® 
Check your ICICI Credit Card eligibility
Note: It will not affect your score
Apply for other ICICI Credit Cards
Documents Required For ICICI credit card approval.
- Identity Proof: PAN card, driver’s license, Aadhaar card, passport, overseas citizen of India card, job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof, voter’s ID, person of Indian origin card
- Address Proof: Aadhaar card, driver’s license, passport, ration card, utility bill not more than 3 months old, property registration document, job card issued by NREGA, Bank account statement or any other government approved address proof
- Income Proof: latest one or two salary slips (not more than 3 months old), last 3 months’ bank statement, latest form 16
The list is indicative and the documents will vary with the individual.
ICICI Credit Card Eligibility Criteria
- The age of the applicant should be in the range of 18 to 60 years
- Both salaried and self-employed individuals are eligible
Types of Credit Cards Offered by ICICI Bank
ICICI Bank offers multiple types of credit cards like
Shopping: These are credit cards that are especially made for shopping be it online or offline with great benefits in the form of reward points or cash backs. The cards provided by ICICI Bank in this category are
ICICI Bank Platinum Chip Credit Card
You can earn 2 reward points for everyRs.100 spent when you shop with your ICICI Bank Platinum Chip Credit Card and redeem them easily for attractive options from a range of categories like travel, premium merchandise, and much more. Additionally, you get 15% on dining bill at over 2500 participating restaurants across 12 major cities with the ICICI Culinary Treats Program.
Lifestyle: These are credit cards which provides benefits for dining, movie tickets, etc. This is also called fun credit cards as they give benefits for more experience-oriented services. For example, a credit card will give more rewards for dining or give 2 complementary tickets each month. The cards provided by ICICI Bank in this category are.ICICI Coral Credit Card
You can Earn 2 PAYBACK points on every INR 100 spent for all retail purchases except fuel and earn 1PAYBACK point on every INR 100 spent on utilities and insurance categories. You can get up to 2 free movie tickets by booking through bookmyshow.com, and it can be availed twice a month and save minimum of 15% on dining bill at over 2500 participating restaurants across 12 major cities with the ICICI Culinary Treats Program.
Fuel: Fuel cards are for those who love to travel with surcharge waiver and more reward points for using credit card to pay for fuel. For example, you get 4 times more reward points for using your card to pay for fuel.ICICI HPCL Credit Card
With PAYBACK points, dining discounts and exclusive offers on fuel transactions, ICICI Bank HPCL Credit Card offers plethora of benefits to the cardholder. Spend rewards, fuel surcharge waiver, EMI payment and bill payments of everyday utilities make it a desirable option for all gentlemen and women to get hold of ICICI Bank HPCL Credit Card.
ICICI Credit Card How To Apply?
Online Apply Through CreditMantri
- Check the various ICICI credit cards available.
- After choosing the card you want to apply for, click ‘Check Eligibility. (If you want more details about the card, Click ‘Know More’).
- You will be redirected to the application page.
- Enter the basic details asked and click submit. An OTP will be dispatched to your mobile.
- Enter this OTP for verification.
- Click on ‘view eligible ICICI Bank offers and apply’
Apply Online Through The ICICI Bank’s website
- Choose the card that you want to apply to and click “Apply Now”
- Enter all the required details and click “Get Offers” to know the offers you are eligible for.
- Proceed with the necessary steps and submit the application.
Offline
- You can also apply for the ICICI credit card offline by contacting customer care or by visiting the ICICI bank branch nearest to you and filling out the physical application form there. Ensure that you possess all the required documents with you.
Fees and Charges of ICICI Bank Credit Cards
The credit card fees and charges may vary according to the card. The list below shows the general fees and charges:
Joining or Annual fees | Differs with the card |
Finance Charges | Up to 3.67% per month or 44% per annum |
Late Payment charges | Nil to 1200 depending on the outstanding balance |
ICICI Credit Card Benefits & Features
- Offers on shopping: ICICI Bank credit cards come with multiple exciting offers and discounts on your shopping expenses.
- ICICI Bank offers a credit card protection plan that will help you safeguard your cards from being misused in case of theft or loss.
- Customers can request an increase in the limit on their ICICI Bank credit cards
- You can pay your utility bills - mobile, electricity, gas, and water bills with ease using your ICICI Bank credit cards.
- You can convert your expensive purchases into EMIs spreading them over several months
- You can earn reward points each time you swipe the card.
