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The Indian government imposed a stringent nationwide lockdown in March, as a means to flatten the Covid-19 curve. The lockdown was to buy time for the government to prepare various health measures to deal with the Coronavirus outbreak.

Having a good business credit score is beneficial to your business in several ways. Banks and NBFCs assess the credit score of your organisation before sanctioning loans. The credit report is like a report card of the financial health of your business. It helps lenders evaluate your creditworthiness and decide whether to offer you credit or not. 

The RBI recently announced that it would allow a one-time restructuring of loans across all sectors. This move has been hailed as a much-needed lifeline for borrowers struggling to repay their EMIs due to the economic fallout of the Covid-19 pandemic.

Having a credit card makes your life incredibly easier. It’s highly convenient and is a great way to go cashless. Instead of carrying wads of cash in your wallet, you can swipe the card to pay for all your purchases. Besides shopping at brick and mortar stores, credit cards can also be used for online transactions.

Do you have the habit of spending on frivolous purchases and end up regretting it later? Are you left with no money to spend by the end of every month? Does it feel like that you can never save money from your modest salary?

Personal loans come in the form of short- or medium-term loans that are mostly unsecured since they do not require any security at the time of disbursal. They are usually dispersed within a few hours or sometimes a few days and require minimal paperwork

India is one of the major emerging markets in the world at the moment. A major portion of this growth comes from the micro, small and medium enterprises including startups. The SME sector makes up nearly 40% of the total GDP and is a major source of employment for the growing population of India.

Gold loan is a preferred option within the secured loan category since an applicant can get instant funds by keeping their gold jewellery as collateral. It allows people to use their gold ornaments, which otherwise would have been kept away in a locker, lying idle.

India is one of the largest consumers of gold in the world. As per the World Gold Council (WGC), the annual gold demand in India from 1987 until recently has increased by nearly 804%. And the trend is not expected to die anytime soon.

In India, gold occupies a coveted status as the most sought-after commodity. The yellow metal is intricately linked with our numerous traditions. Be it the birth of a baby, wedding, housewarming, anniversary, or any other auspicious celebration, it's common practice to purchase/gift gold jewellery and ornaments.

Everyone wishes for a financially successful career. The first step in achieving this dream is – graduating from a reputed higher education institute with good scores. But, sadly, achieving this dream requires more than hard work, dedication, and commitment.

Purchasing a car is a significant milestone in our lives. A car gives us independence, freedom from congested public transport, and the comfort and convenience to travel with our family, whenever we want.

The Covid-19 pandemic has impacted the Indian economy in unthinkable ways, especially when the lockdown was imposed which brought the entire nation to a halt. This has come at a time when the economy was in a poor state and was showing signs of slowing down, especially the financial sector combined with decreasing consumer demand for goods.

Are you looking to increase the limit on your credit card? Before you proceed, ask yourself this question: Why am I looking to extend my credit limit?

A few years ago, before the advent of digital banking, availing a loan was a lengthy, complicated and time-consuming process. Not anymore! Thanks to the rise in the number of lenders – banks, NBFCs, and digital lenders, securing a loan is faster than ever before.

An education loan is a huge boon for students looking to pursue higher education in prestigious institutions in India or overseas. With the cost of higher education increasing year-on-year, it's becoming challenging for parents to fund their child's higher education using their savings.

In a bid to give some relief to taxpayers and homebuyers amid the Covid-19 crisis, the Reserve Bank of India (RBI) had some time back directed all banks, NBFCs and housing finance companies (HFCs) to allow three months’ moratorium on the EMI payments of various retail loans, including home loans, as well as working capital loan instalments which were due for payment between March 1, 2020, and May 31, 2020.

Dewan Housing Finance Limited (DHFL) is one of the key players in the housing loan market in India. It has been offering affordable housing loans to its customers for many decades now.

You would have often heard the proverb, “A penny saved is a penny earned.” This age-old adage holds true even in modern times. A small amount of savings every month can go a long way in helping you build a large corpus over the years.

As per the Indian Motor Vehicles Act, all vehicle owners and drivers in India must hold a valid driving license. Driving without a valid permit is punishable by law and can attract fines and even lead to imprisonment.

India went into a nation-wide lockdown in March as a preventive measure to curb the spread of the deadly Coronavirus. As a result, millions of businesses – big and small – that do not fall into the category of essential services had to pause their operations.