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On the process of splitting the payment, the credit card issuer might charge a certain interest rate which would range up to 3 percentage. If you are looking for an EMI option with no interest charges, a credit card might not be a good option.

Yes, you can change the EMI date on your personal loan.  There is no set procedure for doing this. You must notify your lender of the EMI date change required. This can be accomplished by visiting a nearby branch, calling your lender's customer service, or submitting a request form addressed to the branch manager.

Generally, to get a loan approved, the loan applicant should meet the eligibility criteria prescribed by the lender; and one of the main criteria is a stable income.  Housewives usually don’t apply for a loan because they don’t have a stable income. But, a housewife too can get a loan in spite of not having a stable income. The following ways and means can be used by a housewife to secure a loan

For getting a quick loan without a credit score, online lenders are much sought after by many. There are short-term loan providers who provide loans equivalent to the salary drawn by you at low interest rate.

The common way to get a business loan would be to approach the banks and NBFCs. You compare and check the rates provided by each lender and choose the best offer.

Primarily, one must understand that an insurance is not an investment. Taking an insurance policy purely a personal decision. The main aim of an insurance policy is to provide a financial protection to the family members in the event of death or any other unfortunate incident.

Yes, you can pay your credit card bill from Paytm. It is one of the best features of Paytm; pay your credit card bill like any other utility bills on Paytm. It is very simple and convenient. 

To put it simply, a virtual credit card is an online version of your credit card. All details related to your credit card such as card number, CVV number, expiry date etc. are visible online.

When you travel abroad, you can get coverage for medical emergencies, baggage loss, unfortunate accident, flight cancellation, delays etc. One may not be able to avail medical benefits if the insured is found to have pre-existing illness.

Car insurance provides a cover against unfortunate accidents that you might meet with in the future. It helps to mitigate the costs incurred in the accident. The cost of the car insurance depends on a lot of factors such as type of car, age of vehicle, age of the insured and insured declared value etc.

Whole life insurance policy provides cover until the death of the insured. It can be even started after you turn 40. Though the initial premium may be higher, it is constant till the end of the policy, hence providing a cash value as you grow old.

Your credit card outstanding amount in no way affect your loan application with another bank. It has no co-relation directly, however, if you have defaulted on your credit card bill payment, it would affect your credit score in which affect your personal loan approval.

While looking for a home loan, check with each lender for low interest rate and maximum loan amount. However, paying more margin will cut down your interest rate and tenure thus ensuring less debt burden.

Home loan is a long-term commitment and the tenure could be up to 30 years. If your age should be at least below 70 at the date of maturity. All banks have an age limit as a criterion to check your eligibility.

It is not possible to withdraw cash from an ATM using your Slicepay Gold Credit Card.  SlicePay Gold Credit card is a virtual credit card designed for students that only allows you to make online and offline purchases, pay bills etc. Unlike credit cards, withdrawing cash from ATM or through any other channel is not possible.

To build a good credit health, one must be first informed about how the credit system works and how the credit score is calculated. You may be regularly repaying your loan and still wondering why you only have an average credit score.

Repairing your damaged credit immediately may not be possible as it involves a lengthy process. To start with, you can review your credit report and identify the negative issues on it. Improve your credit history by making payments on-time consistently. Clear the past dues if you have any with the lender. This could improve your credit score considerably.

If a credit repair company provides comprehensive services and guide you through the process till you improve your credit score and become eligible for better loan and credit card offers, that could be the best credit repair company.

The compensation provided by the insurance company is much larger than you had invested. A life insurance becomes a good support to you post your retirement as you do not have to depend on any one for monetary help.

Bajaj Finserv EMI card allows you to make purchases for the pre-approved loan amount and make the repayment later in monthly instalments. The credit limit on the card is increased on review, and the approval is done on a quarterly basis.

There is no such thing as best credit card, but you can make the credit card work best for you if you choose the right card that matches your credit needs. As you are new to getting a credit card, it is recommended to analyse your major interests and spending habits associated with it.