ICICI Bank Credit Card

Types of Credit Cards Offered by ICICI Bank

ICICI Bank offers multiple types of credit cards like

Shopping: These are credit cards that are especially made for shopping be it online or offline with great benefits in the form of reward points or cash backs. The cards provided by ICICI Bank in this category are

ICICI Bank Platinum Chip Credit Card

You can earn 2 reward points for everyRs.100 spent when you shop with your ICICI Bank Platinum Chip Credit Card and redeem them easily for attractive options from a range of categories like travel, premium merchandise, and much more. Additionally, you get 15% on dining bill at over 2500 participating restaurants across 12 major cities with the ICICI Culinary Treats Program.

ICICI Bank Coral Credit Cardd

You can Earn 2 PAYBACK points on every INR 100 spent for all retail purchases except fuel and earn 1PAYBACK point on every INR 100 spent on utilities and insurance categories. You can get up to 2 free movie tickets by booking through bookmyshow.com, and it can be availed twice a month and save minimum of 15% on dining bill at over 2500 participating restaurants across 12 major cities with the ICICI Culinary Treats Program.

ICICI Bank HPCL Credit Card

With PAYBACK points, dining discounts and exclusive offers on fuel transactions, ICICI Bank HPCL Credit Card offers plethora of benefits to the cardholder. Spend rewards, fuel surcharge waiver, EMI payment and bill payments of everyday utilities make it a desirable option for all gentlemen and women to get hold of ICICI Bank HPCL Credit Card.

How To Apply For An ICICI Bank Credit Card?

Online Apply Through CreditMantri

• Check the various ICICI Bank credit cards available.
• After choosing the card you want to apply for, click ‘Check Eligibility. (If you want more details about the card, Click ‘Know More’).
• You will be redirected to the application page.
• Enter the basic details asked and click submit. An OTP will be dispatched to your mobile.
• Enter this OTP for verification.
• Click on ‘view eligible ICICI Bank offers and apply’

Apply Online Through The ICICI Bank’s website

• Choose the card that you want to apply to and click “Apply Now”
• Enter all the required details and click “Get Offers” to know the offers you are eligible for.
• Proceed with the necessary steps and submit the application.

Offline

• You can also apply for the ICICI Bank credit card offline by contacting customer care or by visiting the ICICI bank branch nearest to you and filling out the physical application form there. Ensure that you possess all the required documents with you.

Fees and Charges of ICICI Bank Credit Cards

The credit card fees and charges may vary according to the card. The list below shows the general fees and charges:

ICICI Bank Credit Card Benefits & Features

Credit cards have many uses apart from the rewards you get from spending using your credit cards. The following is list of uses that credit cards can provide you

Thus, credit cards provide a card holder a plethora of benefits.

ICICI Bank Credit Card Customer Care

ICICI bank credit card holders can contact the bank’s customer care department to get their queries addressed and resolved quickly. You can contact ICICI bank credit card customer care through the following ways:

• General toll-free number - 1860 120 7777
• You can email or you can write to them at their postal address.

ICICI Bank Credit Card Application Status

Post applying for a credit card, it is important to verify the application status from time to time. For this reason, ICICI bank provides you with the facility to keep yourself updated about the status of your application. You can track this online as well as offline using any of the methods provided by the card issuer.

ICICI Bank Credit Card Bill Payment

Credit card bills should be paid on time. Paying credit card bills on time helps in building a good credit score. Compared to other banks, ICICI Bank provides a decent number of modes of credit card bill payment both online and offline.

ICICI Bank Credit Card Balance Check

ICICI bank has multiple ways for customers to check their ICICI Bank credit card balance and ICICI Bank credit card balance status . Credit card defaults due to the inability to meet payment deadlines due to failure to remember the due date and financial crunches can be avoided if the balance check is done regularly.

ICICI Bank Credit Cards Netbanking

You can easily login to ICICI bank netbanking to avail a host of services like managing spends on your card, paying bills, doing on/off international transactions from the comfort of your home or office, setting or resetting the pin, and so on.

ICICI Bank Credit Card Balance Transfer

ICICI Bank provides fund transfer services like ICICI credit card balance transfer to its cardholders. This facility can be used to transfer outstanding balances of consumers from credit cards of other banks to their ICICI credit card account. This enables consumers to save money on interest and penalties on other credit card bills by paying them at a cheaper interest rate.

Conclusion

ICICI Bank has credit cards to cater to your various needs like travel, shopping, fuel expenses etc. You can avail cashbacks and instant discounts from multiple offers available on your ICICI Bank credit card. So get the credit card that is most suitable to your needs by comparing from the various ICICI bank credit cards available on the CreditMantri website.

ICICI Bank Credit Card FAQ