Check your RBL Credit Card eligibility

Get exclusive benefits, offers, and more with RBL Credit Cards

Note: It will not affect your score

Best RBL Credit Cards in India 2022

Bank

Annual fee      :

2000₹

Reward Type  :

Rewards

Joining Fee    :

2000₹

Bank

Annual fee      :

1000₹

Reward Type  :

Rewards

Joining Fee    :

1000₹

Bank

Annual fee      :

₹500

Reward Type  :

Shopping

Joining Fee    :

₹500

Bank

Annual fee      :

500

Reward Type  :

Rewards

Joining Fee    :

500

Bank

Annual fee      :

NA

Reward Type  :

Shopping

Joining Fee    :

NA

Bank

Annual fee      :

NA

Reward Type  :

Shopping

Joining Fee    :

NA

Bank

Annual fee      :

NA

Reward Type  :

Shopping

Joining Fee    :

NA

Bank

Annual fee      :

NA

Reward Type  :

Shopping

Joining Fee    :

NA

Apply for other RBL Credit Cards

Bank

RBL Bank Credit Card Documents Required

  • Proof of Address: Aadhaar card, passport, utility bills (not more than 3 months old), or any other government-approved ID
  • Proof of Identity: PAN card, Aadhaar card, voter’s ID card, passport, driving license, or any other government approved photo ID
  • Proof of Income: Bank statement for the last 3 months, salary slips for the last 3 months, audited financials for the last 2 years (for self-employed), or Form 16.

The list is indicative and the documents will vary with the individual.

Bank

RBL Bank Credit Card Eligibility Criteria

  • The minimum age of the applicant should be 21 years and the maximum age is 65 years
  • For all salaried and self-employed people
  • The minimum annual income will differ across cards.

Quick Links to Handle Your RBL Credit Card

Become Reward-Minded with RBL Credit Card!

Shop, dine, travel & earn points

Easy EMI

Low processing fee

Zero documentation

Apply Now

Types of RBL Credit Cards

RBL offers multiple types of credit cards likeShopping: These are credit cards that are especially made for shopping be it online or offline with great benefits in the form of reward points or cash backs. The cards provided by RBL in this category are

RBL Bank Platinum Maxima Credit Card

You can earn 2 Maxima Rewards points for every INR 100 spent on all your purchases. The credit card offers5 X reward points when you use your card for Dining, Entertainment, Utility Bill Payments and Fuel.

You can get 10,000 reward points when you use your RBL Bank Platinum Maxima Credit Card for purchases of INR 2 Lakhs and more.

RBL Bank Platinum Maxima credit card is accepted worldwide and what’s more, using this card overseas will give you 5 times more rewards, making this card the smartest way to pay when you are abroad.

RBL Platinum Delight Credit Card

You can get free PVR movie tickets when you shop with your RBL Platinum Delight Credit cardoffers 1000 bonus reward points every month on 5 transactions of INR 1000 or more. Additionally, the users can get 4 reward points on every spend of INR 100 on weekend transactions and 2 reward points on every spend of INR 100 on other transactions.

RBL Titanium Delight Credit Card

The users can get 5% cash back on grocery transactions on Wednesdays.RBL Titanium Delight credit card becomes a rewarding experience with 1000 reward points on spending INR 10,000 in 60 days. You can also get discounts and offers on dining and entertainment activities.

Lifestyle: These are credit cards which provides benefits for dining, movie tickets, etc. This is also called fun credit cards as they give benefits for more experience-oriented services. For example, a credit card will give more rewards for dining or give 2 complementary tickets each month. The cards provided by RBL in this category are.

RBL Bank Fun+ Credit Card

RBL Bank Fun+ Credit Card offers lot of discount on movie bookings. The users can get BookMyShow voucher worth INR 500 and 10% discount on every movie booking. This credit card holder can get 5% value back on weekend dining transactions.

RBL Movies and More Credit Card

Specially made for movie lovers, RBL Bank Fun+ Credit card offers 10% discount on BookMyShow as welcome gift. The users can earn up to 20 reward points on the spend of every INR 100 depending on the transactions.

How to apply for an RBL Bank credit card?

Online Apply Through CreditMantri

You can apply for an RBL Bank credit card by following the steps given below:

  • Check the various RBL Bank credit cards available
  • After choosing the card you want to apply for, click ‘Check Eligibility. (If you want more details about the card, Click ‘Know More’).
  • You will be redirected to the application page.
  • Enter the basic details asked and click submit. An OTP will be dispatched to your mobile.
  • Enter this OTP for verification.
  • Click on ‘view eligible RBL Bank offers and apply’

Online Apply Through The RBL Bank’s Website

Apply through the bank’s website.

  • Go to the bank’s credit card application page
  • Fill in the details required.
  • Get the OTP on your registered mobile number and enter it for verification.
  • Click submit

Offline

  • You can also apply for an RBL Bank credit card by contacting customer care or by going to the nearest branch of the bank and filling out the physical application form completely.

Fees and Charges of RBL Bank Credit Cards

Joining or Annual fees

Differs across cards

Annual Fee

Varies Across cards

Finance Charges

Up to 3.99% monthly or 47.88% per annum

Late Payment charges

15% of total amount due or minimum Rs. 50, Maximum Rs. 1,500

Few other charges may vary across cards

RBL Credit Card Benefits & Features

Credit cards have many uses apart from the rewards you get from spending using your credit cards. The following is list of uses that RBL credit cards can provide you


1. Sign on bonuses: Some of the credit cards from RBL provide sign on bonus or gifts as a thank you for signing with the bank. This is a great reward which will offset any joining fees paid already and get even more.

