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Buy Now, Pay Later is a new credit alternative for millions of people who do not have a typical credit card. Credit cards have stringent eligibility requirements, making it difficult for a low-income earner to obtain one.

Gold loans are secured loans made against the gold jewellery you pledge. The loan amount is determined by the purity of the gold and its market price on that particular day. Gold loans are immediate; the banker examines your gold and deposits the funds into your account.

Credit card PIN is sensitive information that needs to be kept safe at all times. SBI regularly sends messages to remind its SBI credit card holders to keep their PIN information secure and not to share it with anyone.

A Home Loan is a credit facility provided by banks and NBFCs to individuals wanting to buy a house or land, build a house on their plot, or for home renovation and maintenance needs.

Credit cards provide instant finance and increase your purchasing power. However, you will have to settle your credit card bill on or before the due date. Credit card issuers usually charge a high rate of interest on late payments.

Taking a loan nowadays has become easy due to the increase in digitization. Applying for the loan, processing it, and disbursing it can be done completely online. While this is quick and easy, it has given rise to loan fraud.

Gold, the gleaming noble metal, has long been associated with India and Indians. Someone, somewhere, at some point, may have purchased, inherited, or been given it as a gift. A Gold Loan is a form of secured loan that is availed by placing your gold jewelry, gold coins, gold bars, or other gold articles as collateral.

Gold in our country is a symbol of culture, tradition, prosperity, status, and fortune. It is used in festivals and on special occasions like weddings. You can see gold jewelry adorn women in our marriages. Gods and goddesses are decorated with ornaments of gold in India. It is used to give presents.

Business loans have been a workable option to firms for a long time. You can use these loans for a variety of reasons, such as expansion, to augment the flow of funds, for day-to-day business operations, and so on. There are different types of these loans available in the market, and you can get one for the amounts desired (small or big).

Business loans provide you with financial aid to expand your venture and meet your day-to-day expenses. Once you get the business loan, it becomes a routine for you to pay off your EMIs, and you will not think about altering its terms and using it in a better way.

Debts are always stressful to manage. Different people have debts for different reasons - property, jewelry, education, and so on. Managing multiple debts during the same time period can make you feel overloaded.

Credit cards are very useful financial tools. They come in handy during emergencies. They enable you to spend during crises since they provide you with the luxury of paying the money later

Children are very important to parents. They are very lovable and bring in cheer wherever they go. Parents make great efforts to bring up their children. They take great care to do the best for their children in every aspect of life - Education, entertainment, lifestyle, food, and of course, the most important - health

It can be a surprise to see your credit score fall despite paying all your bills on time. Don’t worry, you are not alone in this category. Many borrowers panic at the first instance of seeing a low credit score while they have been diligently paying all the bills on time to ensure that their credit score stays at the top.

Do you own a property? You are eligible to get a long against your property to meet any emergency personal needs. What kind of interest rate is available on loan against property? How can I get the best interest rate on a loan against my property?

With a never-ending pandemic looming over the world, customers are becoming more reserved about using paper money and have started depending more on card payments. Debit and credit cards have become the most commonly used and accepted modes of payment and are being used more often than before. When purchases are being made using the cards, there are occasions when cancellations are done too. How does credit card payment reversal work? Let’s find that out.

Credit card frauds and thefts have increased phenomenally in recent years. Online banking frauds have increased to a staggering Rs.1.85 lakh crores for the F.Y 2020, a 28% increase to the previous F.Y. Of these numbers, credit card fraud accounts to a large extent.

The credit utilization percentage on your credit card, also called the credit utilization ratio, indicates the total amount of credit you have utilized out of your total available credit. This percentage is primarily calculated on credit card credit limit, but when seen from the context of your credit report, includes all types of credit limits available for you as an individual.

Individuals are increasingly looking at ways to improve credit scores so that they can get quick loan approvals and other credit options. It is not only simple to achieve a great credit score, even ones with a bad credit score can make some amends and get a higher credit score.

With life and situations becoming unpredictable, it is important to have a financial cover for your family in the event of your sudden death. The pandemic has made people realize the importance of this, and more and more people are insuring their lives. But, it can be frustrating when the claim to life insurance is not accepted by the insurer. Read on to find out some of the central aspects that you must follow to avoid life insurance claim rejection.

Most banks lay down a condition that customers must maintain a minimum balance in their savings account. You can be penalized for not keeping the minimum balance. There is no limit on the penal charges that a bank will charge for the non-maintenance of the minimum balance.