Credit Score

People today give a lot of importance to their health where many people do regular exercise, follow strict diets and even go for regular health checkups. This is a testament to the World Health Organization (WHO), celebrating World Health Day each year on April 7th, the day of their founding.

You must have heard the term “knowledge is wealth”. This article would give you all the information that you might have not been aware about the credit score.

When was the last time you checked your credit score? A year back? Six months ago? If you don’t think that a credit score is worth checking frequently, then think again.

Many aspire to be what they want to be in the future. But only few make it to the top. While life may not give you lessons on success, one of the easiest ways to achieve your dream is to learn from the people who have achieved multiple milestones.

A credit score being a report card on your financial life is one of the most important 3-digit number. As you might already know credit score is what that helps determine your loan amount, interest rate, and tenure. Though there are many factors that affect your credit score on which there are many articles, in this article we are going to talk about some of the myths that actually do not affect your credit score.

When was the first time you became familiar with the terms credit score and credit report? For some, it could be when you first applied for a loan or a credit card, for some it could be when you started learning about banking and finance and for some it could still be an unknown subject to comprehend. Not to worry, this article could be an eye-opener to dispel all your doubts about credit score and credit report.

A credit card is a great tool for building or rebuilding your credit score. It is one of the first things a person fresh out of college procures. The added benefits like complimentary movie ticket, cashback or reward points on shopping and fuel surcharge waivers to name a few make credit cards very desirable.

Do you have an ongoing personal loan? Do you want to finish it as soon as possible so that you’ve got one less debt to worry about?

When a lender goes through a loan application, the borrower’s credit score is one of the important factors linked to the approval. The lenders want to be assured that the borrower has shown a decent repayment track record with no defaults in the past.

It could be quite shocking if your loan or credit card application is rejected due to your poor credit score even if you had maintained a good track record of credit behaviour. Your credit activities are reported by your lenders to the credit bureaus. It is sometimes possible that your credit report can contain errors as human work is involved in updating the credit report.

Life might throw you in deep financial trouble which you would want to resolve immediately. After being unable to manage your credit card or loan accounts, you might eventually decide to close it to get out of the sticky situation. It could offer you a temporary relief, but the ghosts of the past will haunt you forever if not dealt in the right way.

The concept of how certain sins that you commit and how it affects your life is present across all cultures. In fact, sins and redemption have been embedded in our public consciousness that from classic art works to movies. (remember the movie Se7en?).

Most people try to put off financial work till the last minute or forget completely about it until it is either past the due date or if we are forced to do it. We do not at times take financial obligations seriously and do not fully understand the implications of this tardiness until it is too late.

There can never be a single answer for a question like this, after all not. On an average, people have at least 2 to 3 credit cards which could differ from person to person based on their requirement. Various scenarios will come into picture when talking about how many credit cards a person can have.

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There is no short-cut to gaining a good health. It requires time and meticulous effort to achieve it. The similar strategy applies when it comes to your credit health.

We all check our credit score and credit report while applying for loans or credit cards. Ever wondered who gives out that credit information to us?

A bad credit may prevent you from getting an unsecured credit card. This article explores the ways using which you can get a credit card to manage your basic needs.

A credit card is a useful tool to manage your expenses and improve your credit score. Read here on how can people with bad credit score apply for credit cards and get them approved instantly.

Do you think you have a bad credit score? Did you get a loan rejected because of bad credit score? Looking for ways to get loans with bad credit score? Learn your options here.

A bad credit may obstruct your chances of getting a loan to fulfil an urgent need. But there are ways where you can get an unsecured personal loan even with a bad credit.