ICICI Credit Card Customer Care
ICICI bank credit card holders can contact the bank’s customer care department to get their queries addressed and resolved quickly. You can contact ICICI bank credit card customer care through the following ways:
- General toll-free number - 1860 120 7777
- You can email or you can write to them at their postal address.
ICICI Credit Card Application Status
Post applying for a credit card, it is important to verify the application status from time to time. For this reason, ICICI bank provides you with the facility to keep yourself updated about the status of your application. You can track this online as well as offline using any of the methods provided by the card issuer.
ICICI Credit Card Bill Payment
Credit card bills should be paid on time. Paying credit card bills on time helps in building a good credit score. Compared to other banks, ICICI Bank provides a decent number of modes of credit card bill payment both online and offline.
ICICI Credit Card Balance Check
ICICI bank has multiple ways for customers to check their ICICI Bank credit card balance and ICICI Bank credit card balance status . Credit card defaults due to the inability to meet payment deadlines due to failure to remember the due date and financial crunches can be avoided if the balance check is done regularly.
ICICI Credit Cards Netbanking
You can easily login to ICICI bank netbanking to avail a host of services like managing spends on your card, paying bills, doing on/off international transactions from the comfort of your home or office, setting or resetting the pin, and so on.
ICICI Credit Card Balance Transfer
ICICI Bank provides fund transfer services like ICICI credit card balance transfer to its cardholders. This facility can be used to transfer outstanding balances of consumers from credit cards of other banks to their ICICI credit card account. This enables consumers to save money on interest and penalties on other credit card bills by paying them at a cheaper interest rate.
ICICI Credit Card FAQ
1. What is the eligibility criteria for getting a ICICI Bank Credit Card?
You need to be above 21 years old and below 65 years old with a steady income of at least Rs.3,00,000 per annum as a self-employed or working in a reputed company.
2. How to do ICICI Bank credit card bill payment?
You can pay the bill on the ICICI Bank website by logging into their internet banking portal or you can download their mobile app which also has the option of ICICI Credit Card Bill Payment. The offline method is where you can pay your bill at any ICICI Bank branch.
3. Why was my ICICI Bank credit card application rejected?
It could be any number of reason from low credit score, eligibility criteria etc. You should wait for the rejection letter which will have all the details and reason for rejection. If you have further queries you can contact ICICI Bank credit card customer care for further information for further information.
4. How can I check my credit card usage?
You can check your credit card usage or balance through Net banking, Mobile banking, visiting the nearest branch, ATM, calling customer service or opt for monthly statements and SMS alerts.
5. What is the monthly limit of ICICI credit cards?
Usually, the credit limit for ICICI bank is 2 to 3 times the monthly income earned. It is based on the net monthly salary for salaried individuals and on income declared in the IT return filed for the previous financial year.
6. What is the minimum payment for an ICICI bank credit card?
Your credit card statement shows the minimum amount due (MAD), which is usually 5% to 10% of the outstanding amount and the total amount due (TAD). If you pay the total amount due before the due date, you will not be levied interest.
7. Which are some of the best ICICI credit cards?
Some of the best ICICI credit cards are, ICICI Bank Rubyx credit card, ICICI Bank Coral Contactless card, ICICI Platinum Chip credit card – VISA, ICICI Bank Emerald credit card, ICICI Bank HPCL credit card, and ICICI Bank Visa Signature credit card.
8. What is the requirement for an ICICI credit card?
You will simply need a valid fixed deposit with ICICI bank to get an ICICI bank instant platinum credit card. The minimum fixed deposit amount is Rs. 20,000 and the minimum duration has to be 180 days.
9. How to pay the ICICI credit card bill?
You can make your ICICI credit card bill payment online through netbanking, NEFT, mobile banking app, BillDesk, UPI/BHIM. To make the ICICI credit card bill payment offline, visit the ICICI bank branch, pay via cheque, or through ATM.
How to Apply for ICICI Credit Card on CreditMantri.com
Latest & Update Icici Bank Credit Card News
ICICI Bank to Charge a 1% Fee For Paying Rent Via Credit Card28 Sep 2022
ICICI Bank has notified its credit card customers that it will levy 1% as a fee for paying rent via credit card. The private lender informed its customers through SMS that starting 20th October 2022, all transactions on the individuals' ICICI Bank cr...
