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Higher Education Loan50 Lakh rupees. That's how much Venkatesh paid to study from one of the prestigious universities abroad. And that was just the admission and tuition fee. Factor in the expenses for food, accommodation, travel, and other miscellaneous expenses, Venkatesh's entire cost for an MBA of two years came to a grand total of about 1 crore rupees.An increasing number of Indian students are aspiring to pursue higher education abroad, or get into premier unive

Do you have a self-owned residential or commercial property? Are you in need of funds to improve the condition of your property or are facing an emergency? A loan against rent receivable will help you access liquid funds when you need it the most.What is a Loan Against Rent Receivable? This is a loan that you can take against the rental income of your property.Criteria to avail this loanTo be eligible for this loan, you need to meet certain terms and conditi

Collateral Free LoanHave you heard about collateral-free loans? Are you on the lookout for such loans? Wondering what a collateral-free loan is? Then you are in the right place! Read on to know more.What is Collateral?In terms of banking terminology, collateral is an asset that you borrow against. In the event that you do not repay the loan and default, the lender takes possession of the collateral asset. For instance, if you default in case of a mortgage lo

Business Startup LoanAre you looking for funds to fuel your business? The journey of an entrepreneur can be very exciting, with work that could be frustrating and rewarding in equal measure. Business and entrepreneurship are not for everybody. Most often, a budding entrepreneur is strapped of funds to start his venture. This is where a Business Startup Loan could help you.What Is a Business Startup Loan?A

Business Loans for WomenGone are the days when women were considered worthy only of the kitchen and no match for men. Women are creating ripples in the entrepreneurship space and proving beyond doubt that they can handle anything -- in all spheres of life -- including the difficult world of entrepreneurship. Being a woman entrepreneur can be very exciting! The satisfaction of seeing an idea take form and creating a new business from scratch, seeing it grow is a unique e

Medical Equipment LoanAre you a doctor, fresh out of college and looking to open your own clinic? Or are you planning to open your own hospital, in which case you might need to put some medical equipment together? The healthcare industry is growing at a tremendous pace and is expensive. Everything to do with medical industry – from studying to be a doctor, to the equipment that is used to treat patients – is expensive. For example, let's say that you are looking to open a ho

Loan Against Credit Card Interest RateAre you in urgent need of money and thinking of taking a loan against your credit card? Here are some factors to keep in mind when considering that option. Definition: A loan against credit card is a loan that is availed against your credit card limit. It can come in handy when you are in urgent need of funds and require cash immediately. Eligibility: You

Personal Loan for Self EmployedSometimes, all you need is that little something extra to make life easier. In need of funds to fuel your dreams? Or do you require emergency cash to tide over a temporary crisis? Do you require working capital for your business? Or do you simply require the cash to fund your luxury vacation? Whatever your need be, a personal loan could make your life easier.A personal loan is a multi

Secured Loan and Unsecured Loan in India – Key DifferencesOften you might wonder which is better – whether to apply for a secured loan, or an unsecured loan. A secured loan is one where you need to pledge collateral—for example, pledge gold or mortgage your commercial or housing space or your vehicle with the lender—to avail the loan. An unsecured loan is where you do not need to provide any collateral. Gold loans, mortgage loan, car loan, home loan are all exam

Loan Against Fixed DepositA Fixed Deposit (FD) is one of the most popular way of investing money in India. Conservative investors prefer investing in an FD account as it is a safe form of investment that gives fixed assured returns. The idea behind an FD is that you deposit a lump amount with the bank for a certain period and earn interest income on it. Once the term deposit matures, the bank transfers the principal amount along with the interest earned to the acco

Small Business LoansManaging the cash flow is an important component of any business. For most small businesses, timely access to credit is the key to keeping the business afloat. But how do you avail credit when you are already in need of working capital?If you are looking for a small business loan in India, then the internet can bring the best loan offers from around the country to your doorstep. A basic research will yield lots of information on how to get a small bu

3 Month Loans for Bad CreditHaving bad credit can be a nightmare for people wanting to access funds. Are you one among those having a bad credit history? Need access to credit? What do you do if you do not have a good credit score and need urgent cash to tide over a crisis? What's the best deal you can get in a situation like this?For starters, what you require to know is that short-term finance, like 3 months' loans are generally sanctioned at a higher interest rate. I

6 Month Loans for Poor CreditIt can get be difficult to avail a loan with a poor credit rating. Lenders do not want to risk giving loans to customers who already have demonstrated poor credit behavior and might possibly default on EMI payments. However, each lender has a different set of requirements and criteria for sanctioning loans. So, it is possible that even if multiple lenders reject you, you might have a small chance to qualify with a particular lender who has different

What Are Doorstep LoansDoorstep loan is a kind of personal loan that is popular in western countries, though it is yet to be introduced in India. As the name suggests, the cash loan is delivered to your doorstep by an agent. The agent will come around to your place weekly, to collect your loan repayments in cash or cheque. You needn't approach any bank, and the whole process is done at your doorstep. Doorstep loans give customers an opportunity to address their immediate

Quick Loan ApprovalsA financial crisis calls for immediate funds. Many of us face a crisis where we require emergency cash and don't know where to turn. What are the factors to keep in mind when looking for a quick loan?Choose a personal loan: A personal loan is a good option in such cases as it has several advantages: •    No need to submit documentation on the end use of the loan.•     No need to provide collatera

Unsecured Loan Interest RateAn unsecured loan means that you do not need to pledge any collateral or asset in order to avail the loan. Generally, unsecured loans are personal loans. The end use of the loan could be anything—to fund your child's wedding, to fund your dream vacation, for a medical emergency or any other personal emergency. It could be used as a debt consolidation tool as well. It is important to note that unsecured loans are among the most expensive l

Loans for UnemployedIt can be difficult to get credit, especially if you are unemployed. Few lenders offer loans for unemployed as they are nervous about your ability to repay the loan without a steady income. Most lenders want to see a consistent income before approving your loan. So what do you do if you are unemployed and are in need of money? Loans for Unemployed – What are your options?There are at least some options for unemployed people who need cre

Same Day Loans Online in IndiaMany of us can face an unexpected financial crisis where we require instant funds – in case of a medical emergency, income loss or urgent loan repayment. Lenders can take time while reviewing and approving your loan application. Getting a loan to tide over emergencies – especially within a short span of time – is very difficult. Lenders generally take time to verify your credit history, your personal details while reviewing your loan applicati

Short term loans in IndiaShort Term Loans – as the name suggests – are loans which have a short tenure of generally a year or less, and are typically intended for improving temporary shortfall in cash flows – either for individuals or businesses. Lenders offer Short Term Finance options that are structured to meet specific needs. The repayments are scheduled and structured to match your available cash flow.Short term loans are generally unsecured, but this depends o

No Credit Check Loans in IndiaTaking out a loan can be a pretty tricky process – especially so when you have bad credit. Plenty of people, for whatever legitimate reason, find themselves in urgent need of credit. Whether it's an unplanned financial emergency, like a medical emergency, or loss of income, or an essential, major purchase, there might be times when you are faced with an acute shortage of cash. Life might throw you at situations where taking out a loan can't be avo

What is a Mortgage Loan?A mortgage loan is a loan that is secured by property or real estate. The borrower offers his /her property as collateral to the bank for the loan.. Depending on the lender, it can be used for a variety of other purposes as well – a mortgage loan could be your answer to funding your child's higher education or wedding or invest in your business.  A mortgage loan is generally a multi-purpose loan that can be