Loans

If you own a property and are in need of funds, a mortgage loan is a simple and relatively inexpensive way to raise money.  People often view a property as being of value only in bringing in rental income or selling at an appreciated price. It is often overlooked as an asset when raising funds for business or personal expenses. If you are in need of substantial funds, you can unlock the dormant potential of your property and raise funds at a relatively lower interest rates than a

Would you love to have a big fat Indian wedding but are wondering where to get the money from? Most people look forward to being able to celebrate their wedding or their children’s marriage in lavish style but, as always, the biggest question is where to find funds to cover the enormous marriage expenses. If you are sure you want to take a loan to celebrate the wedding, then a personal loan is the best option as it gives you the freedom to spend on anything you want, does not require a

Need money to pay for emergency medical expenses? Or to buy a two-wheeler? Or maybe to finally own a home? There is a bank loan for all these situations – and more. Before you apply for a loan, you need to be clear about what type of bank loan you need so you can apply for the right one. How can I qualify for a bank loan? Credit score: Your loan- eligibility depends on the

Celebrating a child’s marriage is one of the most important occasions in any parent’s life – and in India, this most joyous of occasions involve expenses on an equally grand scale. Few people have ready cash to fund expenditure of such a magnitude – which is why many parents and couples look for suitable ‘wedding loans’ that can help them tide over this huge cash outflow. While there is no specific product known as wedding loans, you can take a pers

If you are based in Chennai and looking for  ‘marriage loans’ that will help you cover the enormous expenses associated with a wedding, the internet can bring the best loan offers from around the country to your doorstep. You need not limit yourself to a local lender – every major bank and NBFC has a branch presence in the city and you can choose which offer best suits your requirements. Celebrating a child’s wedding is one of the most important occasions

Celebrating a child’s wedding is one of the most important occasions in any parent’s life – and in India, this most joyous of occasions involve expenses on an equally grand scale. Few people have ready cash to fund expenditure of such a magnitude – which is why many parents and couples look for a suitable ‘marriage loan’ that can help them tide over this huge cash outflow.While there is no specific product known as a marriage loan, you can take a p

Being an entrepreneur can be a very exciting business! The satisfaction of creating a new business from scratch and making it grow is a unique experience, both exhilarating and frustrating in equal measure.  As always, money plays an important part in converting dreams into reality and a business loan is probably one of the simplest and most effective ways to fund your independent venture. Can I get a loan to start a new business? A business loan is a sim

If you are in need of a significant amount of money and own property, then a Loan Against Property is an attractive, and relatively reasonable, credit option to consider. People often view a property as being of value only in bringing in rental income or selling at an appreciated price. It is often overlooked as an asset when raising funds for business or personal expenses. If you are in need of substantial funds, you can unlock the dormant potential of your property and raise funds at a rela

A Loan Against Property is exactly what its name suggests – it is a loan where the bank or NBFC (Non-Banking Financial Company) lends you money and holds your property as security until the loan is repaid. Of course, the loan approval is dependent on the property eligibility, among other factors.  Once you repay the loan in full, you regain possession of the property. In case you fail to repay the loan, the lender can attach the property and dispose of it to recover the unpaid dues

Weddings are a celebration of love. More than a ritual, weddings are the time for friends and families to come together, bless the couple, as they start a new phase of their life. With every passing year, the fat Indian wedding seems to be getting bigger and grander.

Are you planning to buy your first home? A home is more than an asset. It's a symbol of pride, comfort and accomplishment. Buying a property that they can call their own is the dream of millions of middle-class Indians all over the country.

You might think that you have the model application to get a loan – no prior history of taking a loan, no credit issues with a loan or credit card, no credit cards ( or maybe one at most). In effect, you have a perfect debt-free record.However, lenders do not see a credit-free past in the same way. They want a substantial credit record comprising of multiple loans or credit cards over a long time span to check if you have demonstrated responsible repayment behaviour in the past

If you are based in Chennai and looking for a business loan, the internet can bring the best loan offers from around the country to your doorstep. You need not limit yourself to a local lender – every major bank and NBFC has a branch presence in the city and you can choose which offer best suits your requirements.How do I apply for a business loan when located in Chennai?First, you should research the various business

Being an entrepreneur can be a very exciting business! The satisfaction of creating a new business from scratch and making it grow is a unique experience, both exhilarating and frustrating in equal measure.  As always, money plays an important part in converting dreams into reality and a business loan is probably one of the simplest and most effective ways to fund your independent venture.What is a business loan?A business loan is a simple way of raisin

All around you you see advertisements for the latest and smartest smartphones available and you might have set your heart on a particular model but do not have ready cash to pay for it. Or maybe you are looking to upgrade your current smartphone but don’t know quite how to get a ‘mobile loan’ to cover the cost?  You could apply for a consumer durable loan from Bajaj Finance and be the happy owner of a smartphone.What is the amount and tenure on a &lsquo

If you are looking for a loan for apartment purchase, there is a vast array of home loan options available on the market. A home loan is a loan for buying any residential property – whether an independent house or an apartment/flat.  Here are some tips on how to successfully apply for a loan for an apartment.Tips for applying for loans for apartment purchaseLenders look at several factors

Air conditioners are no longer seen as an expensive luxury. Unlike 15 or 20 years ago, we have become accustomed to working in air conditioned offices, shopping in air conditioned malls, and watching movies in air conditioned multiplexes. It is only natural to want the same comfort at home as well. The problem is not everyone has ready extra cash to fund these kinds of more expensive household products and need to look for an ‘air conditioner loan’! If you want to buy an AC, you c

Our homes are more than four walls and a roof above our head. It's where we relax, refresh and rejuvenate with our loved and dear ones. Did you know that you can now upgrade your home with the latest appliances without paying for it out of your pocket?

With the mercury rising steadily in summer, it is natural to long for some air conditioned comfort at home. It is simple to apply online for a loan for an air conditioner online, without leaving your home in the summer heat. A consumer durable loan covers the purchase of household products including air conditioners. Many banks and NBFCs (Non-Banking Financial Companies) allow you to apply for a consumer durable

Yes, it is possible to get a loan to buy an air conditioner. With the mercury rising every day, summer is the time most people long for an air conditioning unit at home to make life a little more bearable. After a hard day’s work at the office, followed by a stressful commute home, having an air conditioner at home can seem like a necessity rather than a luxury!  However, not everyone has ready cash to spare to buy an air conditioner – however urgent the requirement.

As the full heat of summer bears down, thoughts automatically move towards buying an air conditioner for the home! When temperatures rise steadily, having an AC unit at home can make life much more comfortable and make your leisure time at home more enjoyable.The problem is that not everyone has extra cash ready to purchase an air conditioner. If this is the case, it is possible to apply for a consumer