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A survey has stated that almost the majority of the population pays rent via either internet banking or cheques. But if credit cards are used, the rewards and the benefits one can get are not comparable to the cost that is paid for using them. Let us have a look at the advantages and disadvantages of using credit cards for the transaction of paying rent.

Credit cards have been one way to maintain a good credit score and build your credit profile. Some situations have not been making sense to the youth today and hence the use of credit cards have dropped in the market.

Your credit score is the 3-digit number that determines whether you are worthy of handling credit. Having good credit health will reap you lots of financial benefits.

Probably you would have withdrawn cash using a debit card or a credit card in an ATM. What if you are given an option to easily withdraw cash from an ATM without inserting a credit or a debit card. Well, It may sound counterintuitive, but currently, you can easily withdraw from an ATM using the UPI facility

A credit score is one of the factors that impact how easily and affordably you can get credit. A low or a poor credit score may be one of the reasons why your credit score application gets declined.

Probably, the person who aspires to build a new house would have planned for months before applying for a home loan. Priorly planning, doing a lot of legwork, and research helps to avail of housing loans at the best deal from leading lenders in the market. As part of the home loan planning process, the EMI calculation is a must to find the interest rate of your home loan.

Life is unpredictable, and you can experience a money crunch once in a while for various reasons. For example, it could be due to a vacation, a wedding in a family, or a medical emergency. In situations where you are short of cash, the first thing that we tend to think about is to use your savings and liquidate your investments even at a loss.

Did you know that UPI (United Payment Interface) is the single largest payment platform in India; June 2022 transaction volumes crossed Rs.10 lakh crores. From its humble beginnings in 2016, UPI payments have grown by leaps and bounds, to become the common man's preferred payment method.

Users can now get up to Rs.50000 personal loan using their PAN card. Instant loan apps are offering loans in less than 15 minutes, and all you need is your PAN card details and a few basic personal details.

Gold loans are becoming increasingly popular with borrowers as they offer better rates and flexible repayment options. Borrowers can get loan amounts of up to 90% of the market value of the gold. Also, the processing time is less than a day.

At the beginning of every financial year, one of the financial moves taken by employees is to check out their provident fund balance. Every month, both an employee & employer will make a fixed contribution of 12% of the basic salary to the PF account.

Users can now get their credit score for FREE online by using any one of these – Your PAN, Aadhaar or Passport. And we are going to tell you how!

The consumer lending industry has seen significant changes in recent times due to technological advancements. Most people now find it easy to access financial products with the help of technology rather than using the conventional application process.

The CIBIL™ score is a necessary part of your financial journey. It assists financial companies in evaluating your creditworthiness. Your CIBIL™ score indicates your ability to make a repayment on the financial products that you avail.

In today’s unexpected world, many expenses come in the form of surprises and an individual may or may not be prepared for the same. In such cases, instant personal loans are the best options to fall back on. These loans are personal loans and do not have restrictions on how the amount has to be utilized by the borrower.

Are you in a cash crunch in times of emergencies? Well, a personal loan would be the best choice for you to tide over the financial crisis during the emergency.

A credit card has a range of benefits and can give you the shopping experience you desire. With a credit card, you can instantly purchase the product you desire. You can also get access to discounts, cashback offers, airline miles, and more.

Indians have an affinity for gold. India is among the largest importers of gold in the world. Indians use gold not only as ornaments but also as investment. They can use it anytime to fund urgent cash requirements.

A credit score is a three-digit number that ranges from 300 to 900. It depicts the summary of your credit history and your creditworthiness. A good credit score is nearer to 900.

Your credit score and profile are the two important factors which lenders consider while evaluating your creditworthiness. In India, your CIBIL ™ score is assigned by TransUnion CIBIL ™ Limited. It is one of the acceptable credit ratings.

Are you a credit healthy person? sticking to good financial practices will make you a credit-healthy person. It also aids you to build your credit score and hold a starry credit profile.