2. Rewards: Reward points are offered for any transaction that is made using your RBL credit card. These reward points can be accumulated to obtain a great gift, or the points can be redeemed for cashback. Either way customer is the winner.

3. Frequent flyer miles: This is useful for people to travel by plan frequently. They get “miles” as reward for using your RBL credit card to pay for airline ticket. With enough points you can avail discount on future tickets or you may be able to get tickets for free. Also, with some credit cards you get access to airport lounges which could be a life saver in case of delayed flights.

4. Cashback: Some RBL credit cards also provide cashback on certain spends like 5% cashback for shopping online, 5% cashback for using your credit card to pay utility bills. This is a great way to save money on spends.

5. Keeping vendors in check: Credit cards help in keeping vendors in check. Customers have the option to cancel payment or even if already paid the ability to revert payment if they feel the product they bought is below par. This way the vendors who provide the products will stay honest and provide better quality goods.

6. Insurance: Many credit cards come with insurance like travel insurance which can be availed. Many card holders don’t even realize they are protected and don’t utilize these facilities. It is bet to read the terms and conditions before you get a credit card and also know every feature available.

7. Universal acceptance: Unlike debit cards credit cards have universal acceptance. If you go to any foreign country, you can spend money by using your credit card and not go searching for a currency exchange center or ATM.

8. Instant Loan: Your credit limit is a source of loan which can be accessed immediately without requiring any approvals. This can be very useful in case of emergencies. There is also the option to convert your credit card bill to an EMI if you cannot pay back the bill immediately.

9. Credit score improvement: When you pay your credit card bill on a regular basis it will improve your credit score. As different credit or credit mix also forms a part of credit score, a credit card will help improve your score from that aspect as well.

Thus, credit cards provide a card holder a plethora of benefits.

RBL Bank Credit Card Customer Care

RBL Bank has efficient and 24/7 customer care services to help its credit card users to resolve any issues regarding their RBL bank credit cards. You can get in touch with RBL bank credit card customer care through the

  • RBL Bank Credit Card Helpline number - +91 22 6232 7777
  • You can email to cardservices@rblbank.com

RBL Bank Credit Card Application Status

If you have applied for an RBL Bank credit card, then you can track the status of your application through the following methods:

  • Online on the RBL bank website by entering the application reference number, registered mobile number, and the OTP received.
  • Through the RBL customer service helpline and the RBL customer service email

RBL Bank credit card bill payment

You should pay your credit card bills without defaulting in order to maintain a good credit score and to prevent the accumulation of interest on your bill. You can pay through UPI, debit card, netbanking, NEFT, Nach, cash, and cheque.

RBL Bank credit card balance enquiry

You can check your RBL bank credit card balance by giving a missed call to 1800 419 0610 from your registered mobile number. You will be able to get your savings or current account balances. This service can be used 24/7.

RBL Bank Credit Card Netbanking

You can enjoy a variety of features by using RBL Bank credit card netbanking. This facility allows you to pay the credit card bill, verify the due amount, know the payment date, and download the RBL credit card statement.

Closure or Cancellation of your RBL Bank credit card

RBL bank credit cardholders may cancel their credit card since they no longer use it or due to the high annual fees. The RBL Bank credit card can be canceled through

  • Emailing to supercardservice@rblbank.com for super cards or cardservices@rblbank.com for other cards.
  • By calling through the customer care number: 022-71190900
  • By visiting the branch and submitting a letter requesting cancellation, credit card cut diagonally, and identity proof.

Conclusion

RBL bank offers various credit cards with immense benefits, rewards, and discounts. Browse and choose the RBL credit card most suited for you at CreditMantri.

RBL Credit Card FAQ

1. What is the eligibility criteria for getting a RBL Credit Card?

You need to be above 21 years old and below 65 years old with a steady income of at least Rs.3,00,000 per annum as a self-employed or working in a reputed company.

2. How to do RBL credit card bill payment?

You can pay the bill on the RBL website by logging into their internet banking portal or you can download their mobile app which also has the option of credit card bill payment. The offline method is where you can pay your bill at any RBL branch.

3. Why was my RBL credit card application rejected?

It could be any number of reason from low credit score, eligibility criteria etc. You should wait for the rejection letter which will have all the details and reason for rejection. If you have further queries you can contact RBL credit card customer care for further information.

4. How can I check my credit card usage?

You can check your credit card usage or balance through Net banking, Mobile banking, visiting the nearest branch, ATM, calling customer service or opt for monthly statements and SMS alerts.

5. Can I pay the RBL credit card bill in cash?

Cash payment for your RBL Bank Credit card bill is accepted at all RBL bank branches.

6. How to pay the RBL credit card EMI?

Go to https://mobank.rblbank.com and download RBL MoBank App. Choose the biller category you want to pay for. Input the details of the bill, login, enter the OTP, and confirm

7. What is the cash limit in RBL bank credit cards?

The cash limit on credit cards is set when the card is initially issued to the customer. Banks place a limit of 20% to 40% of the total credit limit in general.

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