Loans

Quick Loan ApprovalsA financial crisis calls for immediate funds. Many of us face a crisis where we require emergency cash and don't know where to turn. What are the factors to keep in mind when looking for a quick loan?Choose a personal loan: A personal loan is a good option in such cases as it has several advantages: •    No need to submit documentation on the end use of the loan.•     No need to provide collatera

Unsecured Loan Interest RateAn unsecured loan means that you do not need to pledge any collateral or asset in order to avail the loan. Generally, unsecured loans are personal loans. The end use of the loan could be anything—to fund your child's wedding, to fund your dream vacation, for a medical emergency or any other personal emergency. It could be used as a debt consolidation tool as well. It is important to note that unsecured loans are among the most expensive l

Loans for UnemployedIt can be difficult to get credit, especially if you are unemployed. Few lenders offer loans for unemployed as they are nervous about your ability to repay the loan without a steady income. Most lenders want to see a consistent income before approving your loan. So what do you do if you are unemployed and are in need of money? Loans for Unemployed – What are your options?There are at least some options for unemployed people who need cre

Same Day Loans Online in IndiaMany of us can face an unexpected financial crisis where we require instant funds – in case of a medical emergency, income loss or urgent loan repayment. Lenders can take time while reviewing and approving your loan application. Getting a loan to tide over emergencies – especially within a short span of time – is very difficult. Lenders generally take time to verify your credit history, your personal details while reviewing your loan applicati

Short term loans in IndiaShort Term Loans – as the name suggests – are loans which have a short tenure of generally a year or less, and are typically intended for improving temporary shortfall in cash flows – either for individuals or businesses. Lenders offer Short Term Finance options that are structured to meet specific needs. The repayments are scheduled and structured to match your available cash flow.Short term loans are generally unsecured, but this depends o

No Credit Check Loans in IndiaTaking out a loan can be a pretty tricky process – especially so when you have bad credit. Plenty of people, for whatever legitimate reason, find themselves in urgent need of credit. Whether it's an unplanned financial emergency, like a medical emergency, or loss of income, or an essential, major purchase, there might be times when you are faced with an acute shortage of cash. Life might throw you at situations where taking out a loan can't be avo

What is a Mortgage Loan?A mortgage loan is a loan that is secured by property or real estate. The borrower offers his /her property as collateral to the bank for the loan.. Depending on the lender, it can be used for a variety of other purposes as well – a mortgage loan could be your answer to funding your child's higher education or wedding or invest in your business.  A mortgage loan is generally a multi-purpose loan that can be

Agriculture loans in India are offered to farmers for various purposes, like farming and irrigation equipment purchases, crops for cultivation, and other agriculture-associated activities.

Medical Loan Interest RatesA medical emergency can happen anywhere - at a concert, on a highway, on a city street, at the grocery store, or while at home – and can cause enormous and unexpected strain on your finances. Hospital bills for major medical emergencies can run into lakhs of rupees, and could be well impossible to pay at short notice.Few people are prepared to deal with the financial requirements of a medical situation – let alone go through the emotional tr

Professional Loan Interest RatesEver heard of a professional loan? Read on to know more!Professional Loan 101:A professional loan, as the name suggests, is a loan that can be taken out by professionals like accountants, doctors, journalists, engineers, dentists, company secretaries, surveyors, lawyers, architects, management consultants and professionals involved in consultancy. Professionals applying for a professional loan must be qualified and must posses

Home Improvement Loan Interest RateIt is rightly said that there is no place like home! Your home is truly your castle, but even the best of castles occasionally need some renovation and remodeling! Are you on the lookout for some funds to perhaps, add a room, construct your very own in-house bar, or build your own little home-theatre? Well, look no further, read on to know more!Why take a home improvement loan?A well-thought-out renovation could possibly he

Loan against Property Interest RateWhat is Loan Against Property?A loan against property (LAP) is exactly what the name signifies—it is a loan that is taken against the mortgage of a residential or commercial property, or plot. The property's market value is assessed before sanctioning the loan, and if the title deeds are found to be clear and free of any legal encumbrances, the loan is given as a certain percentage of the property's current market value. Dependi

Business Loan Interest RateBeing an entrepreneur can be very exciting! The satisfaction of creating a new business from scratch and seeing it grow is a unique experience, both exhilarating and frustrating in equal measure.  As always, money plays an important part in converting dreams into reality and a business loan is probably one of the most effective ways to fund your independent venture. However, it is not as simple as it sounds, as getting a business loan could

Agriculture is one of the significant contributors to the Indian economy. To empower the sector, banks and co-operative societies offer a wide range of agriculture loans.

Financial Tips for Married CouplesMarriage makes the world go round – as the popular song lyrics put it! However, marriage can also make your financial world see some upheaval! With marriage comes the financial responsibility of running a family. Many people step into marriage without thinking about the financial aspect of it or how they will manage two incomes, two financial viewpoints, two differing investment preferences, spending and saving patterns, and so

How can we get loan from bank for business? Getting a business loan Being an entrepreneur can be very exciting and at the same time very demanding. The process of creating something unique and offering it to consumers, can be exhilarating and frustrating in equal measure. A good idea and the passion to make it work is all that is required – at the same time one requires money to fuel the passion! A business loan could be the best way to raise fu

Five Factors Why One Should Invest in Real Estate Investing in real estate is one of the oldest forms of investing and involves buying, owning, renting, and resale of property for profit. Real estate comprises of land and the building on it along with the natural resources present. It is an immovable, and generally appreciating asset. If invested wisely, it has the potential to offer good returns over the years. Here is a tip to keep in mind before yo

What is the best online loan lenders for bad credit?Are you among those struggling to access credit? A vast majority of people are still not aware how the credit system works in India. Oftentimes, people neglect to keep a good credit score without knowing its repercussions. The full impact of not having a good credit score is only realized when they apply for a loan and get rejected everywhere or are offered unfavorable conditions.Having a good

As the leading public sector bank in India, SBI offers a wide range of personal loan facilities to help customers meet their emergency cash requirements.

New Year Loan Offers—Tips to Keep in Mind Are you planning to greet 2017 by buying your own home? A car perhaps? Do you wish to remodel your home and live in an upgraded place for the new year? Or you might want to go on a luxurious vacation and greet the New Year in, say, Paris? Whatever the need be, there is a loan for every need in the market. With the new year coming up, several banks and NBFC’s have new year offers for

CitiBank Credit Card Christmas OffersHeading to the stores to complete your Christmas shopping? Planning to pay with a credit card? For many people in India, paying with a credit card is still the way to go when it comes to transactions, as they are convenient, offer reward points and is a safe and secure way to make payment. Read on if you are one of them.So, which is the best credit card to use for your Christmas purchases?While choosing a card, y