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Features
- Get 10% cashback on groceries (Upto Rs. 100 per month)
- Get 10% cashback on BookMyShow, Swiggy & Utility bill payments through RBL MyCard app (upto Rs. 100 per month per category)
- Get 2 Reward Points on every Rs. 100 spent online
- Get 1 Reward Point on every Rs. 100 spent offline (except fuel)
- 1 Reward point = Rs. 0.25
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 75 per month
- Annual fees Rs. 75 per month (waived on monthly spends of Rs. 3000 or more)
Fees
Documents Required
- Passport or Driving License or Aadhaar or Voter ID
- Utility bill with current address
- Passport or Driving License or Aadhaar or Voter ID OR
- 3 months bank statement or Govt photo ID or Credit Card statement or Insurance policy or Vehicle registration or Spouce Passport or Marriage certificate, etc
- Aadhaar copy
- 1 Month credit card statement should not be older than 2 months/3 months salary slips
RBL Monthly Treats Credit Card
The RBL Monthly Treats Credit Card is a perfect choice for customers who wish to receive benefits on all categories. It comes with various offers and discounts on a monthly basis. With a monthly fee waiver, cashback on groceries, BookMyShow, and Swiggy every month, and reward points on online purchases, the RBL Monthly Treats Credit card is worth having. Apply for this type of RBL credit card on CreditMantri. You can also do a free credit score check and download a free credit report on the website.Key Highlights of The RBL Monthly Treats Credit Card
Joining Fee Monthly Fee of Rs. 75 plus GST |
Rewards Earn 2 reward points per Rs. 100 spent on all online purchases. Earn 1 reward point per Rs. 100 spent on all offline purchases excluding fuel |
Fuel Surcharge Waiver Fuel surcharge waiver of 1% on spending between Rs.500 and Rs.4,000 on fuel. |
Cashback 10% cashback on groceries every month after achieving a spend of Rs. 3,000 monthly 10% cashback on BookMyShow, Swiggy and utility payments on spends of Rs. 5000 monthly |
Waiver of monthly membership fee Spend based waiver of monthly membership fee |
Features and Benefits of The RBL Monthly Treats Credit Card
Welcome Benefits:
This card does not have welcome benefitsReward Points Benefits
- 1 reward point for every Rs. 100 spent on offline expenditures.
- Reward points are not given for purchases on fuel
- 2 reward points for every Rs. 100 spent on online expenditures
Fuel Benefits
- A waiver on your fuel surcharge will be given for each transaction
- It is available for a minimum transaction of Rs. 500 and a maximum transaction of Rs. 4000.
- The maximum waiver given in a month is capped at Rs.100.
Cashback Benefits
- Cashback of Rs. 75 on reaching spends of Rs. 3000 in a month
- Cashback of 10% on grocery spends subject to a maximum cashback of Rs. 100
- 10% cashback on your purchases from BookMyShow and Swiggy on spending Rs. 5000 per month. Transactions done through the RBL MyCard app will also be included in this offer. The maximum cashback applicable in a month will be Rs. 100.
RBL Bank Monthly Treats Credit Card - Fees and Charges
Finance Charges | Up to 3.99% per month |
Cash Payment at branches | Rs. 250 per cash deposit |
Cash Advance Transaction Fee | 2.5% of the cash amount (Subject to a minimum of Rs. 500). |
Late payment fee | 15% of the total amount due subject to a maximum of Rs. 1,500 |
Add on card Fee | Nil |
Overlimit penalty | Rs. 600 |
Foreign currency Markup | Up to 3.50% |
Surcharge for payment or cancellation of railway tickets | 1.8% of the IRCTC Service Charges + Payment Gateway |
Surcharge on Fuel Transactions | 1% of the fuel transaction |
Eligibility Criteria For RBL Monthly Treats Credit Card
- Age: 18 to 70 years
- Nationality: Being a citizen of India is a must
- Age of the Supplementary applicant: Minimum 15 years
RBL Bank Monthly Treats Credit Card - Documents Required
Address Proof | Passport/voter ID/Ration card/Aadhaar card |
Identity Proof | Passport/Driving License/Aadhaar card |
Income Proof | IT Returns/Salary slip/Form 16 |
RBL Bank Monthly Treats Credit Card Limit
The credit card limit is allocated based on some factors such as the credit score, credit report, credit utilization ratio, repayment history, and past and current debts.How To Apply For The RBL Monthly Treats Credit Card?
On CreditMantri
It is very convenient to apply for a credit card through CreditMantri, and you can complete the application via these simple steps.1. Click on “CHECK ELIGIBILITY”
2. Fill in details like Mobile number, Email ID, Residence city, Employment type, Residence Pin code, any loans, etc.
3. Click on “Submit”
4. Input the OTP dispatched to your registered mobile number.
5. Follow the instructions and proceed to complete the rest of the application
On The Bank’s Website
1. Go to the bank’s website.2. Click on ‘Credit Card’ under ‘Personal Banking’ on the left-hand side of the page.
3. Choose the ‘RBL Bank Monthly Treats Credit Card’
4. You will be redirected to the Monthly Treats Credit Card page where you will have to click on ‘Apply Now’
5. Fill in the basic details like first name, last name, gender, date of birth, mobile number, etc. in the application form
6. Click on ‘Get OTP’ and an OTP will be sent to your mobile.
7. Do the OTP verification and proceed with the rest of the application
8. Tick the box which states that you have understood the terms and conditions for the application of the credit card.
9. You also authorize the RBL Bank and its representatives to call or SMS you with reference to your Credit Card application by ticking the box.
10. Click on ‘Submit’
11. The bank will reach out to you and will further assist you with the process of applying for a credit card.
Offline
You can walk into any branch of RBL bank with the required documents and fill out the form to apply for the Monthly Treats credit card. A representative from the bank will help you with the process of applying for the Credit card.Conclusion
The RBL Monthly Treats Credit Card is a very good card for savings. With reward points on your online spends, rewards on achieving milestone spends, and cashback offers, you will be able to save majorly. Thus, the RBL Monthly Treats credit card is a very good one for people who are going to start their credit journey and for those who are looking for saving opportunities.
FAQs of RBL Monthly Treats Credit Card
1. Does RBL card have airport lounge access?
Lounge access is one of the top features offered by RBL Bank credit card. Many RBL credit cards offered by the bank give complimentary lounge access to credit cardholders at international and domestic airport lounges.
2. How do I cancel my RBL monthly treats credit card?
RBL monthly treats credit cardholders can cancel their cards online. An email can be sent to supercardsservice@rblbank.com for other cards. Include all the necessary details such as name, date of birth, card number, and expiry date.