HDFC Regalia First Credit Card

Overview of HDFC Regalia First Credit Card

HDFC Regalia First Credit Card comes power-packed with benefits for the frequent traveler. If you are a person who travels a lot, then this could be the card for you. It offers attractive rebates on retail spends. Read on to know more about its features and benefits!

HDFC Regalia First Credit Card Features

Complimentary Airport Lounge Access

Get a complimentary Priority Pass Membership for preferential and free access to over 1000+ airport lounges around the world. The add on member is also eligible for a Priority Pass membership. Make your travel comfortable and hassle-free! Kindly note that Priority Pass membership is on request.

Rewards Points

Earn 4 Reward Points for every Rs. 150 retail spends. Earn accelerated 8 Reward Points for every Rs. 150 spent on HDFC Bank regalia website and dining spends (stand-alone restaurants only).

Reward points redemption

You can redeem your rewards points in three ways:

• Travel and entertainment bookings on www.hdfcbankregalia(dot}com
• Exciting gifts from an exclusive rewards catalogue
• Alternately, you can convert reward points into Air Miles of leading domestic and international airlines.

Travel privileges

Book Air Tickets / Hotels across 150+ Airlines and Choice of hotels—both Domestic & International and get 2 X Reward Points.

Concierge Benefits

As an HDFC Regalia First Credit customer, avail concierge services when you book dining reservations and event planning, Itinerary planning and other reservations. You can now customize your travel, entertainment, and business experiences with HDFC’s Global Concierge Assistance. Soak yourself in the finest and exotic experiences with this credit card.

HDFC Regalia First Credit Card Benefits

Dining benefits

Get exclusive dining privileges that offer up to 15% discount on dining at premium restaurants across India.

Zero Liability on lost card

If your HDFC Regalia First Credit Card is stolen or misplaced, you have zero liability once you report the loss. Just ensure that you immediately report the loss to the 24-hour HDFC customer care center. Once you report the loss, you carry no liability on any fraudulent transactions that may occur on your card.

Interest-free credit facility 

Enjoy up to 50 days of interest-free credit from the date of purchase.

Revolving credit 

You can now enjoy revolving credit on HDFC Regalia First Credit at nominal interest rates and fee.

Fuel surcharge waiver 

Enjoy zero fuel surcharge when you purchase fuel across all fuel stations and save on your fuel transactions.

Preferential financial benefits

-Enjoy lowest foreign currency markup of 2% on all your foreign currency spends.

-Enjoy up to 50 days of interest free credit and manage your payments at your convenience.

HDFC Bank HDFC Regalia First Credit Card Annual Fee

First year and renewal Membership Fee – Rs. 2,500/- + Applicable Taxes Spend Rs. 40,000 within 3 months of card set up and get first year fee reversed. Spend Rs. 3 lakhs in 12 Months and get Renewal Fee waived for next renewal year.

Lowest Foreign Currency Markup in its category of 2%

Eligibility for HDFC Regalia First Credit Card

For salaried employees – between 21-60 years; Income: Net Monthly Income > Rs. 60,000 per month.

For the self-employed – between 21-65 years; Income: ITR > Rs 7.2 Lakhs per annum

HDFC Regalia First Credit Card - documents required

The documentation required for an HDFC Credit Card is very simple and straightforward. You will require the following:

• At least 2 photos and signature-bearing national identity cards
• Proof of address - ration card, electricity bill can be submitted
• PAN card, Form 16 and IT return

HDFC Regalia First Credit Card FAQ

HDFC Regalia First Credit Card review

The features and benefits are designed to provide maximum benefit to the frequent traveler. Those looking to enhance their travel experience can opt for this card as it offers exclusive lounge access to over 700 worldwide airport lounges under the Club Lounge program. The rewards this card offers along with the attractive rebates makes it a desirable option for the frequent traveler, provided that all credit card dues are paid consistently every month.

Apply for HDFC Regalia First Credit Card

You can check your eligibility and apply for a credit card by signing up with CreditMantri. It is quick, simple and above all, free.

CreditMantri pre-screens your application to make sure you are likely to qualify as per the lender’s credit criteria. Hence, the chance of your credit card application getting approved is higher.

Click here to sign up and apply for loans and credit cards , the CreditMantri way!