Plaza, Anna Salai, Chennai - 600002
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Features
Pricing
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Enjoy Life King Size with Standard Chartered Credit Card
Unlock discounts & offers across dining, shopping, travel & more
360 degree rewards
Easy EMI
Contactless credit card
Standard Chartered Platinum Rewards card is best known for the reward points it gives on spends on different categories especially across dining and fuel. The best part is that there is no restriction on the monthly reward points. It comes with a very minimal annual fee of Rs. 250. Apply for the Standard Chartered Platinum rewards card through CreditMantri. We provide you with a simple and easy application process.
Do you want to know where you can use the reward points?
Know the charges on your Standard Chartered Platinum Rewards Card
Description | Charges |
Joining fee | Rs 250 |
Annual fee | Rs 250 |
3.75% per month annualised to 45% on outstanding balance | |
Late payment charges | Rs 100 – Outstanding balance from Rs 101 to Rs 500 Rs 500 – Outstanding balance from Rs 501 to Rs 5,000 Rs 700 – Outstanding balance from Rs 5001 to Rs 10,000 Rs 800 – Outstanding balance from Rs 10,001 to Rs 25,000 Rs 1,200 – Outstanding balance greater than Rs 25,000 |
Cash advance fee | 3% of cash withdrawn |
Over limit fee | 2.5% of the amount over- used. Minimum Rs 500 |
Rewards handling charges | Rs 99 |
Cash repayment fee for paying credit card bills through branches | Rs 299 |
Overseas Transactions | 3.5% of the transaction |
Cheque bounce charges | Rs 500 |
Fuel surcharge | 1% of the transaction |
How to Apply Online Through CreditMantri?
If you are not an existing customer of Standard Chartered Bank, Give your Full Name, Email ID, and Mobile Number, and the representative will get in touch with you.
Offline Apply
You can also visit any of the Standard Chartered Bank branches physically and apply for the Standard Chartered Platinum Rewards Credit Card. Other offline modes of application include calling the bank’s customer care, via SMS, and more.Standard Chartered Platinum Rewards Card is low on maintenance and high on rewards. Your regular spends on dining and fuel can fetch you more benefits with the card. Hence the card is a great buy as cashback is offered on every Rs 150 spent. A Standard Chartered Platinum Rewards card can be a fantastic addition to your wallet that brings more prosperity.
1. What is a platinum rewards virtual card?
A virtual card is the electronic version of your physical card. You can opt for the same at the time of application for the Standard Chartered Platinum Rewards Card. Once your application is approved you can use the virtual card instantly even before the physical card and the credentials reach you.
2. How long does it take for approval of the Standard Chartered Platinum Rewards Card?
There is an option of instant approval through Video KYC. You can get the card approved on the same day. However, if you wish to go through the normal process, it will take up to 9 days for approval.
3. How to get a loan on the Standard Chartered Platinum Rewards Card?
You can get a loan up to Rs 500,000 on your Standard Chartered Platinum Rewards Card through the “Dial-a-loan” option provided by Standard Chartered Bank. The tenure ranges between 12 and 60 months.
4. What is video KYC in my online application?
Video KYC is a step to enable contactless credit card approval. You will be required to present the proof of identity and address in a video call with a Standard Chartered Bank authorised representative. The application will be processed for the next steps on successful video verification.
5. How much can I spend through my Standard Chartered Platinum Rewards Card?
It depends on your credit limit. The bank decides your credit limit based on several factors like credit score, credit standing, monthly income, etc. If your credit limit is Rs 100,000, you can spend up to Rs 100,000 through your credit card.
6. Do I have to register on the rewards page?
If you have registered for Standard Chartered Online Banking, you can use the same credentials for logging in to the rewards page. You may be required to register on the 360~ rewards page if you do not have online banking.
The eligibility, documentation, offers, charges, and the program benefits are at the time of writing this article. The actuals may vary at the time of your application.