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The HDFC Diners Club Privilege Card is a lifestyle credit card from HDFC Bank. Check out all that you need to know about this card - features, benefits, fees, how to apply, eligibility and more. Check your eligibility and apply through CreditMantri for quick approval.
The HDFC Diners Club Privilege Credit Card comes with many features and benefits like reward points, welcome gifts, lifestyle benefits, travel and insurance benefits, etc. Given below are the details of various benefits and privileges enjoyed by the cardholder.
Welcome Gifts
The Bank offers complimentary membership with many partner companies. The underlying condition for the same is the minimum transaction limit to be achieved within 90 days of becoming a card holder or upon the realization of the joining fees. The customer has to spend Rs. 75,000 or above on the card within 90 days of opening it, to be eligible for the welcome gifts.
The customer can get the complimentary membership of any of the following partner entities
Rewards
The rewards scheme of Diner Club Privilege Credit Card is an added attractive feature of the card offered by the bank.
The customers can get reward points in the following pattern through this card
Milestones
HDFC Diner Club Privilege Credit Card holders get complimentary memberships of partner members or groups upon achieving specified milestones. These milestones are set on the basis of achieving the transaction limit for the year or for a particular month. The details of the same are mentioned below.
Type | Milestone Achieved (Transaction Value to be achieved) | Complimentary Benefits offered |
Monthly Milestone | Rs. 40,000 in a calendar month | Complimentary membership of any one of following partners
|
Annual Milestone | Rs. 5,00,000 at the time of completion of the card anniversary | Complimentary membership of following partners
|
The card holders can contact the bank at 1800 118 887 to redeem the benefits offered on achieving their monthly or annual milestones.
Lifestyle features
The Diners Club Privilege Credit Card Holders get various lifestyle benefits as part of the privileges offered by HDFC to its customers. These benefits can be
Travel and Insurance benefits
The customers are also entitled to several travel as well as insurance benefits under this credit card. The customers can get up to 12 complimentary Airport Lounge access to more than 1000 lounges across the globe. This facility is also available on add on cards. The other Insurance benefits include,
Given below is the list of fees and charges that are levied on cardholders of this lifestyle credit card offered by HDFC.
Particulars | Charge |
One time Joining Fees | Rs. 2,500 (excluding taxes) |
Renewal fees | Rs. 2,500 (excluding taxes)
|
Interest |
|
Additional Card fees | NIL |
Minimum Repayment Amount | 5% of the amount due or Rs. 200 |
Cash Advance Limit | 40% of the credit limit |
Cash Advance Charges | 2.5% of the amount withdrawn or Rs. 500, whichever is higher |
Charges on Overlimit account | 2.5% of the overlimit amount or Rs. 500 (Rs. 550 from 1st September 2020), whichever is higher |
Cash Processing Fees | Rs. 100 |
Railway ticket purchase fees | 1% of the transaction amount excluding taxes |
Fees for reissue of lost, damaged or stolen card | Rs. 100 |
Foreign Currency Mark Up | 1.99% on all foreign currency transactions |
Late Payment Fees
Balance Overdue | Late Payment Fees |
Amount due less than Rs. 100 | NIL |
Rs. 100 – Rs. 500 | Rs. 100 |
Rs. 501 – Rs. 5,000 | Rs. 500 |
Rs. 5,001 – Rs. 10,000 | Rs. 600 |
Rs. 10,001 – Rs. 25,000 | Rs. 800 |
Rs. 25,001 – Rs. 50,000 | Rs. 1,100 |
More than Rs. 50,000 | Rs. 1,300 |
The eligibility criteria set by the bank for the customers to be eligible to apply for the card is twofold. The details of the same are tabled below.
Criteria | Salaries Applicants | Self Employed Applicants |
Age |
|
|
Income | The net monthly income of the applicant has to be greater than Rs. 40,000 per month | The income as per the latest ITR has to be greater than Rs. 6,00,000 per annum |
Customers can also contact the bank at the customer care center or by personally visiting the bank for any query related to the eligibility.
The list of documents to be submitted for Diners Club privilege Card are a combination of basic KYC documents and documents pertaining to the income proof of the applicant. The detailed list of the same is provided below.
Identity Proof
The applicant can submit any of the following documents as identity proof
Ration Card
Aadhaar Card
Passport
Driving License, etc.
Address Proof
The applicant can submit any of the following documents as identity proof
PAN Card
Ration Card
Passport
Voter Id
Driving License
Latest Utility Bills
Latest Rent agreement/ Lease Agreement/ Municipal Tax Receipt
Latest Bank Statement
Income Proof of the Applicant
The Income proof of the applicant can be verified by submitting any of the following documents in case of Salaried or Non-salaried applicants as the case may be
Form 16
Latest ITR
Latest Salary Slips (past 3 months)
Latest Bank Statements (past Three Months)
Recent Passport Size photographs
The application process for this credit card can be through the website of the bank or by personally visiting the branch of the bank. The customers can approach the bank executives for assistance in the application process. Customers can get the application form from the bank and have to duly fill the same. The documents mentioned above have to be submitted along with the application form to complete the application for further processing. The bank will then process the application and issue the credit card upon satisfaction of the same and verification of the documents. The customer will then be issued the credit card after paying the joining fees.
The online application process is detailed below.
Home Personal Cards Credit Cards Diners Privilege
The link to apply online is available at the bottom of the page displayed from the above link.
HDFC Bank is one of the most prominent names in the banking sector today. Housing development Finance Corporation or HDFC Bank as it is popularly known was established in the year 1944 with its headquarters in Mumbai. The bank has come a long way from its humble beginnings to become the top bank in the country in terms of its market capitalization.
HDFC Bank has many products and services that are at par with its international counterparts. At the same time, the bank offers an array of products that cater to the customer’s specific needs. Credit cards are one of the most popular products of the bank. HDFC offers a range of credit cards across categories like premium, lifestyle, travel, entertainment, fuel, etc. The cards are offered depending upon the preferences of the customer and the eligibility criteria set by the bank for each card.
1. What is the rate of interest charged on the overdue amount on Diners Club Privilege Credit Card?
The rate of interest on the overdue amount is 3.6% per month or 43.2% per annum for Diners Club Privilege Credit Card holders.
2. What is the annual spending required to be achieved by the card holders to get the benefits of complimentary memberships offered by the bank?
The annual spending to be achieved by the card holders to avail the benefits of complimentary memberships with partner groups or companies is Rs. 5,00,000.
3. What are the joining fees for HDFC Diners Club Privilege Credit Card?
The joining fees for HDFC Diners Club Privilege Credit Card are Rs. 2,500 excluding taxes.
4. What is the contact number that the customers can use to claim or redeem their milestone benefits?
The customer care number of the bank for redeeming the milestone benefits is 1800 118 887.
5. What is the foreign currency mark up for HDFC Diners Club Privilege Credit Card holders?
The foreign currency mark up for HDFC Diners Club Privilege Credit Card holders is 1.99% on all foreign currency transactions.
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