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A business credit score is built on data that pertains to your financial history. Business financial history could include various lines of credit, length of credit history, payment history of business credit, loans undertaken by business, length of credit, and the purpose for which you are using your loan

Credit cards are widely being used as a convenient financial tool to support financial needs. Applying for a credit card is easier, with credit card lenders switching to a completely digital application process. There are almost 77 million credit card users in India and this number is expected to go up in 2023.

Most successful small business ideas for budding entrepreneurs are the ones which do not require much capital or resources. This is because people who are just about to set foot into the business world may not get funds easily.

Corporate identity number (CIN) is a unique 12-digit alphanumeric number allotted to companies by the Registrar of companies. The CIN can be found in the Certificate of Incorporation. All companies registered in India will automatically get the CIN at the time of incorporation and registration of the company.

The rise in personal loan rates has an impact on borrowers. Personal loans are of great assistance in times of emergency or just when you need that extra financial cushion. A personal loan helps you achieve your goals without disturbing your usual financial planning too much.

E-businesses are the future for every entrepreneur/business as they make trade possible across boundaries. Most businesses built their online presence during the lockdown because of the Covid-19 virus. Since then, the importance of having a digital presence is one of the priority agendas for all businesses.

A fuel credit card is just another type of credit card whose rewards are based on fuel transactions. These cards are specifically designed to meet the fuel requirements of customers and to provide them with benefits on savings when they buy fuel.

Yes, Paytm Postpaid will have an impact on your credit score. Paytm postpaid is a pre-approved and instant credit offered by Paytm’s NBFC partners. This facility can be used to make online/offline purchases on more than 1 crore websites and merchants.

RuPay credit cards can now be used on the UPI Platform. This is highly beneficial to both merchants and customers due to increased credit card use for both. Consumers can now seamlessly use their credit cards to make payments. All they have to do is scan the asset lite QR codes. The payments are secure and safe, since authentication is done by using an UPI PIN.

With the recent budget release, new tax slabs have been announced for different taxpayers. Companies are taxed at a fixed rate however, individuals/AOP/HUFs/BOI are taxed at different slab rates. In the below article, let us understand the different tax slabs.

You can withdraw your Provident Fund amount to repay your home loan. You can withdraw up to 90% of the EPF amount to repay home loans. The Employees Provident fund can be withdrawn at the age of 55 years for retirement purposes.

In this article, we will discuss tips and tricks for a personal loan that you should follow in 2023. A personal loan is very helpful in times of need and it can be used for a variety of purposes.

SBI Offers a range of credit cards for everyone’s needs and requirements. Let us take a look at what are the top SBI credit cards that one should go for.

HDFC has multiple business credit cards like business MoneyBack, Business Regalia, and more. Business credit cards are issued to business enterprises and self-employed professionals having good financial standing. You can use them only for business expenses.

An e-Way bill is a document evidencing the transportation of goods by one party to another. The document is electronically generated and is integrated with the Goods and Service Tax (GST) portal. It contains details about the consignor, consignee, transporter, and the details of goods under shipment.

All major lenders such as ICICI Bank, SBI, HDFC Bank, IDFC Bank, and Axis Bank issue credit cards. Credit cards are the best cash substitute for all your spending needs. Because credit cards come with a host of offers, rewards, benefits, cash back, and discounts that save you money while spending.

Credit cards are getting new features every day. Now credit cards can be linked as a payment method in the Unified Payment Interface applications like Google Pay, Phonepe, Paytm, Amazon Pay, and more. This promotes increased business transactions and optimum utilisation of available credit. Let us see how using credit cards as a payment mode in UPI can help businesses.

CreditFit is a product launched by CreditMantri. You can enhance your credit score and get loans at best market interest rates using CreditFit. We have a team of experts who will give valuable tips for these. Let us now read on to find out more about how to get a loan and the role of CreditFit in getting a loan.

SBI home loan provisional interest certificate can be downloaded from SBI bank’s official website. The certificate can be viewed, printed, and downloaded in a pdf format.

CreditFit is a product launched by CreditMantri. It comes with multiple benefits and features. It primarily helps build your credit score seamlessly and get the best loans and credit cards with ease. On subscribing to CreditFit, you will get expert guidance from our credit coach for a year. Let us read on to learn about the importance of credit scores and more about CreditFit.

Yes, you can bounce back from a low credit score. Having a low credit score can be pretty disappointing but with a few measures you can expect to improve your credit score over a period of time. Let us look at what can be done.