Article

There are many firsts in life, for which almost everyone needs a little bit of help. Buying your first car is one of them. It could a hugely liberating experience – no more wasting time at bus stops or negotiating with autorikshaw drivers or taking multiple modes of transport on your office commute every day. To buy that dream car, a car loan is can come in very handy. Read on how to apply for the best car loan in India.Things to Look for While

At some point or the other, almost all of us have faced a point in life where we need a helping hand.All you need is that little something extra to ease your financial burden a little. A personal loan from ICICI Bank is one way of making your life easier, your finances more stable and providing you the financial freedom to make certain spending choices.  ICICI Bank which was founded in 1994, is one of the premi

A personal loan could serve many purposes and come to your aid when you have no other source of money to turn to. Life throws a variety of situations at us that require that little extra source of funds - be it covering expenses for a marriage- whether of your child, sibling or your own; higher education; emergency buffer to recover from the loss of a job; home renovation; medical emergency, or a myriad other reasons. Since a personal loan doesn’t require any collateral an

There is always a situation in life when you need an extra injection of funds – it could be for educational expenses, medical expenses, marriage expenses or even business reasons. If you have a property in your name, then you can unlock its potential by availing an HDFC Mortgage Loan. A mortgage loan allows you to retain your property while availing of a loan at a reasonable rate of interest.Features of HDFC Bank Mortgage Loan:• Higher loan amount

Life throws various situations at you, where you need some financial help from external sources. The advantage of a mortgage loan is that it helps you use an asset you already own to raise funds – and at a cheaper cost than getting a personal loan. Going abroad for higher education and need help? Have a medical emergency, and don’t know how to finance it? Or identified your dream home and need funds to buy it? A mortgage loan from Canara Bank lets you discover the power of your pr

Starting a new business but short of funds? Want to buy a plot of land but are short of resources? Want to finance your child’s dream to study overseas? Want to remodel your home, to make it the perfect living space? All this is possible with a mortgage loan – it utilizes an existing asset and gives you loans at a lower rate than some other consumer loans. You can unlock the potential of your property with this multi-purpose loan from Axis Bank.Features of Axis Ba

Buying or building your own home is the ultimate step to being financially ‘settled’ in many countries, including India. While it is a dream for many millions, most do not have the financial wherewithal to buy or own a home on their own. Banks and other lenders have come up with affordable home loan options in order to make this dream into a reality!Am I Eligible? In order to be eligible for a home loan, you need to be• A salaried e

If you are tired of taking time out of your day to trek to your ATM or branch to drop off your credit card payment cheque, or have had enough of the stress of remembering your due date well in advance, then online payment is the answer to your problems. Remember you can also pay an extra fee for paying in cash at the bank branch or ATM rather than by cheque or electronically.With the HDFC Bank Credit Card, you have the option to pay your bills online. It is a quick and hassle-free wa

Does this sound like a familiar situation? You are very keen to get a new credit card, are bombarded by an array of very tempting offers being advertised, but end up back at Square 1 as confused as ever because you simply don’t know which one would be the right one for you. The market is flooded with a number of credit cards and it can quite overwhelming to try and compare the various features and benefits. There are a multitude of credit cards available on the market today to suit the

Gone are the days when you had to trek to your bank every time you needed something done. Remember how you used to wait in line at the bank, wondering whom to ask the query you had in mind, clueless about what to do, and wondering how much money you had in your account? Wave goodbye to all those doubts and hesitations!With the era of Internet banking, the bank has come close to you - in fact, it has come to your doorstep! With the online credit card statement facility, there is now n

Citibank was incorporated in India in 1902 in Kolkata. It is the consumer division of financial services multinational Citigroup. It is one of the leading private sector banks in India and one of the largest credit card issuers in the country.Citibank offers Credit cards suited to the differing lifestyle needs of its customers. Some cards offer cashback rewards like Citi Cashback Credit Card, while other cards give fuel benefits like the IndianOil Citi Platinum Credit Card.B

Who doesn’t love offers on movies! Spending a couple of hours watching the latest blockbuster, accompanied by friends or family (and a tub of popcorn) is a good way to destress. If you are a movie fan, then look into the credit cards that offer movie privileges from BookMyShow.Here are a few credit cards that offer perks when you make an online transaction on the BookMyShow website.RBL Bank credit card offer:RBL Bank Platinum Maxima & RBL

Citibank, which was incorporated in India in 1902 in Kolkata, is now one of the leading private sector banks in India and one of the largest credit card issuers in the country. It provides a wide range of banking products and financial services, and offers an array of credit cards designed to suit the differing needs of its large customer base.Citibank Credit Cards offer a multitude of advantages to the holder. It offers Dining privileges, with up to 20% savings across 2000 partner r

If you dream of owning your own home but wonder if you will be able to ever afford it – worry not! The overwhelming majority of home owners need that extra support of a home loan from to help them fulfill their dream. Owning a home is the ultimate dream of almost everyone and very few have the financial means to achieve it. That is where a home loan can help you.The market is flooded with innumerable home loan offers and it is easy to get confused about which product is the bes

Are you applying for a first credit card? Do you wish you could whip out a piece of plastic instead of fumbling with wads of cash, every time you go shopping?  You might have many questions and concerns regarding their use and how to choose the card best suited to you.  In many developing economies, like India, credit cards are becoming increasingly popular because of their safety, convenience and ease of use. You can use a credit card to buy anything from jewelry to groceries. Havi

Filing an accurate income tax return and paying taxes on time is a necessary annual ritual that you need to undertake every year. However, you can also be the recipient of a pleasant surprise is the form of an income tax refund from the government! Sometimes, due to lack of knowledge, oversight or time, we could make errors on our income tax return and pay more tax than is due.  This can be quickly rectified. How to apply for an income tax refund If you h

Insurance is quite simply protection against the risk of potential significant financial loss in the future. While choosing a policy might initially seem confusing, it is an essential part of organizing your personal finances. An insurance policy is a way of buying financial peace of mind against the uncertainties and risks in life such as untimely death, loss of property, serious health issues requiring heavy expendit

Buying health insurance is becoming increasingly common in India today. Naturally, you would want to choose the ‘best’ insurance policy that suits your medical and financial requirements. There is no way to determine the company that provides the best health insurance in India -  the best company is the one that provides the policy that fulfills your specific health insurance needs with a price and service quality that you are satisfied with. There are several insurance compa

In simple terms, a debit card deducts money from your bank account when you use it to make purchases. It is a widely accepted method of payment worldwide. The biggest advantage of using this type of card is that you never fall into debt – if you do not have sufficient money in your bank account to pay for your purchase, your transaction simply will not go through. If you think you might have a problem with paying your credit card bills, it is advisable to apply for this type of card.

Everyone loves weddings, but we might not all have the ready money to celebrate them in the style we would like to. While there is no specific banking term known as wedding loans, you can take a personal loan to cover any expenses you might have in connection with celebrating a wedding in grand style! For many Indians, a wedding is the one event in their lives that they do not hesitate to spend on, and taking a loan might seem like the most viable option. But what do you do if you ha

You might have been eyeing a cool new smartphone for a little while, doing copious online research on price and features, asking friends for recommendations - and now think it is high time it became yours! You are in a good job, with a steady income and you are ready to take a ‘mobile loan’ in the showroom to finally own this brand new toy. The only question is – do you need a credit card to get a loan? A credit card is not necessary for getting a mobile loan, but it