RBL Bank Platinum Maxima Credit Card

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Apply RBL Bank Platinum Maxima Credit Card

4.1

Reward Type

Rewards

Joining Fee

2000₹

Annual Fee

2000₹

CHECK ELIGIBILITY

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Features

Welcome benefits

8,000 Reward Points

Cashbacks & Rewards

10 Reward Points on Rs. 100 spent on dining, entertainment, fuel, utilities and international transactions
2 Reward Points on all other transactions
10,000 Reward Points on spending Rs. 2.5 Lakhs a year
10,000 Reward Points on spending Rs. 4 Lakhs a year
1 Free movie ticket every month
2 Complimentary Domestic Aiport lounge visits every quarter
1 Reward Point = Rs. 0.25

Pricing

Joining Fees Rs. 2,000
Annual Fees Rs. 2,000

Documents Required

Current address available as proof:

Passport or Driving License or Aadhaar or Voter ID

Current address not available as proof:

Utility bill with current address
Passport or Driving License or Aadhaar or Voter ID

3 months bank statement or Govt photo ID or Credit Card statement or Insurance policy or Vehicle registration or Spouce Passport or Marriage certificate, etc
Aadhaar copy

Income Documents:

1 Month credit card statement should not be older than 2 months/3 months salary slips

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About RBL Bank:

RBL Bank is one of India’s older, established commercial banks, and was incorporated in 1943. It offers an array of specialized services and banking products in the wholesale and retail sector. It has a network of 197 branches across India.

Quick Links to Handle Your RBL Credit Card
RBL bank Credit Card bill
RBL bank credit card balance
RBL bank credit card application status
RBL bank credit card offers
RBL bank customer care

RBL Platinum Maxima Credit Card - Key Highlights

Welcome Benefits	Welcome bonus of 8000 reward points Make a purchase within 30 days of issuing the card
Rewards	2 reward points for every Rs. 100 spent on all your purchases 10 reward points per Rs. 100 on dining, entertainment, utility bill payments, and international purchases
Annual spend Bonus	10,000 reward points on purchases of Rs. 2.5 Lakhs or greater in a year Additional 10,000 bonus reward points on crossing Rs. 4 Lakhs spends in a year
Lounge Access	2 Complimentary domestic lounge access every quarter
Movie and Dining	Buy one get one free offer on movie tickets once every month
Reward redemption	Reward points can be easily redeemed at RBL rewards Portal 1 reward point = Re. 0.25 on every Rs. 100 spent on dining on weekends

RBL Platinum Maxima Credit Card - Features and Benefits

Welcome Benefits

8000 reward points as welcome bonus
You will get these bonus points after paying the joining fee and if you use your card at least once within the first 30 days of card issuance.

Reward Points

2 reward points per Rs. 100 spent on all your purchases.
10 reward points per Rs. 100 spent on dining, fuel, entertainment, utility bill payments, and international transactions.
The maximum number of reward points is capped at 1000 per transaction

Reward Points Redemption

Reward points can be redeemed by logging into the RBL rewards website
You can redeem your reward points against hotel bookings, flight bookings, and several other options available at the portal.
1 reward point = Re 0.25

Milestone Benefits

10,000 bonus reward points on spends of Rs 2 Lakhs or more in a year.
Additional 10,000 reward points as bonus on spends of 3.5 Lakhs in a year.

Travel Benefits

Two complimentary domestic lounge access per quarter
Only 1 person per card is allowed for the complimentary lounge visits

Movie Benefits

1 complimentary movie ticket on buying at least two movie tickets on BookMyShow.
The maximum price of the free ticket is capped at Rs. 200 per ticket. The offer can be availed monthly.
You can use this offer by choosing the ‘Buy 1 Get 1 Free’ option on the offers/discount section at BookMyShow.
This benefit is applicable only to primary cardholders.

Fuel Surcharge Waiver

1% fuel surcharge waiver at all fuel stations for fuel transactions between Rs. 500 and Rs. 4,000

RBL Platinum Maxima Credit Card - Fees and Charges

Annual Fee	Rs. 2000
Cash Advance Transaction Fee	2.5% or Rs. 500 (Whichever is higher)
Add on card fee	Nil
Cash payment at branches	Rs. 250 per cash deposit transaction
Finance Charges (Retail and Cash)	APR up to 3.99% per month (48% p.a.)
Overlimit Penalty	600
Late payment fee	15% of the total amount (Minimum: Rs. 50 and Maximum: Rs. 1,250)
Foreign currency markup	Upto 3.50%
Surcharge on Purchase/Cancellation of Railway Tickets	1.8% of the ticket amount + IRCTC Service Charge
Surcharge on fuel transactions made at petrol pumps to purchase fuel	1% of the fuel transaction or Rs. 10 whichever is higher

RBL Platinum Maxima Credit Card - Eligibility

Age : 18 to 70 years
Nationality : Indian
Age of the supplementary applicant : Minimum 15 years

RBL Platinum Maxima Credit Card - Documents Required

Address Proof	Passport, voter ID, Ration card, Aadhaar card
Identity Proof	Passport, driving license, Aadhaar card
Income Proof	IT returns, Form 16, Salary slip

How To Apply For The RBL Platinum Maxima Credit Card?

On CreditMantri

It is very convenient to apply for a credit card through CreditMantri, and you can complete the application via these simple steps.

1. Click on “CHECK ELIGIBILITY”

2. Fill in details like Mobile number, Email ID, Residence city, Employment type, Residence Pin code, any loans, etc.

3. Click on “Submit”

4. Input the OTP dispatched to your registered mobile number.

5. Follow the instructions and proceed to complete the rest of the application

On The Bank’s Website

1. Visit the bank’s website.

2. Click on ‘Credit Card’ under ‘Personal Banking’ on the left-hand side of the page.

3. Choose the ‘RBL Bank Icon Card’

4. You will be redirected to the Platinum Maxima Card page where you will have to click on ‘Apply Now’

5. Fill in the basic details like first name, last name, gender, date of birth, mobile number, etc. in the application form

6. Click on ‘Get OTP’ and an OTP will be sent to your mobile.

7. Do the OTP verification and proceed with the rest of the application

8. Tick the box which states that you have understood the terms and conditions for the application of the credit card.

9. You also authorize the RBL Bank and its representatives to call or SMS you with reference to your Credit Card application by ticking the box.

10. Click on ‘Submit’

11. The bank will reach out to you and will further assist you with the process of applying for a RBL credit card.

Offline

You can walk into any branch of RBL bank with the required documents and fill out the form to apply for the Platinum Maxima Credit Card. A representative from the bank will help you with the process of applying for the card.

Conclusion

The RBL Platinum Maxima Credit Card comes with appealing reward programs and also provides its customers with exclusive benefits in categories like shopping, dining, travel, movies, fuel, international purchases, etc. The best feature of this card is that it allows you to earn upto 20,000 bonus reward points every year upon reaching milestone spends. This means that you can save upto Rs. 5000 per year. So, this is a great credit card to have for saving.

FAQs of RBL Platinum Maxima Credit Card

1. How can you redeem the reward points on the RBL Platinum Maxima Credit Card?

You can redeem the reward points on the RBL Platinum Maxima Credit Card on the RBL rewards portal.

2. How to unblock the RBL Platinum Maxima Credit Card?

You can reach customer care through the helpline number 022-71190900 and request the customer care executive to unblock your card. Else, you can download the RBL MyCard app on your smartphone and log in to your account to unblock the card.