Credit Cards

HDFC credit card holders can change their Credit Card pin using any of the following ways

In today’s digital world, it is very easy to update the billing address for your HDFC Credit Card. HDFC credit card holders can change their address of correspondence through online and offline methods. Let’s take a closer look at both options.

An HDFC credit card has a 30-day billing cycle. You get an extra 20 days from the date of bill generation to pay off the credit card statement's outstanding balance. Customers are assigned billing date slots based on the card type and a few other factors, and the bank has a few fixed billing dates which cannot be changed. 

The Government of India launched the Kisan Credit Card (KCC) in 1998 in order to help farmers access credit through the formal banking system and thereby reduce their dependency with the local private lenders.

Gold cannot be bought using your Bajaj Finserv EMI Network Card as per the RBI guidelines. In fact, you cannot buy any gold jewellery using the EMI card. Even Gold purchase transactions on your credit cards cannot be converted to EMIs. 

Yes, you can buy flight tickets with a Bajaj EMI card! Bajaj Finserv has partnered with MakeMyTrip and together they give you great deals for domestic and International flights.

You can generate RBL credit card pin online or by calling up the customer care team. To generate online, you need to visit the official website where you can find Credit Card Pin Request Form

Credit card pin is used at ATMs to withdraw money. It is very important to keep your credit card pin secret. To ensure a safe and secure transaction, you can frequently change your credit card pin. It can be done through the following ways.

The password for your credit card net banking should be kept secret and should not be shared with anyone. It is important that you change the password frequently to enable secure transactions and safeguard your credit card account from password theft.

Your phone number is a vital piece of information that must be kept current in your bank records. Because you receive all of your alerts and OTPs on your phone, and if you don't have the correct one on file, there's a risk of fraud or credit card misuse.

Most of the credit cards have a ‘Fuel surcharge waiver’ listed as one of the benefits. To understand the benefit, you must first know what the surcharge is.  It is nothing, but the transaction charge levied for using the credit card for fuel transaction. For example, if you have made a fuel purchase for Rs. 1000, you will end up paying about Rs. 28 additionally, out of which Rs. 25 is a surcharge and the rest are for the service tax. 

To make sure you have a good credit profile and avoid being rejected, check your credit score beforehand and apply for a credit card with any bank.

Preference depends on your emergency and the loan amount you need. A personal loan is an unsecured loan that does not need a guarantor or collateral. The application process is simple, and you can also apply online for quick disbursal. The interest rate and tenure are informed upfront. Based on it, you can choose the loan at your convenience.

One of the most distinct benefits of credit cards is the ability to convert payments into EMIs so that you don't have to deal with the financial impact of a large purchase. HDFC Bank is one of the many lenders that would allow you to convert your purchases into EMIs. As a result, when your HDFC credit card payment grows too large, you can quickly convert it to a smart EMI.

If you are to pay the EMI from another bank account, you can register HDFC credit card in the payee segment to make payment as per your wish. If you are an existing HDFC customer, you can make the payment using the net banking facility.

Individuals who have taken loans from banks or have been using a credit card will have credit score which will be generated by the credit bureaus. Checking your credit score is easy and simple. There are several financial portals that let you check your credit score for free in India.

Bajaj Finserv EMI card is a payment instrument that comes with pre-approved loan amount based on your credit eligibility. You can get up to INR 4 Lakhs on the card which can be used for various purchases such as electronics, gadgets and lifestyle products. You can apply for an EMI card through the following ways.

Google has a specific set of cards which can be used to make payment on the playstore, these are MasterCard Visa Visa Electron If you are looking for a developer licence on the Google playstore then an international debit would also suffice.

When you opt for finance, the interest rate generally ranges between 10% to 15% with processing fees up to 2%. The repayment option could be up to 3 years.

A credit card is useful in many ways. It facilitates a safe and convenient transactions for various purchases and bill payments. You no longer have to be worried about carrying a huge amount of cash on your wallet.

It should be noted that number of credit cards does not determine the credit score. It all depends on how you use your credit cards.