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Check your RBL Credit Card eligibility
Get exclusive benefits, offers, and more with RBL Credit Cards
Note: It will not affect your score
Best RBL Credit Cards in India 2024
Annual fee :
2000₹
Reward Type :
Rewards
Apply for other RBL Credit Cards
RBL Bank Credit Card Documents Required
- Proof of Address: Aadhaar card, passport, utility bills (not more than 3 months old), or any other government-approved ID
- Proof of Identity: PAN card, Aadhaar card, voter’s ID card, passport, driving license, or any other government approved photo ID
- Proof of Income: Bank statement for the last 3 months, salary slips for the last 3 months, audited financials for the last 2 years (for self-employed), or Form 16.
The list is indicative and the documents will vary with the individual.
RBL Bank Credit Card Eligibility Criteria
- The minimum age of the applicant should be 21 years and the maximum age is 65 years
- For all salaried and self-employed people
- The minimum annual income will differ across cards.
Quick Links to Handle Your RBL Credit Card
Become Reward-Minded with RBL Credit Card!
Shop, dine, travel & earn points
Easy EMI
Low processing fee
Zero documentation
Types of RBL Credit Cards
RBL offers multiple types of credit cards likeShopping: These are credit cards that are especially made for shopping be it online or offline with great benefits in the form of reward points or cash backs. The cards provided by RBL in this category are
RBL Platinum Maxima Credit Card
You can earn 2 Maxima Rewards points for every INR 100 spent on all your purchases. The credit card offers5 X reward points when you use your card for Dining, Entertainment, Utility Bill Payments and Fuel.
You can get 10,000 reward points when you use your RBL Bank Platinum Maxima Credit Card for purchases of INR 2 Lakhs and more.
RBL Bank Platinum Maxima credit card is accepted worldwide and what’s more, using this card overseas will give you 5 times more rewards, making this card the smartest way to pay when you are abroad.
RBL Platinum Delight Credit Card
You can get free PVR movie tickets when you shop with your RBL Platinum Delight Credit cardoffers 1000 bonus reward points every month on 5 transactions of INR 1000 or more. Additionally, the users can get 4 reward points on every spend of INR 100 on weekend transactions and 2 reward points on every spend of INR 100 on other transactions.
RBL Titanium Delight Credit Card
The users can get 5% cash back on grocery transactions on Wednesdays.RBL Titanium Delight credit card becomes a rewarding experience with 1000 reward points on spending INR 10,000 in 60 days. You can also get discounts and offers on dining and entertainment activities.
Lifestyle: These are credit cards which provides benefits for dining, movie tickets, etc. This is also called fun credit cards as they give benefits for more experience-oriented services. For example, a credit card will give more rewards for dining or give 2 complementary tickets each month. The cards provided by RBL in this category are.
RBL Bank Fun+ Credit Card
RBL Bank Fun+ Credit Card offers lot of discount on movie bookings. The users can get BookMyShow voucher worth INR 500 and 10% discount on every movie booking. This credit card holder can get 5% value back on weekend dining transactions.
RBL Movies and More Credit Card
Specially made for movie lovers, RBL Bank Fun+ Credit card offers 10% discount on BookMyShow as welcome gift. The users can earn up to 20 reward points on the spend of every INR 100 depending on the transactions.
How to apply for an RBL credit card?
Online Apply Through CreditMantri
You can apply for an RBL Bank credit card by following the steps given below:
- Check the various RBL Bank credit cards available
- After choosing the card you want to apply for, click ‘Check Eligibility. (If you want more details about the card, Click ‘Know More’).
- You will be redirected to the application page.
- Enter the basic details asked and click submit. An OTP will be dispatched to your mobile.
- Enter this OTP for verification.
- Click on ‘view eligible RBL Bank offers and apply’
Online Apply Through The RBL Bank’s Website
Apply through the bank’s website.
- Go to the bank’s credit card application page
- Fill in the details required.
- Get the OTP on your registered mobile number and enter it for verification.
- Click submit
Offline
- You can also apply for an RBL Bank credit card by contacting customer care or by going to the nearest branch of the bank and filling out the physical application form completely.
