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Whenever you apply for a credit card you will have a credit limit based on your repayment capability. In due course the card issuer might assess your credit usage, repayment history and salary increase to tempt you by offering an increase to your credit limit.

A personal loan is an unsecured loan where the borrower does not have to pledge any security to obtain the loan. The funds can be used for various purposes like wedding, education, travel, medical emergency etc.

A tree does not bear fruit in a day. Likewise, any investment plan requires sufficient amount of time to get good returns. For a responsible and disciplined saving, Systematic Investment Plan (popularly known as SIP) is a wise approach to begin your long-term investment plans.

Insurance sector is one of the fastest growing sectors in India and the number of policy takers are expected to increase by more than 4% in the following years. Though initially was managed by the Government, India allowed private companies to solicit insurance policies in 2000 which widened the horizon of Insurance sector.

Everyone has a dream of getting a car for all the convenience and memories that it will provide. From getting away from the cold or heat to those memorable long drives a car is what everyone dreams of. But not everyone can afford their dream car by paying for it themselves at one go. This is where their car loans can help. In this article we are going to cover some of the common or frequently asked questions when it comes to car loans to help you be prepared when you do apply for one.

The times have changed a lot where a person cannot pay the full cost of a home as the cost of properties have gone up so high. It used to be that if you can save money you can get a home but now it is not so. With the cost of rent also increasing with the owners looking at them as a source of retirement income many people are thinking it is better to buy a home through home loans and pay the EMI instead of paying rent which nowadays are almost equal.

Thank you for following our series on the basics of investing, we hope that you have a basic knowledge of stocks, stock market and the different types of stock available along with the prerequisites for trading in the stock market, it is time to move on to the next phase – Understand how the stock market works and how to buy or sell stocks.

We trust that you would have read the first part which covers the basics of investing in stocks, now it is time to move a little deeper and look at what you would need to be equipped with before investing.

Saving for retirement seems to be on everyone’s minds especially the millennials who have taken an interest in understanding of financial concepts like savings, investments and returns with better data available to them instantaneously thanks to the internet. This interest in other financial instruments like investing through stocks and funds have increased fueled by the fact that traditional saving methods like Fixed Deposits do not yield enough returns.

You must have heard the term “knowledge is wealth”. This article would give you all the information that you might have not been aware about the credit score.

Unlike in the case of Government jobs where pension is available to the employees at the time of retirement, people working in private companies do not have such benefits unless they plan for it on their own. With today’s scenario being where most people have some form of debt eating away at their salary not many can save money should these people first pay off their debt and then start saving or try to save simultaneously.

In today’s scenario taking a loan be it a personal loan for marriage or going on a vacation or a home loan to buy a home or a piece of land, car loan etc. a person is almost always in some form of debt or another which is a burden on the monthly income of a person. Though the loan was taken out of necessity each month a person will need to think about the loan and will not have enough to save for the future. This is the reason why it is best to pay off any debt as early as possible.

When was the last time you checked your credit score? A year back? Six months ago? If you don’t think that a credit score is worth checking frequently, then think again.

Many aspire to be what they want to be in the future. But only few make it to the top. While life may not give you lessons on success, one of the easiest ways to achieve your dream is to learn from the people who have achieved multiple milestones.

A home loan is a long-term investment for both the lender and the borrower. Most people cannot pay for a home with a single payment. Therefore, the tenor is as important as the interest rate for a home loan. In this article we are going to look at the factors that affect a home loan tenor.

A credit score being a report card on your financial life is one of the most important 3-digit number. As you might already know credit score is what that helps determine your loan amount, interest rate, and tenure. Though there are many factors that affect your credit score on which there are many articles, in this article we are going to talk about some of the myths that actually do not affect your credit score.

A personal loan is easily accessible and can be taken for any purpose. They come with good interest rates and repayment tenure. But are we being prudent while applying for a personal loan? What are the common mistakes we all commit while taking a personal loan?

When was the first time you became familiar with the terms credit score and credit report? For some, it could be when you first applied for a loan or a credit card, for some it could be when you started learning about banking and finance and for some it could still be an unknown subject to comprehend. Not to worry, this article could be an eye-opener to dispel all your doubts about credit score and credit report.

Credit cards offer the ease of making payments for all your purchases and pay for them later to the card issuer. Credit card usage requires a certain set of disciplines without which you might end up gathering debts on your card. If you are a defaulter or have made some of the credit card mistakes and did not know how to rectify, we offer you some help.

It is a common practice that while applying for a credit card that you need to check your credit score and know if you are eligible for the chard of your choice.

A credit card is a great tool for building or rebuilding your credit score. It is one of the first things a person fresh out of college procures. The added benefits like complimentary movie ticket, cashback or reward points on shopping and fuel surcharge waivers to name a few make credit cards very desirable.