HDFC Bank Net Banking

As mentioned above, HDFC Bank NetBanking allows close to 200 transactions relating to your account. HDFC Bank NetBanking's website is designed in such a way that customers find it self-instructional and easy to navigate.

• Ease of Access: HDFC Bank NetBanking allows you to access your HDFC Bank account from the comfort of your home. Netbanking is available 24/7 & 365 days.
• Saves Time & Energy: with the option to not visit the branch physically to carry out a number of transactions, customers are able to save a lot of time and energy. Online transactions through Netbanking also take less time than the ones carried out at the branch.
• Up to date account information: Since you can access your account at any time, you are abreast with all your account details. With just a single login, you are able to track all transactions on your account like cheque clearances, bill payments, ECS debits, salary credits, etc.
• Safe & Secure: HDFC Bank NetBanking has been designed with the latest security encryptions to provide a secure channel. It has implemented stay safe with secure access, an extra security solution.

HDFC Bank Net Banking Registration Process

HDFC Savings Account has made it very easy for consumers to register for the online banking services. Customers can register online through the following ways:

• Through an ATM
• Via phone banking
• Download the form for the same

Procedures for each channel are described below:

How To Register For HDFC Bank Netbanking Online?

Only those individuals who are resident and non-resident individuals and have an active mobile number will be able to use the HDFC net banking facility. The method to activate internet banking services is mentioned below:

• Visit HDFC Bank’s net banking page: (https://v1.hdfcbank.com/assets/popuppages/netbanking.htm).
• At the bottom of the page, you have the ‘Register’ button. Click on it.
• Post this, on the next page, enter the Customer ID and click on ‘Go’.
• Next, confirm the mobile number that is registered to your account.
• Key in the OTP that you have received on your registered mobile number.
• Next, select and fill up the relevant debit card details.
• Post this, on the next page, you will be able to set the IPIN.
• Now, you will be able to use the Customer ID and the new IPIN to access net banking.

How To Register For HDFC Net Banking Via Form?

• Go to the HDFC Netbanking website and download the net banking registration form, either corporate or individual, whichever is relevant.
• You fill out the form completely, and you can submit it at any HDFC Bank Branch.
• Your request will be registered, and the IPIN will be sent through courier to your registered mailing address.

How To Register For HDFC Net Banking Through ATM?

• Visit any HDFC Bank ATM
• Key in your HDFC Bank Debit Card number and your ATM PIN
• From the main screen, click on 'Other Option’.
• Then, click on ‘Net Banking Registration’. A prompt will appear, and it will ask you to confirm the action.
• Your Net Banking request will be registered, and the IPIN will be sent to your registered mailing address through courier.

How To Reset The HDFC Net Banking Password?

If you want to change the HDFC Net Banking password, follow the below steps.

• Go to HDFC Bank’s net banking website.
• Tap on ‘Forgot IPIN (Password)?’.
• Key in your User ID or Customer ID and click on ‘Go’.
• Post this, pick from one of the two options mentioned below: 1)OTP sent to registered mobile number and debit card details (PIN and expiry date) 2) OTP sent to your registered mobile number and email ID (not applicable for senior citizen customers who reside here)
• Once the above step is complete, enter the relevant details.
• Next, set the new IPIN.
• Post this, you will be able to log in with the User ID and the reset IPIN.

How To Login To HDFC Bank Netbanking?

Step 1: Go to the HDFC bank official website - https://www.hdfcbank.com/

Step 2: Click on “Login”

Step 3: On the next page, click on the “Continue to Netbanking” button to visit the HDFC net banking login page.

Step 4: Enter the User Id/Customer ID and click on “Continue”

Step 5: Enter the IPIN / HDFC Netbanking password. Confirm secure access image and message to login successfully.

How to Check The Account Balance For HDFC Netbanking?

Step 1: Log in to your HDFC Net Banking Account.

Step 2: Under the Accounts tab, click on ‘Accounts Summary’ out of the given choices.

Step 3: A list of all your accounts is now displayed.

