Credit Cards

The Unbilled Amount is a list of credit transactions that have been made since the last credit card statement was generated.  A credit card statement refers to the credit card bill, which shows the outstanding amount that you would have to pay by your due date. This unbilled credit card amount is carried on to your next credit card statement as the amount due.

Housewives are in fact the primary users of credit card in a family. They are the ones who use the credit card for grocery purchases, online shopping, and various other expenses related to the maintenance of the family. 

Even if you are not able to pay your total amount due, it is always safe to make your minimum due payments. But if you default to pay even the minimum amount due, then you would be facing trouble in the form of late payment charges.

IRCTC SBI Platinum Card provides a loyalty scheme where you can get up to 10% cashback on your AC class ticket fare. You can redeem 1 SBI Card Travel Reward point against Rs.1 of your ticket fare. These reward points will be valid for a period of 3 years from the date of the member's registration.

ICICI Bank offers some of the best credit cards in the market. These cards come with a number of benefits and advantages for the users. 

You can check your HDFC Bank credit card balance by following six different ways

Yes, it is possible to make your credit card payments through paytm wallet.

To pay your Axis Bank credit card bills through Paytm, follow these steps: Open Paytm App.  A screen will appear with different icons to Recharge or Pay for.    

It’s hard to determine the best credit card available. It all depends on your income, credit score and eligibility. The greater is your credit health and income, you are guaranteed to become eligible for awesome credit cards with numerous benefits. Moreover, it also depends on the type of credit card you choose based on your spending habits.

If your refund comes through a debit card or credit card that you have cancelled just because of some fraudulent activity, the bank will sanction the refund amount into your account that is linked to the same debit card/ credit card number, as the account number is still active.

SBI Yatra card can be very useful to frequent travellers as they can avail a lot of offers such as welcome gifts, reward points, fuel surcharge waiver, etc., which comes along with the card.

Citibank has an exclusive credit card for rewards category which is known as Citi Rewards Card. Designed exclusively for the purpose of earning reward points, this credit card provides you a rewarding shopping experience. Following are the features and benefits of this credit card

IRCTC SBI Platinum Card holders are privileged to get exclusive offers on their travel while booking their transactions through IRCTC. These benefits include:         

Kisan Credit Card, also known as KCC, is a special scheme introduced by NABARD and Reserve bank of India in 1998 all over India. The main motive of this scheme is to provide quick and easy credit to the farmers through the formal banking system rather than depending on the private banks which could be expensive. Currently, the Kisan Credit Card is offered by National Bank of Agriculture and Rural Development (NABARD), cooperative banks, regional rural banks and Public sector banks. 

Customers can usually redeem reward points for gift cards and vouchers from credit card companies. Only a few credit card companies allow customers to convert reward points into cash, which can then be used to repay the outstanding balance.

SBI Credit cardholders can now convert any purchase of Rs.500 and above into easy monthly instalments. This EMI option from SBI is known as Flexipay.

Most HDFC Bank Credit Cards give you reward points on every transaction. These reward points can be converted to cash, based on the type of credit card you hold.  You must accumulate a minimum of 500 reward points for redemption. Yes, you can convert your HDFC Bank credit card reward points to cash, but it is not available on all cards.

Understanding the usage of credit card at fuel stations, most of the credit card companies have come out with a card exclusively for fuel purchase. These cards will help you save more on your fuel expenses.

Launched in 1988 by the Government of India, Kisan Credit Card is an initiative that provides credit facilities to farmers for crop cultivation and allied activities. All agriculturists are eligible for this type of loan which includes farmers who have their own land, tenant farmers, sharecroppers and lessees. There is minimal paperwork involved, and the funds are disbursed quickly.

Google Pay is one of the top payment facilitators through which you can send payments to people, service providers, users, merchants, and third parties using your BHIM UPI account. It lets you link your bank account or credit card through which you can effect payments. Similarly, you can also receive payments through the same channels.

Yes, you can do a balance transfer from one credit card to another. This is much similar to a loan balance transfer, wherein borrowers switch to another lender for a low interest rate. When you have greater credit card debt and want to reduce the burden of higher interest rate, you may transfer the outstanding balance on your credit card to another card for a lower interest rate or no interest rate which could be available for a few months.