Credit Cards

HSBC allows its customers to enjoy a number of benefits on its credit card. Likewise if the customers wish to get their credit card limit increased, then they have to meet the following criteria

There are several ways to increase the Standard Chartered Bank credit card limit. You can walk into your bank's home branch to request the increase in credit card limit or you can complete the process instantly via the authorized website of the bank.

If you wish to increase your Amex credit card limit you can request the same on your personal or small business (OPEN) card. American Express makes it easy for credit cardholders to place a request for a credit limit increase online directly on the American Express website.

Credit limit is the maximum amount given to a borrower that can be outstanding for a specified period of time on a credit card. The cardholder is notified of the initial credit limit that is offered by the issuer at the time of delivery of card and also via the monthly credit card statement. 

Yes, you can withdraw money from a kisan credit card. This was made with the sole purpose to help farmers to make necessary purchases and to withdraw money whenever required at all PoS outlets. Withdrawal of cash from the kisan credit card is a unique feature offered to the users of this card.

Yes, you can take out a loan on your credit card. This is a kind of personal loan. If you are using a credit card then you can apply for an instant loan against your card. When you apply for a personal loan generally then you will be required to produce related documents in support of your eligibility.

Improve your credit score: As a good credit score is the base of availing banking benefits, it is better to ensure that you have a good credit score. Always pay your dues on time. And don’t go beyond your credit limits, as this hurts your credit score.

Sometimes we overspend on a credit card since we do not see actual money changing hands, nor get a sense of our bank balance coming down. This is one of the drawbacks of dealing with virtual money and credit. So, what do you do when you have spent more than what you can pay and not feel trapped in the credit card debt cycle

To register for the PM Kisan scheme, farmers have to approach the local revenue officer (patwari) or a nodal officer (nominated by the state government). Farmers can also visit their assigned Common Service Centres (CSCs) for registration for the scheme upon payment of fees.

E-Money virtual money stored in the banking computer systems. It doesn’t have a physical form like regular paper currency. Nowadays E-money is trending because of its flexible and safe features rather than physical cash. Let’s take a look at the common types of E-Money. 

When a lender thinks that you are a good candidate for a pre-approved credit card he offers you one based on the information in your credit report. But, the catch here is that though you may receive a pre-approved credit card offer, it doesn’t mean you are guaranteed to receive the card. 

Whenever you make a late payment note that it will impact your credit scores negatively. This will lower your credit score thus making it difficult to get new credit cards, get a loan or enjoy lower interest rates on future loans. There are few ways by which you can get late payments removed from your credit report.

PayZapp is a mobile payment solution offered by HDFC bank. Using PayZapp you can carry out an array of transactions to merchants. Through PayZapp anyone can pay online conveniently by choosing the ‘Pay with PayZapp’ option. You can use debit card, credit card and netbanking options to make hassle-free online payments via PayZapp. 

Amazon allows users to make multiple payments through the app or website. Using Amazon, you can not only purchase products available at the online marketplace, but also carry out a variety of other payments like

Google pay is one of the most popular digital wallets in India. It permits you to send and receive money from family and friends. It also allows for paying utility bills, transferring money to merchants, online shopping, etc electronically with zero fees. You can add, remove or update your credit and debit cards within your Google Pay account.

Paytm users can easily add money to their Paytm wallet using their credit cards - either through the website or the app. All you need to do is follow the steps listed below

Yes, it is possible to pay a personal loan EMI through credit card. This comes in handy, especially when you’re running low on funds to pay your EMI on time. You can use your credit card to pay your personal loan EMI and avoid defaulting. 

Yes, you can pay your HDFC credit card through your reward points. But there is a twist. Not all types of credit card bills can be paid through reward points. 

Settling debt is essentially coming to an agreement with your creditors to pay back part of what you owe and be forgiven for the rest. So why would a lender agree to settle with you for less money than you owe? In most cases, they agree to recover at least a part of the debt than none.

If you're dealing with a lot of debt, it can be hard to know how to start tackling it. While it's generally recommended to first pay off the debts with the highest interest, the right strategy depends a lot on your situation. 

Asking your credit card issuer to increase your credit limit can not only boost your buying power, but also lower your credit utilization, which could help your credit scores. Whether your request will be approved, however, is a matter of timing. It's often said that the best time to ask for new credit is when you don't need it (at least, not yet).