® 
Features
- Voucher worth Rs. 5,000
Welcome Benefits
- Rs. 250 off on every movie ticket (maximum upto 2 tickets per month)
- 5X Reward Points on Dining, Departmental stores and Grocery Spends
- 15,000 bonus Reward Points on annual spends of Rs. 5 Lakh and Rs. 8Lakh
- 2 Complimentary Domestic Aiport lounge visits every quarter
- 6 complimentary International airport lounge visits every year
- Get 1 complimentary Upgrade Voucher and Club Vistara Silver membership
- Earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flight bookings
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 4999
- Annual fees Rs. 4999 (Waived on annual spends of Rs. 10 Lakh)
Documents Required
- Passport size photo (coloured)
- Proof of address (electricity bill, ration card)
- Photo ID Proof (driving licence, voter ID)
- Income Proof (IT Returns, Salary slip, Form 16)
- A signed consent form.
You don't need a genie when you've got SBI Credit Card!
Fulfill all your wishes
Get cashbacks
Flexipay EMI
Encash facility
Contactless payments
SBI Elite Credit Card
Overview of SBI Elite Credit CardYou can earn 5 times more reward points when you dine or spend at departmental stores and grocery purchases. You can redeem them easily for attractive options from a range of categories like travel, premium merchandise, and much more. It has a flexible rewards redemption program. Read on to know more about SBI Elite Credit Card offers. You will learn the meaning of privilege with the abundant features offered by SBI Elite Credit Card offers.
How To Apply For SBI Elite Credit Card | CreditMantri | 2021
Quick Links To Handle Your SBI Credit Card
There are various procedures associated with the State Bank credit card. Here are some quick links to handle your State Bank credit card
Key Features and Benefits:
1. Welcome Benefits - Get a welcome e-gift voucher worth Rs. 5000 from popular lifestyle and travel brands including Hush puppies/Bata. Pantaloons, Yatra, Shoppers stop, Aditya Birla fashion, etc.
2. Rewards Program - Earn 5X rewards on dining, departmental stores, and grocery spending. Earn 2 reward points per Rs. 100 spent on other categories, except fuel.
3. Domestic Lounge Access - Get 2 complimentary airport lounge access within India.
4. International Lounge Access – Get complimentary Priority pass membership worth $99. Avail of 6 complimentary international lounge visits across 1000 airport lounges in a year. No more than 2 per quarter.
5. Milestone privileges – Get 5000 bonus points amounting to Rs. 12,500 in a year. Get 10,000 bonus reward points on spending between 3-4 lakhs in a year.
6. Club Vistara membership –
a. Get complimentary Club Vistara membership.
b. Get 1 upgrade voucher.
c. Get 9 Club Vistara points for every Rs. 100 spent on Vistara flights.
7. Trident Privilege membership –
a. Get complimentary Trident Privilege membership.b. Enjoy exclusive 1000 welcome points on registration
c. Get 1500 bonus points the first time you stay
d. Get additional 1000 hotel credit on an extended night stay
8. Low Forex Markup – Get one of the lowest forex markups at 1.99% on international use.
9. Concierge Services – Get assistance with gift delivery, flower delivery, online doctor consultation, etc.
10. Contactless advantage – The card is safe and secure as you do not need to swipe the card to execute a transaction. Simply wave the card to complete the transaction.
11. Fast and convenient – The wave option makes it very fast and convenient as the card doesn’t exchange hands.
12. Safe and secure – The transactions are safe and secure as the process is completely contactless.
13. Global Acceptance – You can use your SBI IRCTC Platinum credit card in over 29 million visa outlets worldwide and 3,25,000 outlets in India.
14. Add-on cards – You can get add-on cards for your family including parents, spouse, and children (above the age of 18).
15. Easy bill pay facility – You can use the easy bill pay facility to pay your utility bills like electricity, telephone, etc. You can also use the SBI IRCTC Platinum Credit card to pay your insurance bills.
16. Balance transfer on EMI – Avail of a lower interest rate when you transfer your other bank credit card’s balance to the SBI IRCTC platinum credit card. Pay back in easy EMIs.
17. Mastercard/Visa/American Express benefits
a. Mastercard
- 1. Golf Program - Enjoy discounted green fees, complimentary rounds of golf, and up to 50% off on golf games at over 400 golf courses worldwide. Get 1 complimentary lesson per month at selected golf courses.
