Article

EMI payments on debit cardsNeed an EMI option when shopping? Want to shop to your heart’s content but do not have a credit card to avail of easy EMIs? Would like a credit card but do not qualify for the one you want? Not sure which is the best credit card for you? Credit card application been turned down? Well, here’s some good news for you! Did you know that you can avail of EMI offers on your

Cashback Credit Cards Credit Cards are a popular and a very convenient way to pay for purchases and now you will find very few people arguing to the contrary!  For one, it is safer than carrying thick wads of cash everywhere, all the time. If you need to buy something, you can complete the transaction by simply swiping that small rectangular piece of plastic. It allows you to buy online and take advantage of discount offers only available for online purchases. &n

Business Credit Cards All businesses need some sort of credit when it comes to daily transactions, payments to vendors or travel expenses or myriad other reasons. Credit cards are good options for possible emergency expenditure in your business. You might wonder what the advantages of a business credit card over a personal credit card are? Read on to find out the advantages of having a corporate / business credit card for your company. Advantages of a

What is Balance Transfer on credit cards?Credit card holders should play smart when it comes to dealing with their credit card debt. Your outstanding has a way of sneaking up on you as you rack up high interest charges on your balance. Sometimes, it might accumulate to a point where you find it impossible to pay off the due amount. Your inability to pay off your bills fully will lead to a decrease in your credit score as well, making it difficult for you to apply to

Tips when choosing Airline Credit Cards When you are on your daily commute to work, surrounded by jostling crowds, pollution and noise, do you think of being in a cool hill station, or a breezy seaside, or beside a magnificent monument Who doesn’t like to travel or just the idea of travel? Alas, taking a travel break is not easy and not particularly cheap. You might be worried about making a large hole in your savings. Or you might be worried about racking up hi

Tips for Calculating Interest on Savings Account A savings account is the most common form of an interest-bearing deposit account which is held with a bank or NBFC that provides a nominal interest rate. The average interest rate offered by banks in India is 4% per annum - depending on the daily balance and other parameters. Some banks even offer up to 7% per annum. Banks are free to set their own interest rates on a savings bank account after the RBI deregulated inter

Tips to Keep in Mind While Buying Car Insurance Plans What Is Car Insurance? A car or vehicle insurance is a policy that protects you from financial loss in case of an accident or natural disaster like floods or fire that causes damage or loss of your car. You need to pay a premium (generally annually) and the insurance company agrees to pay your losses as per the terms and conditions defined in your policy. Car insurance could also cover thir

5 Tips for choosing a Health Insurance Plan Buying health insurance is becoming increasingly common—and essential—in India today. With the surge in medical expenses, you might be worried that in case of a medical emergency or serious medical condition, you will not be able to afford the expensive treatment. The answer is health insurance. More and more people, especially in urban areas where medical expenses are skyrocketing, are opting to buy health insur

5 Tips when considering a Life Insurance Plan A life insurance plan is basically a kind of a contract between you and your insurance provider, stating that in case of your untimely death and loss of earnings, your family will get financial security. For this financial security, you need to pay a premium on a periodic basis to your insurance provider for a set period of time. 5 Tips - Life Insurance Policy 1. View life insurance is

7 Tips on How to Invest in High Interest Fixed DepositsMost Indians are familiar with the term “Fixed Deposit”. A Fixed Deposit (FD) is one of the most popular financial instruments among investors in India as it provides a higher rate of interest than a regular savings account, but is low risk at the same time. It is considered one of the safest forms of investments. Here are some of the features of a fixed deposit:a. Easy to open with simple do

5 Tips – How to Choose High Reward Credit CardsSo many cards, so many perks, so much choice! How do you choose a card that rewards you handsomely? Credit cards are a staple of financial payments in developed economies. In many developing economies, like India, credit cards are becoming increasingly popular because of their convenience and ease of use. With demonetization, more people are choosing to use debit and credit cards to make payments.The marke

5 Smart Tips to Get the Lowest EMI Car LoansBuying a car can be very exciting – but also a little daunting in terms of the financial commitment! Buying a car, and getting a car loan to help make the purchase, can be the first big financial commitment that many people in India make. Buying your own vehicle can give you an exhilarating sense of freedom but is also accompanied by some natural concerns—how to find low interest car loans and low EMIs.

6 Smart Tips to Get Low Interest Home Loans Are you ready to make one of the largest and most significant financial commitments of your life? Owning a home is not a cakewalk and comes with its own set of responsibilities like paying your EMIs every month without fail for many years, if not decades;  planning your budget every month to accommodate your EMIs; making sure you make all your payments on time and in full every single month. One needs careful financial

New Year Loan Offers—Tips to Keep in Mind Are you planning to greet 2017 by buying your own home? A car perhaps? Do you wish to remodel your home and live in an upgraded place for the new year? Or you might want to go on a luxurious vacation and greet the New Year in, say, Paris? Whatever the need be, there is a loan for every need in the market. With the new year coming up, several banks and NBFC’s have new year offers for

CitiBank Credit Card Christmas OffersHeading to the stores to complete your Christmas shopping? Planning to pay with a credit card? For many people in India, paying with a credit card is still the way to go when it comes to transactions, as they are convenient, offer reward points and is a safe and secure way to make payment. Read on if you are one of them.So, which is the best credit card to use for your Christmas purchases?While choosing a card, y

Buy Digital Camera & Refrigerator on EMI at Bajaj FinservAll around you see advertisements for the latest camera models. You might have set your heart on one but do not have ready cash to pay for your photography dream. Or maybe you are looking to upgrade your kitchen appliances. You don’t own a credit card and don’t quite know how to get a loan to cover the cost of that brand new refrigerator model.  No more worries! You could apply for a consum

Buy Washing Machine, Air Conditioner and TV on EMI at Bajaj FinservAll around you, you see advertisements for the latest washing machine, energy efficient air conditioners and high definition TVs – gadgets that will make your life so much easier and comfortable but… you don’t have the ready cash to buy them right away. Or you might have set your heart on upgrading your home with new appliances but do not have ready cash to pay for all these very de

0% Interest Consumer Durables LoanThe small luxuries of everyday living matter a lot—it can make your life much easier and more enjoyable in whatever little way! You might have an eye on the latest High Definition TV, a laptop, or even an air conditioner for the bedroom. But you find that you are not able to buy them without dipping into your savings. You have a credit card but are wary of the high interest charges. What

Admit it - your laptop is your most reliable and constant companion, but it’s not easy to get one when your finances are low! If you need to check the weather, buy movie tickets (or watch a downloaded movie), organize a vacation, order food, check reviews, look up your cousin’s holiday snaps, - (oh and of course, check up on your work!) – all of it gets done on your trusty laptop companion.

Bajaj Finance Mobile EMI CalculatorNeed a loan to buy your favorite—yet pricey—mobile? Or perhaps, you want to upgrade your furniture and appliances. There are several finance companies in the market that offer a consumer durable loan which you could use to buy your favorite gadgets. Bajaj Finserv is one among them.It can be very confusing to evaluate the mul

7 Tips to Keep in Mind while Shopping for Loans It can be quite a nerve-wracking experience to apply for your first loan. Interest rates, repayment terms, preclosure charges, tenure, amount, amortization table – the terms can be new and unfamiliar. Not to worry. Here are some tips to keep in mind when you think of applying for a loan. There is a loan for every need in the market. For instance, you might be facing a medical emergency and might require a personal