Step 4: Choose the account for which you want to verify the balance.

Step 5: You can now view the balance and the other details for the chosen account.

Banking services available through HDFC Bank NetBanking

As mentioned earlier, HDFC Bank NetBanking allows close to 200 transactions through your NetBanking account. Some of the basic functions available on NetBanking are:

Online Shopping - Shop online for a number of things like fashion, food, travel & entertainment.

Here is a simple table listing out the close to 200 transactions you can carry out on HDFC Bank NetBanking

Account Related:

Fund Transfer:

Bill Pay & Recharge

• Register Biller
• View/ Pay Bills
• View/ Delete Biller
• Register mobile number for recharge
• Mobile Recharge
• Register DTH connection for recharge
• DTH Recharge
• Check recharge Status
• View Bill Payment History
• View/ Modify Billers
• De-register Biller
• Standing Instructions (Biller) - Set
• Standing Instructions (Biller) - Modify / Delete
• View/ Stop scheduled Bills

Others

• Demat
• Credit cards
• Debit Cards
• Prepaid Cards
• Loans
• Mutual Funds
• Insurance

What Are The Advantages Of HDFC Bank Netbanking?

• You can easily open an HDFC Bank Netbanking account.
• It is extremely easy to operate, and you can use it for any purpose, such as transferring funds between multiple accounts, paying your bills, etc. Thus, payments are quicker.
• HDFC Bank Netbanking can also help you view your transactions all inclusively and keep a record.
• You can perform your tasks from anywhere anytime. Even if the bank is closed or at odd hours, you can do banking. A good internet connection is sufficient. Thus, it is possible to transact 24*7 and on all 365 days including public holidays.
• It is fast and efficient.
• Your funds get transferred from one account to another very quickly and without any hassle.
• You can also manage several accounts efficiently through HDFC Bank net banking.
• You can track your daily transactions and account balance at all times.
• This facility also helps in keeping your account safe.
• You can also know beforehand about any fraudulent activity on your account. In this way, you can arrest it before it poses a threat to your account.
• You can stay updated about your bank’s products like investment options, loans, etc. Also, you can procure a lot of offers on shopping, buys, and a spectrum of other services that can help you get more for less.

What Are The Disadvantages of HDFC Netbanking?

• Interruptions in the internet connection may lead to a lot of time consumption in performing transactions.
• Comprehending the use of HDFC net banking might be difficult in the beginning. Also, a person who is new to technology may face some difficulties.
• You cannot access HDFC Netbanking without an internet connection. Without a stable internet connection, it will not be useful.
• Safety of transactions becomes a hassle. Your HDFC Bank account details may be subject to unauthorized access over the internet.
• Password protection is an important issue. After receiving your password, alter it or memorize it. Else, your account may be misused.
• Your HDFC net banking information may be spread out on several devices, putting you at risk.

What Are The Different Types of HDFC Netbanking Transactions?

UPI - It supports money transfers, bill payments, and shopping payments. It is available 24*7 for 365 days. It is instant and free.

IMPS - It enables the immediate, simple, and convenient transfer of money. You can pay using the mobile number and MMID of the beneficiary.

NEFT - It enables transfer of funds within 2 hours. It provides multi-step verification for safe transactions. Using it, you can send funds to any bank account in India.

RTGS (Real Time Transfer) - Using RTGS, you can send amounts greater than 2 Lakhs. There is no upper limit for RTGS transactions from any branch.

Card Transfer (Visa Card pay): Using this, you can pay any bank’s visa credit card bill easily. Pay through an easy and secure online interface.

Remittance - It is a secured channel for sending and receiving money in 22 currencies across the world at competitive rates and charges. This can be done from your nearest branch. Your money will be disbursed within 72 hours.

RemitNow - RemitNow is a safe online Foreign Outward Remittance platform for transmitting money globally from the comfort of your home and office.

Conclusion

Thus, HDFC net banking is easy, convenient, and offers a wide range of products and services.

FAQS On HDFC Bank Netbanking