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CreditMantri Finserve Private Limited
CreditMantri Finserve Private Limited Unit No. B2, No 769, Phase-1, Lower Ground Floor, Spencer Plaza, Anna Salai, Chennai - 600002
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Online and offline are the 2 modes of payment for RBL Bank Credit Card Bills. Online options-Net Banking, Mobile Banking, Autopay, and Bill Desk web page (Non-RBL Bank Account Holders). Offline options-ATM Funds Transfer, cash, and Cheque. NEFT is used for transfer between banks.
1) RBL Credit Card Bill Payment Through Netbanking
Step 1: Login to your RBL Netbanking account using your username and password
Step 2: Choose the ‘Add Biller’ option under the ‘Bill Payment’ section.
Step 3: Here, add your RBL credit card as your biller.
Step 4: Post the addition, the payment can be made directly by entering the details such as the amount and the bank account from which the payment has to be made
Step 5: When you click on the ‘Instant Pay’ option, your payment will be processed, and a receipt will be displayed automatically.
2) RBL Credit Card Bill Payment Via BillDesk
Step 1: Go to the BillDesk portal of RBL Bank
Step 2: Read the information attentively and click on the ‘Proceed’ button
Step 3: Now, provide your credit card details, such as email ID and mobile number
Step 4: Authenticate the payment and submit the request
Step 5: The payment will be done instantly and a confirmation will be sent to the mobile number and email ID.
3) RBL Credit Card Bill Payment Through Debit Cards
Step 1: Visit RBL Bank’s official website
Step 2: Click on the ‘Make Payments’ tab
Step 3: Select the ‘Credit Card Payments’ option
Step 4: Payment via debit card can be done through 2 payment gateways - Pay U, Razorpay, or Bill Desk
Step 5: Click on your preferred payment gateway
Step 6: Fill in the card details, contact details, and debit card details
Step 7: Proceed to complete the payment.
4) RBL Credit Card Bill Payment through UPI
You can also make the RBL credit card bill payment through UPI.
Step 1: Pick either netbanking or the RBL Bank MyCard app for paying through UPI
Step 2: Choose the ‘Bill Payment’ option in the ‘Credit Cards’ section
Step 3: Enter the amount you have to pay and click on the ‘Submit’ option
Step 4: Here, select option ‘UPI’
Step 5: Enter your VPA (Virtual Payment Address) and click on ‘Request’ to proceed
Step 6: Open the UPI app on your phone and make the payment
Step 7: The payment will be credited to the card account instantly
5) RBL Credit Card Bill Payment Through NEFT Using IFSC Code
You can use any bank’s account to pay the RBL Credit Card Bill through NEFT. It allows instant payment within the same day and you will receive the payment acknowledgement within the same day.Step 1: Log into your net banking portal through your username and password
Step 2: Choose the NEFT payment method
Step 3: Register the RBL Bank as a beneficiary by entering the following details: The payee name - Your name as given on your RBL credit card, the payee account number - your 16 digit card number, the bank name - RBL Bank, The branch location - NOC Goregaon, Mumbai, and IFSC code - RATN0CRCARD
6) RBL Bank Credit Card Bill Payment through Other Bank Netbanking
Step 1: You can add your RBL Bank credit card as a biller in the netbanking account of any bank
Step 2: The payment can be done directly from the savings account
Step 3: Once paid, the credit card payment gets released on the next day but the limit is released within the same day
Step 4: A confirmation message is sent to you on the registered email ID and mobile number
7) RBL Credit Card Payment Through NACH Using Other Bank’s Account
You can pay the RBL credit card dues using other bank’s account through NACH. Here are the steps to be followedStep 1: Download the NACH mandate form
Step 2: Send a form to RBL Bank to register for the service
Step 3: The credit card amount due will be auto debited from the account post registration.
Note: This facility can be disabled at any time.
8) RBL Credit Card Payment through MyCard Mobile Banking
Step 1: Login to your RBL Bank MyCard app
Step 2: Under the option ‘Credit Cards’, your card details will be displayed on the dashboard
Step 4: Choose the amount you wish to pay and the mode of payment that you want to use
Step 5: Make the payment immediately and the limit will be released on the same day
9)RBL Bank Credit Card Bill Payment Through RTGS Using IFSC Code
Credit card bills over Rs. 2.00 lakhs can be paid through RTGS (Real Time Gross Settlement). You will have to add your credit card to the list of beneficiaries before you pay using it. The RBL credit card payment IFSC Code will be RATN0CRCARD. For making the payment, follow the steps ensuingStep 1: Login to your net banking account in which the RBL credit card is added to the list of beneficiaries.
Step 2: Head over to the funds transfer section and choose the option, RTGS
Step 3: Choose the card from the list of beneficiaries and review the details
Step 4: Enter the amount and make the RBL Bank credit card payment
1) Cash
2) Cheque
You can pay the RBL credit card bill through cheque as well. The cheque can be deposited in the bank directly. But it is recommended that the cheque should be submitted days before the due date. This is because the payment will be completed only if the cheque is cleared. Additional fee is levied on cheque transactions.Mode of payment for the RBL credit card bill | Credit Card Payment Time | Release Time |
---|---|---|
RBL Bank Netbanking | Next day | Next day |
NACH using Any Bank Account | Same day | Next day |
Debit cards | Next day | Same day |
Other Bank Netbanking | Next day | Same day |
BillDesk | Up to 2 working days | Next day |
UPI | Next day | Same day |
RTGS using IFSC Code | NA | NA |
Cash Deposit at RBL Bank Branches | Same day | Next day |
Cheque Deposit at branches of RBL Bank/Courier | Subject to clearing | Subject to clearing |
RBL MyCard Mobile App | Same day | Same day |
Neft using IFSC code | Same day | Same day |
1. Can I make my RBL credit card bill payment at an ATM?
The option of paying the RBL credit card bill at an ATM is not available.
2. What are the 3 stages of RBL credit card bill payment?
There are three stages of RBL credit card bill payment, and they are processing, validation, reservation, and finalization.
3. What operations can I do via RBL Cards Online Portal?
Customers can use Cards Online Portal to view their credit card account from anywhere in the world. You can operate on a variety of things like account balance, account history, available credit limit, statement balance and payment due dates. This portal can also be used to make RBL credit card bill payments in an instant without any hassles.
4. Is the online transaction that I make towards bill payment secure?
Yes, RBL Bank uses state-of-the-art technology and infrastructure to guarantee a very safe online transaction experience. All payments that you make towards credit card bills on RBL Bank interface have a Verisign certification and a 128-bit SSL encryption. Also, after three unsuccessful attempts of trying to log in with the wrong user ID or password, the account will be blocked which guarantees more security.
5. My e-mail ID has changed. How do I update my contact information to get bill statements and make credit card payments?
Contact the nearest RBL bank branch to update your contact information. ID proof or address proof might be required if you are updating your address.
6. Should I have an account with RBL bank to make a credit card payment for RBL card using NEFT?
No, you can use the NEFT facility from your other bank accounts also to make RBL credit card bill payments.
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