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Credit card usage has steadily increased over the years. Today, most banks offer credit cards to the majority of account holders at nominal charges.

Your credit card may be loaded with free insurance, benefits of reward points, bonus points, discount on purchases and cash back offers. Apart from all these convenient features, it might seem the right thing to withdraw cash from ATMs in an emergency.

Rejections are a pain, it is not a word that brings with it positive associations; be it those lonely nights that come post a rejection of love or struggles that come post an interview rejection.

If you’re a salaried employee, then you know that the take-home pay is far less than the overall salary package. A significant percentage of your salary is deducted every month to invest in the EPF (Employee Provident Fund), ESI, and other schemes.

There are three types of people in the world when it comes to those in need of money – one with good credit score looking to borrow money for their immediate needs like buying a home, medical need, education purposes etc.

With the increase in usage of smart phones, laptops headphones are popularly used. With the distance travelled by people to and from office is long the usage of headphones to listen to songs or watch movies has become a common practice.

Credit cards are the best spending vehicle when you run short of cash for an urgent need. In developing countries like India, Credit Cards have become popular due to its convenience, safety and ease of use

The cost of living each year has increased tremendously. What we might have got for Rs.5 two years ago might be costing Rs.20 now. It has become necessary to know the art of managing your finances to meet your monthly or yearly financial goals

Irrespective of the income you earn every month, you can save a small part for a prosperous future. There are several methods to invest your money safely without affecting your monthly expenses.

Internet has changed the way we connect with people without the constraint of time. It then became a place where people could use to find information. It became popular as it was convenient, fast and time saving.

Online shopping provides more convenient way of shopping from the comfort of home. Wealth of information and customer reviews ensure reliability and trust among the consumers about online shopping.

Maintaining a certain balance on your credit card is vital for your credit score. It shows you that you are worthy of lending. But sometimes, it becomes difficult to keep track of your credit card spends and you may tend to exceed your credit limit. What can you do to keep track of your credit card usage and how can you check your credit card balance and due amount? Read on to know more about it.

When you have a surplus amount in hand, you might look for various options to invest your money. While some of the investments can be scary, Fixed Deposit is a safe method of investment with a guaranteed return after the date of maturity. It is one of the most popular and traditional investment instruments.

There is no short-cut to gaining a good health. It requires time and meticulous effort to achieve it. The similar strategy applies when it comes to your credit health.

You might have been called by a banking employee regarding a loan offer often for personal loans with a promise of quick disbursal. After submitting a host of documents, when you so eagerly wait for the loan, you get the shocking news of ‘Loan Rejected

With the plethora of choices, online shopping provides the more convenient way of shopping from the comfort of home. The wealth of information and customer reviews ensure reliability and trust among the consumers about online shopping.

An education is an investment for the future of an individual and this promises a rewarding future. SBI, the largest lender in the country, makes it possible with the SBI Student Plus Advantage Card.

I am pretty sure you all would have got those repeated calls from tele-callers talking about pre-approved bank products that you can avail.

It is highly probable that multiple loans might bring chaos into your financial management. Moreover, managing several loans while going through a bad credit might seem even more an arduous job.

Whenever we go to get a loan be it housing or personal loan the bankers talk about underwriting that it will take some time for underwriting process etc.

When life throws too many problems at a time, it becomes difficult to solve all of them. Wouldn’t it be a relief if all the problems are combined into one?