Loans

Most successful small business ideas for budding entrepreneurs are the ones which do not require much capital or resources. This is because people who are just about to set foot into the business world may not get funds easily.

The rise in personal loan rates has an impact on borrowers. Personal loans are of great assistance in times of emergency or just when you need that extra financial cushion. A personal loan helps you achieve your goals without disturbing your usual financial planning too much.

CreditFit is a product launched by CreditMantri. You can enhance your credit score and get loans at best market interest rates using CreditFit. We have a team of experts who will give valuable tips for these. Let us now read on to find out more about how to get a loan and the role of CreditFit in getting a loan.

SBI home loan provisional interest certificate can be downloaded from SBI bank’s official website. The certificate can be viewed, printed, and downloaded in a pdf format.

Financing your big purchases with a personal loan seems to be a good idea with the easy application process and benefits. Let us look at the key features of a personal loan.

The decision to choose what loan suits your needs better can be a bit overwhelming. Here, we will look at gold loan vs credit card loan, and which one should you choose.

Fixed Obligation to Income Ratio or FOIR is a parameter used by lenders to check how much of your income goes into paying fixed obligations. This is particularly useful for lenders when they are screening a loan application for approval. Let us deep dive into what FOIR means and its calculation for a personal loan.

Business loans are the preferred external funding for carrying out business operations efficiently. Be it a working capital requirement or a fixed asset purchase, you have a business loan tailored to your needs. The interest rate of a business loan ranges from 10% to 24% depending on the loan type

Businesses require frequent funding to run day-to-day operations efficiently. Whenever there is a cash crunch business loans come to the rescue. Working capital loans, cash credits, overdrafts, letters of credit, invoice financing, term loans, and machinery loans are some of the types of business loans.

A microloan is a type of microfinance. Microloans are small loans offered to people who are less served with credit. They are short-term loans and have higher interest rates. Microloans are offered without collaterals and are the best choice for quick funding needs

Personal loans for salaried people are mainly dependent on their income and expense factors. Most banks mostly require a minimum monthly income of Rs. 20,000 to approve a personal loan for salaried people.

Wondering how to enhance your personal loan eligibility? There are simple ways in which you could achieve that. In this article, we will discuss how you can increase your chances to be eligible for a personal loan.

PAN is the acronym for Permanent Account Number. It is the identification number issued by the Income Tax Department of India for individuals, firms, companies, limited liability partnerships, an association of persons, trusts, a body of individuals, artificial juridical persons, and even non-residents. A PAN card is proof of identity approved by the Government of India.

Home loans for salaried employees are offered by many Indian banks and financial institutions. If you work for a good company and have a stable income, it should not be difficult to get a home loan approved.

Insta personal loans are very easy to get. This is because you do not have to apply for the insta personal loan. Instead, you just have to accept the offer.

Business loans are sought by a business to satisfy the working capital, operational, administrative and capex needs. Whether it is new, growing or established, all types of businesses are in search of funds.

Do you know that you can get a business loan on an Aadhaar card? Applicants can now get a business loan of up to Rs. 1 crore using the Aadhaar card within just 48 hours. Interest rates start from as low as 1.33% per month.

Gold loans are secured loans where the borrower pledges their gold articles as security in order to obtain a loan. The lender in return charges an interest rate and once you return the entire loan amount, the lender returns your gold kept as a guarantee.

Personal loans come in very handy when you need instant cash. The loan application and approval process are quick and it is also dispersed within 3 days. Even though the prospect of a personal loan is exciting, there are still some basic eligibility parameters that are required to be met.

Electric vehicles are becoming popular due to various reasons. Lower running costs, lower maintenance costs, zero carbon emission and reduction in air pollution with electric vehicles, conversion of 59 to 62% of energy into vehicle movement, etc

A small business loan comes in handy when you want to hire people, increase inventory to produce more earnings, to expand the business’s brand, etc. But, before taking a small business loan, you should be ready.