Standard Chartered Manhattan Card

Host of offers on Standard Chartered Manhattan Platinum Credit Card

• 5% Cashback on grocery
• 5% Cashback on supermarket
• 5% Cashback on departmental store
• 3 reward points per Rs 150 for other categories.
• Maximum cashback of Rs 500 per month and Rs 150 per transaction. This is for all the cards including supplementary cards held by the customer.
• No joining fees.

Benefits of Standard Chartered Manhattan Platinum Credit Card

• You can earn maximum cashback at the grocery; supermarket bills for your family as they are regular and frequent.
• Not just on groceries, you can use the credit card on other spends with a 3X accelerated rewards programme.
• Manhattan card is 4+ star rated in the credit card domain. It is a preferred card amongst many as this is without frills.
• Lifetime free supplementary credit cards to your family members.

Features of Standard Chartered Manhattan Platinum Credit Card

• A contactless credit card that can be used for “tap and pay”.
• Works with leading payment solutions like BharatQR, Bharat Bill Payment Solution (BBPS), and Samsung pay.
• Your big spends above Rs 5,000 can be converted into EMI through your Manhattan Credit Card and get enticing offers and payment tenure.
• Your entire credit card balance outstanding up to Rs 5,00,000 can be converted into EMI without any processing fees.
• Security of your online transactions is no more a worry as they are protected through 3D secure OTP.
• You can transfer your other bank’s credit card balances to Standard Chartered Bank at attractive interest rates.

Important conditions relating to reward points

• The purchases made through the redemption of points cannot be cancelled or returned.
• The credit card account must be regular without any outstanding.
• Cash withdrawals, cash advances, and loans are not eligible for cashback.
• The purchases that are returned, disputed transactions, finance charges are not eligible for cashback.
• Cashback is applicable on a minimum transaction of Rs 1,000.

Schedule of charges

Know the charges applicable on Standard Chartered Manhattan Platinum Credit Card

How to redeem reward points in Standard Chartered Manhattan Platinum Credit Card?

• You will require a minimum of 500 points to qualify for redemption.
• The reward points can be redeemed only against products given in the Rewards Catalogue.
• Login to your standard chartered online banking or mobile app to find the standard chartered credit card reward.
• Click on the same to know your earnings and the procedure for redemption.

Eligibility to apply for Standard Chartered Manhattan Platinum Credit Card

• Age group between 21 and 65 years.
• You should have a stable monthly income.
• You should be living in the city where the bank serves the card.
• The specific terms and conditions shall be communicated at the time of application.

Documents required to apply for Standard Chartered Manhattan Platinum Credit Card

• Proof of identity and address – Passport, Driving licence, Electricity bill, Telephone bill, Rental agreement
• Proof of income – Latest bank statements, latest one-month salary slip, audited financial statements, and proof of continuity for business for other than salaried people.

How to apply for Standard Chartered Manhattan Platinum Credit Card

After reading about the features and benefits of the card on CreditMantri and deciding whether it is suitable for you, you can apply for the card.

How to apply through the Standard Chartered Bank website?

• Go to the Standard Chartered Bank’s official website.
• On the top menu, click on “Cards”.
• Choose “Standard Chartered Manhattan Platinum Credit Card”.
• Click on “Apply now”.

If you are already a Standard Chartered Bank customer having any of the other Standard Chartered Credit Cards,

• Answer the question - Do you have an existing relationship with Standard Chartered Bank?
• If yes, answer: Do you have an existing Standard Chartered Bank Credit Card?
• If yes, the next step is very simple. You need not submit any documents as you are already a Standard Chartered Bank cardholder.
• Select the credit card you already hold from the dropdown list.
• Tick the two check boxes for acceptance of Credit Card Terms and Most Important Documents.
• Click on “Proceed to Authenticate”.
• You need to do a Rs 1 payment from your existing Standard Chartered Credit Card.
• Your Standard Chartered Manhattan Platinum Credit Card will be processed after eligibility checks by the bank.

If you do not have any Standard Chartered Credit Card, answer Do you have an existing Standard Chartered Bank Debit Card?

• If yes, Provide your Name, Registered Mobile Number, Email ID, Pincode, and Date of Birth.
• Click the two check boxes to authorise Credit Bureau Check and acceptance of terms and conditions.
• Click on “Proceed”.
• You have to provide all necessary information for the Application, Approval, and Documents.

If you are not an existing customer of Standard Chartered Bank, Give your Full Name, Email ID, and Mobile Number, and the representative will get in touch with you.

Offline Apply

FAQs of Standard Chartered Manhattan Platinum Credit Card

1. How long is the approval process for Standard Chartered Manhattan Platinum Credit Card?

Usually, it takes 7-15 days to get your card approved by Standard Chartered Bank.

2. Can I use my Manhattan card overseas?

It can be used. But remember you will be charged 3.75% on every overseas transaction.

3. How much is the interest payable on Standard Chartered Manhattan Platinum Credit Card?

It's 3.75% annualised to 45% a year.

4. How to redeem my points on the card?

• Log in to your internet banking account.
• Select “Online rewards”.
• You can see the reward points earned. Click on the same and you will get the subsequent steps for redemption. Or
• You can log in to the Standard Chartered mobile app.
• Select “Credit Card rewards” and redeem your points.

5. How do I know the deals where I can use the reward points?

Visit the Standard Chartered Bank redemption catalogue online. You can see a wide range of categories like electronics, home, lifestyle, vouchers, and travel where the reward points can be used.

Disclaimer:

The eligibility, documentation, offers, charges, and the program benefits are at the time of writing this article. The actuals may vary at the time of your application.