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It is just a way to access credit which is like a temporary loan on your purchases which you need to repay with actual money that you have in your bank within the given period of time or you will be charged an interest on it.

It is very simple and easy to transfer money from your credit card to Paytm.  Paytm has something called the Paytm Wallet, where you can load money to be used at shops and other merchant locations. 

You cannot pay SBI Credit Card Bill using your Paytm Wallet. You can use the Paytm UPI interface to pay SBI Credit Card bill from a bank account though. However, you can use the New Paytm Wallet for merchant payments such as recharges, bill payments, online shopping or payments at your favourite stores that accept Paytm Wallet. 

You cannot pay your HDFC credit card bill through your SBI credit card as it can be paid only through a bank account or through internet banking. If you are unable to make the payment, one option would be to do a balance transfer as this can save you some money if the other lender offers a lower interest rate than the current credit card lender.

HDFC credit card holders can change their Credit Card pin using any of the following ways

In today’s digital world, it is very easy to update the billing address for your HDFC Credit Card. HDFC credit card holders can change their address of correspondence through online and offline methods. Let’s take a closer look at both options.

An HDFC credit card has a 30-day billing cycle. You get an extra 20 days from the date of bill generation to pay off the credit card statement's outstanding balance. Customers are assigned billing date slots based on the card type and a few other factors, and the bank has a few fixed billing dates which cannot be changed. 

If you have a bad credit score and are looking to improve it, you could try to pay off all your old debts. You can also take a secured loan against gold or property and pay off your outstanding dues to better your credit score.

The best option for unemployed people with a bad credit score is to go for a secured loan against gold or property. This is a quick process as you can approach the closest lender and pledge your gold or asset for a loan. This process is easy as minimal documentation is required for the loan approval.

12-month loans are now possible if you have a good income from a reputed company or if you have good social media profiles. Linking your Facebook, LinkedIn and Google profiles can get you a loan. Most 12-month loans are collateral free but can vary based on the loan provider.

You can get personal loans with a bad credit score, but they usually entail a high interest rate. The first option for a person with a bad credit score is to apply for a secured loan against gold or property. If you do not want a secured loan, then you will only be able to avail loans with a very high interest rate.

Fixing your credit score can take over 30 days of time or longer. The RBI has issued a rule that every Credit Information Company in India must give one Full Credit Report to every individual for free once a year! You can utilize this information from the report to check for any errors.

You must know that a CIBIL™ score is actually a credit score. CIBIL™ is only one of the four credit bureaus in India, the other three being Equifax, Experian and High Mark. All these four bureaus are certified to give you a credit score that can be used to know if you are credit healthy.

With the advent of digital technology, online lending portals are one rise in recent times. You can get paperless loans in minutes just by uploading your bank details and KYC documents. Getting a low interest loans from these private lenders are easy and flexible. The evaluation of creditworthiness is done based on your credit profile, income and repaying ability.

The Government of India launched the Kisan Credit Card (KCC) in 1998 in order to help farmers access credit through the formal banking system and thereby reduce their dependency with the local private lenders.

Gold cannot be bought using your Bajaj Finserv EMI Network Card as per the RBI guidelines. In fact, you cannot buy any gold jewellery using the EMI card. Even Gold purchase transactions on your credit cards cannot be converted to EMIs. 

Yes, you can buy flight tickets with a Bajaj EMI card! Bajaj Finserv has partnered with MakeMyTrip and together they give you great deals for domestic and International flights.

You can generate RBL credit card pin online or by calling up the customer care team. To generate online, you need to visit the official website where you can find Credit Card Pin Request Form

Credit card pin is used at ATMs to withdraw money. It is very important to keep your credit card pin secret. To ensure a safe and secure transaction, you can frequently change your credit card pin. It can be done through the following ways.

Any lender would normally pull your credit report and check your credit score to evaluate your loan eligibility. It could be difficult to get an instalment loan with bad credit. However, the options are not ruled out.

There are now a lot of NBFCs that provide EMI cards to their customers. The card comes loaded with a pre-approved amount which can be used to purchase online or at partnered outlets. The repayment can be done in monthly instalments within a comfortable tenure. Some of the lenders even provide zero interest on making purchase at select e-commerce portals and partnered websites.