Read moreICICI Bank has notified its credit card customers that it will levy 1% as a fee for paying rent via credit card. The private lender informed its customers through SMS that starting 20th October 2022, all transactions on the individuals' ICICI Bank credit card towards rent payment will attract 1% fee. The reason for this may be to curb abuse of rent payment for credit rotation. Those who pay rent via credit cards on platforms such as Cred, Paytm, Mygate, RedGiraffe, and Magicbricks would be impacted by this decision. These third-party service providers charge a convenience fee for paying rent through their platforms. The merchant in the rent payment feature is the landlord who does not have to pay any fee for recieving the rent. So, these platforms levy a transaction fee on the users who pay rent. ICICI Bank’s 1 per cent rent fee will be in addition to the transaction fee that online platforms impose. ICICI bank is the first to come up with a fee on rent payments done through its credit cards and others are expected to follow soon.
ICICI Bank collaborates with ZestMoney to expand the “Cardless EMI” facility15 Jun 2022
India’s ICICI Bank Partners with ZestMoney to expand its Cardless EMI facility for consumers to purchase both offline and online. With this partnership, ICICI Bank’s customers will get access to pre-approved cardless credit to purchase products & se...
Read moreIndia’s ICICI Bank Partners with ZestMoney to expand its Cardless EMI facility for consumers to purchase both offline and online. With this partnership, ICICI Bank’s customers will get access to pre-approved cardless credit to purchase products & services “instantly” through EMI using ZestMoney.The new facility is now active on selected e-commerce websites and soon will be available in retail firms. This partnership will facilitate millions of ICICI ‘s pre-approved customers to shop from e-commerce platforms and retail merchants registered on ZestMoney by using a mobile phone and permanent account number (PAN), says Sudipta Roy, head, unsecured assets, ICICI Bank. The ICICI bank’s customers can also use ZestMoney’s “pay-in-3” no-cost EMI to make purchases.
ICICI Bank collaborates with Chennai Super Kings to launch a Co-branded Credit Card 25 Mar 2022
The leading financial provider ICICI Bank has partnered with the famous cricket team Chennai Super Kings to launch a new credit card called ‘Chennai Super Kings ICICI Credit Card’ to offer some exclusive privileges to the millions of cricket fans in ...
Read moreThe leading financial provider ICICI Bank has partnered with the famous cricket team Chennai Super Kings to launch a new credit card called ‘Chennai Super Kings ICICI Credit Card’ to offer some exclusive privileges to the millions of cricket fans in India. The co-branded credit card is offered to enable sports lovers to avail certain advantages of the credit cards. The Cricket Lovers can connect the new card with their favorite team. To avail of the Chennai Super Kings ICICI Credit Card, the consumer should send an SMS ‘KING’ to 5676766.
New update on ICICI Bank Credit Card Service Charges8 Feb 2022
ICICI Bank has decided to increase the charges on various credit card related services from 10th February. For transactions below 100 the bank will not expect the customers to pay charges, but for high amounts the charges will keep increasing with th...
Read moreICICI Bank has decided to increase the charges on various credit card related services from 10th February. For transactions below 100 the bank will not expect the customers to pay charges, but for high amounts the charges will keep increasing with the due amount. The bank charges the highest amount of Rs 1200 for an amount over Rs.50,000.for check return the service charges will be 2 percent of the total amount of due with minimum amount of Rs.500.
Worried about Increasing Fuel Prices? The New ICICI-HPCL Fuel Credit Card Can Help! 10 Aug 2021
ICICI Bank has partnered with HPCL (Hindustan Petroleum Corporation Limited) to launch a new credit card termed as “ICICI Bank HPCL Super Saver Credit Card.” Powered by Visa, the card offers best-in-class rewards on all categories of everyday spends....
Read moreICICI Bank has partnered with HPCL (Hindustan Petroleum Corporation Limited) to launch a new credit card termed as “ICICI Bank HPCL Super Saver Credit Card.” Powered by Visa, the card offers best-in-class rewards on all categories of everyday spends. The card offers 5% cashback on fuel spends at HPCL. You can also get 1.5% additional payback reward points for fuel purchases made via the HP Pay app. Customers can apply for the card online via iMobile or ICICI netbanking app. Additionally, customers can also upgrade an existing ICICI Bank credit card to the ICICI-HPCL Super Saver Credit Card.
Icici Bank Credit Card - Customer Reviews
KARUNAKAR
Excellent Service ...Thank You CreditMantri Team