Credit Score

A credit score is a three-digit numerical expression that ranges between 300 to 900 which is the representation of your creditworthiness. The lenders refer to your credit score before approving your credit application.

A high credit score means that you will have faster access to credit and on much better terms

It is possible to undertake these steps in a short period of time and see a positive effect on your score

Credit score has taken a non-negotiable position in the world of credit.  There can't be much possibility of availing credit on competitive interest rates and favorable terms with bad credit scores. In India, the 4 credit bureaus that issue credit reports are CIBIL™, Equifax, Experian, and CRIF High Mark.

What are the disadvantages of applying for loans with bad credit?

What steps should I take to improve my credit score?

Is a credit score different from a credit check/credit report?

Who issues the rating, and how is it calculated?

What kind of information does my credit report contain?

How can I achieve and maintain a good score?

What are the kinds of credit repair services available?

If you are unaware of your credit score or credit health problems and apply for a loan, you could perform badly during the approval process.

There are several areas where your credit score is a big factor - including when you apply for a credit card.

Reasons for a low credit score

What is the process to check credit history?

As you probably already know, there is no quick-fix solution for increasing your credit score overnight. Just like treating a sugar problem takes months of medication, a strict diet and exercise plan, improving your score takes the same amount of discipline and consistency.

Planning to apply for a home loan? Check your credit report first.

What is a secured card and how will it help improve my score?

Factors that go into arriving at your Credit Score

Don’t have an idea how to manage your credit while moving away? Here are critical things to keep in mind before you move out of India

This is especially true when it comes to our credit scores. It takes time and patience to build a good one. And if you’ve ever applied for a credit card, an auto loan, a home mortgage loan — or any type of financing — you know how important this three-digit number is.