Fees and Charges of RBL Bank Credit Cards
Joining or Annual fees | Differs across cards |
Annual Fee | Varies Across cards |
Finance Charges | Up to 3.99% monthly or 47.88% per annum |
Late Payment charges | 15% of total amount due or minimum Rs. 50, Maximum Rs. 1,500 |
Few other charges may vary across cards
RBL Credit Card Benefits & Features
- Welcome Benefits: Welcome benefits are given to the cardholders when they get an RBL card. They can be in the form of gift vouchers, bonus reward points, or any other type of benefits. Usually, cardholders have to pay the joining fee to receive welcome benefits.
- Travel Benefits: Travel benefits that you will get with an RBL credit card includes complimentary lounge access to domestic or international airports, discount offers on flight or hotel bookings, and much more.
- Dining and Movie Benefits: RBL bank offers some awesome benefits on categories like dining and entertainment such as buy 1 get 1 free (BOGO) offers on movies, discount offers on dining, etc.
- Reward Programs: RBL Bank credit cards come with different reward programs. Some of the cards benefit their customers in the form of reward points, whereas others offer cashback. Moreover, the reward rate can also vary for different cards and across various categories.
- Other Benefits: In addition to the above features and benefits, RBL credit cards come with various perks including a fuel surcharge waiver, a spend-based waiver of the annual fee, and much more.
RBL Credit Card Customer Care
RBL Bank has efficient and 24/7 customer care services to help its credit card users to resolve any issues regarding their RBL bank credit cards. You can get in touch with RBL bank credit card customer care through the
- RBL Bank Credit Card Helpline number - +91 22 6232 7777
- You can email to cardservices@rblbank.com
RBL Credit Card Application Status
If you have applied for an RBL Bank credit card, then you can track the status of your application through the following methods:
- Online on the RBL bank website by entering the application reference number, registered mobile number, and the OTP received.
- Through the RBL customer service helpline and the RBL customer service email
RBL credit card bill payment
You should pay your credit card bills without defaulting in order to maintain a good credit score and to prevent the accumulation of interest on your bill. You can pay through UPI, debit card, netbanking, NEFT, Nach, cash, and cheque.
RBL credit card balance enquiry
You can check your RBL bank credit card balance by giving a missed call to 1800 419 0610 from your registered mobile number. You will be able to get your savings or current account balances. This service can be used 24/7.
RBL Credit Card Netbanking
You can enjoy a variety of features by using RBL Bank credit card netbanking. This facility allows you to pay the credit card bill, verify the due amount, know the payment date, and download the RBL credit card statement.
Closure or Cancellation of your RBL Bank credit card
RBL bank credit cardholders may cancel their credit card since they no longer use it or due to the high annual fees. The RBL Bank credit card can be canceled through
- Emailing to supercardservice@rblbank.com for super cards or cardservices@rblbank.com for other cards.
- By calling through the customer care number: 022-71190900
- By visiting the branch and submitting a letter requesting cancellation, credit card cut diagonally, and identity proof.
RBL Credit Card FAQ
1. What is the eligibility criteria for getting a RBL Credit Card?
You need to be above 21 years old and below 65 years old with a steady income of at least Rs.3,00,000 per annum as a self-employed or working in a reputed company.
2. How to do RBL credit card bill payment?
You can pay the bill on the RBL website by logging into their internet banking portal or you can download their mobile app which also has the option of credit card bill payment. The offline method is where you can pay your bill at any RBL branch.
3. Why was my RBL credit card application rejected?
It could be any number of reason from low credit score, eligibility criteria etc. You should wait for the rejection letter which will have all the details and reason for rejection. If you have further queries you can contact RBL credit card customer care for further information.
4. How can I check my credit card usage?
You can check your credit card usage or balance through Net banking, Mobile banking, visiting the nearest branch, ATM, calling customer service or opt for monthly statements and SMS alerts.
5. Can I pay the RBL credit card bill in cash?
Cash payment for your RBL Bank Credit card bill is accepted at all RBL bank branches.
6. How to pay the RBL credit card EMI?
Go to https://mobank.rblbank.com and download RBL MoBank App. Choose the biller category you want to pay for. Input the details of the bill, login, enter the OTP, and confirm
7. What is the cash limit in RBL bank credit cards?
The cash limit on credit cards is set when the card is initially issued to the customer. Banks place a limit of 20% to 40% of the total credit limit in general.
Rbl Credit Card - Customer Reviews
NARVIR
very good
Virender sharma
Good service