ICICI Credit Card Payment

ICICI Credit Card Bill Payment - Online

A. Netbanking There are various options available under netbanking to make the ICICI Bank Credit Card Bill Payment

1. Quick Pay Option

Step 1: Visit ICICI’s official website

Step 2: Log into your netbanking account by entering your credentials

Step 3: Choose the ‘Payment and Transfer’ option from the menu

Step 4: Then, select ‘Quick Pay’

Step 5: You will be forwarded to a new page, and you will have to enter your credit card details here.

Step 6: Enter the OTP to verify your transaction

Step 7: Click on ‘Submit’ to conclude the ICICI bill payment

2. Biller Registration Option

Step 1: Visit ICICI’s official website

Step 2: Access your netbanking account using your credentials

Step 3: Choose the ‘Payment and Transfer’ option from the menu

Step 4: Click on the option - ‘Manage Biller’

Step 5: You will be redirected to a new page, and here you will have to add your credit card details for registration.

Step 6: Initiate the ICICI Bank Credit Card bill’s online payment after the registration is completed.

Step 7: Input the OTP to authenticate your transaction

Step 8: Click on ‘Submit’ for ICICI Bill Payment Completion

3. Visa Money Transfer Option

This payment option is there only for ICICI Visa Credit Card holders.

Step 1: Visit ICICI’s official website

Step 2: Log into your net banking account through your credentials

Step 3: Choose the ‘Fund Transfer’ option from the menu

Step 4: Complete yours and the recipient’s registration details

Step 5: Begin the process for the online payment of your ICICI Bank Credit Card bill after the registration is done

Step 6: Enter the OTP to validate your transaction

Step 7: Click on ‘Submit’ for ICICI Bill Payment Completion

B. Scan to Pay

Step 1: Choose 'Proceed’ and enter your credit card number

Step 2: Verify all the details that you have entered

Step 3: Type the amount that you want to pay

Step 4: Choose 'Generate QR Code’.

Step 5: Log into any UPI enabled app/BHIM app using your mobile phone and then scan the QR code.

Step 6: Proceed with the payment.

Step 7: Post making the payment, you will get a confirmation message.

C. iMobile Pay UPI for Customers

Step 1: On your Mobile phone, open the iMobile Pay app

Step 2: Choose 'Scan to Pay’

Step 3: The app will allow access to the phone’s camera and you can scan the QR Code

Step 4: Enter the amount you want to pay, choose 'Debit Card’ and then enter the PIN

Step 5: Specify the reason for transferring the money and click on 'Continue’

Step 6: Now, authenticate the details and enter your UPI PIN

D. iMobile Pay UPI for Non-Customers

Step 1: Open iMobile Pay on the mobile phone

Step 2: Select 'Scan to Pay’

Step 3: The app will enable access to the phone's camera.

Step 4: Now, you can scan the QR code.

Step 5: Enter the amount to be paid and choose 'Debit Card’

Step 6: Enter the PIN

Step 7: You can specify the reason for transferring the money and click on ‘Continue’

Step 8: Now, check the details and type in your UPI PIN

E. IMPS

Step 1: From your bank’s application, login to mobile banking

Step 2: Select your bank account.

Step 3: You will get a link for the IMPS transaction.

Step 4: Select 'IMPS' and then choose 'Merchant Payment'.

Step 5: Input the bank account number from which the money will be deducted.

Step 6: Enter this under the 'Source Account' field.

Step 7: For ICICI Bank cards, add the merchant mobile number 7506612221

Step 8: Add the transaction amount.

Step 9: Under 'Payment Reference Number', input the ICICI Bank card number

Step 10: Click 'Go'.

Step 11: You will be taken to the transaction confirmation page.

Step 12: Confirm your transaction after verifying all the information.

F. UPI

Step 1: Open the UPI app of your choice on your device

Step 2: Enter your credit card details

Step 3: Click on ‘Verify’ to validate credit card details

Step 4: Generate scan code after authentication

Step 5: Scan the UPI QR code to start the payment in iMobile or any other payment apps

Step 6: Specify the amount and input the UPI transaction PIN to complete the ICICI bill payment

G. NEFT

For payment to be done through this method, you have to make the transaction through the ICICI bank savings account.

Step 1: Visit ICICI’s official website

Step 2: Log into your net banking account making use of your credentials

Step 3: Choose the ‘Add Beneficiary’ option from the ‘Fund Manager’ menu

Step 4: You will be redirected to a new page, and you will be required to enter the beneficiary details like account details, IFSC code, etc.

Step 5: After the information is entered, the bank takes 24 hours for authentication and beneficiary payment activation.

Step 6: Post activation of the beneficiary payment, choose the ICICI Credit Card bill payment NEFT option

Step 7: Input the amount for the NEFT transaction

Step 8: Enter the OTP to validate your transaction

Step 9: Click on ‘Submit’ to for the completion of the ICICI bill payment

H. BillDesk

You can make an ICICI Bank credit card payment online via the BillDesk platform through the steps given below

Step 1: Visit ICICI Bank’s BillDesk website

Step 2: Input details such as your credit card number, your email ID, and the amount you have to pay

Step 3: Select the bank from the choices in the drop-down menu list and proceed.

Step 4: You will be forwarded to your bank’s netbanking portal.

Step 5: Log into the portal and make the payment

The payment may take anywhere from 3 to 5 business days to get credited on your credit card account.

I. Debit Card

You can use an ICICI Debit Card at any ICICI Bank ATM to pay your credit card bill. Here are the steps implementing which you will be able to complete making the payment.

Step 1: Visit an ICICI Bank ATM

Step 2: Insert your ICICI Debit Card into an ATM.

Step 3: Choose ‘More Options’ on the screen

Step 4: Choose ‘Pay Credit Card Bill’.

Step 5: Input the amount.

Step 6: Enter your debit card’s PIN and make the completion of payment.

The amount will now be deducted from your ICICI Bank savings account and added to your credit card account.

J. Auto Debit

You can set up standing instructions for auto debit by completing and submitting the mandate form at an ICICI Bank branch. You can also register online for auto debit on your netbanking portal. When setting up auto debit, you can opt to pay either the entire amount due or just the minimum amount due. Post completion of auto-debit registration, your ICICI Bank credit card bill payment will be done automatically on the due date.

K. Call to Pay

This service can be used by any ICICI bank account holder to instantly pay the outstanding amount on your credit card. You have to contact the bank’s customer care service helpline and proceed by following the IVR instructions.