HDFC Credit Card Payment

HDFC Credit Card Payment - Online

1) HDFC Credit Card Payment Through Netbanking

• If you have an HDFC bank online account, whether savings or current, then you can pay the credit card bill through netbanking.
• Before using the credit card, you have to link it to your netbanking account.
• You can see the bills from previous months, see the credit card statement, check out other credit card details, and view your ongoing credit card bill using your netbanking account.
• You can login to the netbanking account using your credentials - username and password and make the payment.

Follow these steps to pay through netbanking

Step 1: Link your HDFC credit card to your netbanking account

Step 2: Log into your netbanking account

Step 4: Click on ‘Credit Cards’

Step 5: On the left side of the screen, click on ‘Transact’ under ‘Credit Card’

Step 6: Choose ‘Credit Card Payment’ and then select your credit card by clicking on ‘Select Card Payment Type’ and click ‘Continue’.

Step 7: Next, choose ‘From account and credit card number’.

Step 8: Now, select one from the last statement balance, minimum amount due, or other amount. Continue and confirm.

2) HDFC Credit Card Bill Payment Through The Mobile Banking Application

• You can use the HDFC mobile banking facility to make sure that your HDFC credit card bill payment has been made.
• Before using this facility, you have to link your HDFC credit card to the mobile banking account.
• After registering your credit card, you can follow the ensuing steps to make the payment
• Download the HDFC mobile banking application and log in to your account.
• Click “Pay’.
• Choose the amount you want to pay
• Click on it and complete the payment.

3) HDFC Credit Card Bill Payment Using Autopay Option

Any HDFC bank customer can use the auto pay option to pay their credit card bills. In this method, the customer sets standing instructions for the outstanding amount to get debited automatically from your account. Here are the steps to pay through the Autopay option.

Step 1: Log into your netbanking account.

Step 2: Navigate to the cards section, and here you can find your registered credit cards.

Step 3: Under the credit cards section on the left hand side of the scree, click on ‘Request’ and then Choose ‘Autopay Register’.

Step 4: Provide the required details

Step 5: Choose 'Continue,' and then click 'Confirm.'

Step 6: A confirmation message appears on the screen.

4) HDFC Bank Credit Card Payment Through PayTM

Step 1: Open the PayTM app or go to the website.

Step 2: Click on ‘Credit Card Payment’ under ‘Recharge and Bill Payments’

Step 3: Click on '+ Pay another card'.

Step 4: Enter your credit card number

Step 5: Then, link your credit card to your PayTM account

Step 6: Once the linking is completed, you can proceed to make the credit card bill payment.

5) HDFC Credit Card Bill Payment through MobiKwik

Step 1: Go to the Mobikwik credit card bill payment page

Step 2: Enter the credit card number and the billing amount you have to pay.

Step 3: Click on 'Go'.

Step 4: Follow the instructions to make the credit card bill payment

6) HDFC Credit Card Bill Payment through Google Pay

Step 1: On your mobile, open the Google Pay app

Step 2: Click on 'Pay bills' and then click on 'Credit card bill payment'.

Step 3: Choose HDFC Bank Credit Card from the options available.

Step 4: Enter your credit card number

Step 5: Click on 'Link Account'.

Step 6: Once your credit card is linked to your Google Pay account, you can pay your credit card bill whenever you want.

7) HDFC Credit Card Bill Payment through PhonePe

Step 1: On your mobile, open the PhonePe app

Step 2: Click on 'Credit Card Bill' under 'Recharge and Pay Bills',

Step 3: Enter your credit card number and click on 'Confirm'.

Step 4: Once your credit card is linked to your PhonePe account, you can then complete your credit card bill payment.

8) NEFT (National Electronics Funds Transfer)

• Neft is one of the methods to make the payment from other banks’ accounts
• Before doing so, you must add your credit card to the beneficiaries list. Implement the ensuing steps to do so.
• Enter your card details such as your name, credit card number, IFSC code which is HDFC0000128 and a few other details.
• After adding your HDFC credit card to the beneficiary list, choose your card, enter the amount, and confirm the transaction.

9) RTGS

RTGS can be used to pay your credit card bill from other bank’s accounts. It is preferred to pay amounts above Rs. 2 lakhs.

Step 1: Visit your bank’s netbanking portal.

Step 2: Login using your credentials

Step 3: Select ‘RTGS’ from the ‘Funds Transfer’ tab.

Step 4: Click on ‘Add Beneficiary’ to add the HDFC Bank credit card details.

Step 5: The ‘Beneficiary Account Number’ will be your HDFC Bank credit card number. The ‘Beneficiary Name’ will be the name on the card, and the ‘IFSC Code’ will be HDFC0000128.

Step 6: Choose the ‘Beneficiary’ and enter the bill amount to be paid

Step 7: Authenticate the details, accept the terms and conditions, and click on ‘Pay’

10) HDFC Bank Credit Card Bill Payment Online Through UPI

An UPI ID must be created for this first.

Step 1: Login to the mobile banking app of your bank

Step 2: Click on the ‘UPI’ tab

Step 3: Create an UPI ID and link it to your account number

Step 4: Post setting up the UPI ID, log in to your bank’s mobile banking app again.

Step 5: Choose the ‘Pay’ option and click on ‘UPI Payment.’.

Step 6: Under the ‘Send Money’ tab, click on the ‘Pay Via UPI ID’ option

Step 7: Enter the amount to be paid along with the remarks and click on ‘Pay’.

11) HDFC Bank Credit Card Bill Payment Online Through BillDesk

This is a very simple and hassle free payment method. Follow the steps given below to implement this method

Step 1: Visit the BillDesk portal of HDFC credit card

Step 2: Enter the required details including your 16 digit credit card number, email ID, and the payment amount

Step 3: Choose a payment option

Step 4: Confirm your payment