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Personal loans are very frequently applied for by individuals as there is no restriction on the end use of the loan. It can be utilized for medical emergencies, travel, organising weddings or renovating a house. There are many banks and Non-Banking Financial Companies that offer personal loans to customers.

The interest rate for a two-wheeler loan is dependent on certain factors. In general, the interest rates for two-wheeler loans begin at just 9% and can go upwards based on the below factors.

All public and private banks are reliable to take a home loan. Probably, the customer service might vary from bank to bank. If you plan to apply for a home loan with LIC Housing Finance, it is important you know the features, benefits and eligibility criteria of the loan.

Personal loans are generally offered at high interest rate when compared to other loans. Moreover, there are no direct tax benefits available on taking a personal loan. But not all hopes are lost. As per Section 24 of Income Tax act, one can claim tax deduction on the interest paid on the personal loan if the loan is used for the purpose of construction of a residential property.

The primary benefit of taking an education loan is that the individual gets to afford a good education that can help them life long by helping them get a good career and getting set in life. It helps them achieve academic excellence that adds to the resume to help them get into a reputed company thereby giving them job security and job satisfaction for life.

Personal loans are preferred by most people as they help them overcome financial emergencies such as medical emergencies, weddings or travel. With the advent of technology, most banks now offer the option of applying for a personal loan online on their websites.

Yes, it is very advisable to pay off your car loan with the lender you have borrowed from. This is because if you have an unsettled car loan or any other loan, it will cause your credit score to reduce very drastically.

Yes, a loan against property is a good idea if you are in urgent need of money for a financial emergency. But, a loan against property comes with its own set of advantages and disadvantages.

In a loan against property, the minimum interest rate can begin at about 8.50% and will increase based on various factors such as value of the property, employment and assessment of your ability to repay the loan without defaulting on payments

Yes, a doctor or any person can avail a loan against property as long as they has property under their name that they can pledge as collateral for the loan amount and meet the eligibility criteria of the bank.

Yes, your employment status does matter to a certain extent for a car loan as the interest rates can vary depending on your current employment status.

In general, the interest rates for car loans begin at around 9% and can go up to 16% or more based on the customer’s credit profile and other factors.

If you are looking to buy a Royal Enfield Thunderbird 350, you can opt either for a personal loan or a two-wheeler loan based on what your requirements are.

In India, the majority of the population uses two-wheelers to commute as it is practical and saves time in city traffic. So, as most individuals cannot afford to buy a two-wheeler in one shot, banks offer two-wheeler loans to make it easy for the individual to buy a two-wheeler without it taking a toll on their finances for the month.

Many individuals in India opt for a gold loan as gold is largely available in Indian households. A gold loan is a secured loan and thus the interest rates are lower making it an appealing option for most customers. There are many private and public banks that offer gold loans. There are many Non-Banking Financial Companies (NBFCs) that also offer the same.

A personal loan can be applied for with any private or public bank and even with Non-Banking Financial Companies (NBFCs) either online or through offline processes, such as visiting the branch directly, through call, email or SMS. With the advent of technology, the process of applying for a loan has become very fast and simplified. It can be done from the comfort of your own home.

The process is very simple and fast as the customer just needs to visit the nearest lender’s branch with the gold coins or jewellery that he wants to pledge. The gold is then assessed and about 60% to 75% of the gold’s market value is then released as the loan amount to the customer in under 2 hours. There is very minimal documentation needed for a gold loan. Some of the documents that are generally asked for are passport, driving license, Aadhaar card, voter ID, PAN card or Form 60. As gold loans are secured loans, you do not need to provide the bank with any proof of income.

A personal loan is offered to customers by many banks and Non-Banking Financial Companies (NBFCs). The requirements can slightly vary from lender to lender and thus you must always cross check with your own lender as to what is needed to apply for a personal loan.

A gold loan is also known as a secured loan as one offers gold coins or gold jewellery as security against the loan. Gold loans are offered by a number of banks and Non-Banking Financial Companies (NBFCs).

Financial emergencies can happen due to a number of reasons such as a medical emergency, wedding or sudden vacation plan. Personal loans and gold loans have their own set of advantages and disadvantages. Based on what is convenient for you, you can pick which loan to opt for to tide over your financial emergency.

A loan against property is when an individual offers their land or house as security against a loan. The interest rates are comparatively lower than other unsecured loans as the bank has collateral and this reduces the risk factor of lending. The bank can always sell the property and settle the loan if the customers fails to repay it.