- 2. Hotel benefits – Get up to 15% discount on room rates and on F&B at Lalit hotels.
b. Visa
- 1. Car Rental – Save up to 10% on Hertz car rentals and 35% on Avis car rentals.
- 2. Hotel benefits – Avail of exclusive benefits across 900 luxury hotels worldwide.
c. American Express
- 1. Dining benefits – Enjoy up to 25% discount on delectable dining offers in your city.
- 2. Tablet plus membership – Get complimentary membership and access to VIP upgrades and privileges.
18. Fuel surcharge waiver – Enjoy a 1% fuel surcharge waiver on spends between Rs. 500 to Rs. 4,000. Valid at any petrol pump across the country.
19. Fraud liability cover Get complimentary credit card liability cover worth Rs. 1 lakh.
19. Emergency card replacement – Avail of the facility by calling SBI helpline in India - 39 02 02 02 (prefix local STD code) or 1860 180 1290. Dial the 24*7 helpline if you are abroad.
20. Cash withdrawal – Withdraw cash from more than 1 million Visa/Mastercard/American Express ATMs around the world.
Fees and Charges for SBI Elite Credit Card
Type of Fee | Fees | Notes |
|---|---|---|
Annual fee | Rs.4,999 | - |
Renewal fee | Rs.4,999 + GST | - |
Add-on fee | NIL | - |
Cash Advance fee | 2.5% or Rs. 500 | Whichever is higher |
Cash payment fee | Rs. 250 + taxes | - |
Cash advance finance charges | 3.5% per month or 42% per annum | - |
Dues between Rs.0-Rs.500 | NIL | - |
Dues between Rs.500-Rs.1,000 | Rs.400 | - |
Dues between Rs.1,0000-Rs.10,000 | Rs.750 | - |
Dues between Rs.10,000-Rs.25,000 | Rs.950 | - |
Dues between Rs.25,000-Rs.50,000 | Rs.1100 | - |
Dues above Rs. 50,000 | Rs.1300 | - |
Overlimit fees | 2.5% or Rs. 600 | Whichever is higher |
Payment Dishonor fee | 2% or Rs. 500 | Whichever is higher |
Rewards redemption fee | Rs.99 | - |
Card replacement fee | Rs. 100 - Rs. 250 | - |
Credit limit increase fee | Rs. 200 | - |
Network change fee | Rs. 200 | - |
Cheque payment fee | Rs.100 | - |
Foreign currency transaction fee | 1.99% - 3.5% | - |
Processing fees on rental transactions | Rs.99 | - |
Eligibility Criteria for SBI Elite Credit Card
1. Age – Between 18-70 years
2. Add-on credit card – above 15 years
3. Residency Status – Resident/Non-resident Indian
4. Credit Score – 750+
Documents Needed for SBI Elite Credit Card
1. Duly filled credit card application form
2. PAN card/Form 60
3. Identity proof – PAN Card/driving license/Aadhaar card4. Residence proof – Ration card/Passport/Electricity bill/Aadhaar card5. Passport-size Colored photographs of the applicant
The Application Process for SBI Elite Credit Card
Apply for the SBI Elite Credit card via CreditMantri –
1. Click on “Check Eligibility”2. Enter details like Email ID, Mobile Number, Residence city, Employment type, Residence Pin code
3. Click on “Submit”
4. You will get an OTP on the registered mobile number. Enter that.
5. Go ahead and complete the rest of the application.
Apply for the SBI Elite Credit card on the SBI Cards website –
1. Go to the SBI Cards website2. Go to the “Credit Cards” section
3. Choose “SBI EliteCredit Card”
4. Click on “Apply Now”
5. You will need the scanned copy of the following documents – PAN Card, Photograph, Aadhaar number, and the bank A/c details6. Click on “Start Apply Journey”
7. Complete the rest of the application
Apply For the SBI Elite Credit Card Offline
You can walk into any branch of SBI with the required documents and fill out the form to apply for the card.FAQs Of SBI Elite Credit Card
1. What is the maximum credit limit for an SBI Elite card?
The maximum limit for an SBI Elite card is Rs. 3 lakhs to 4 lakhs a year.
2. What if I lose my SBI ELITE card?
You can replace your card from any part of the world.
3. What is the cash advance limit for SBI ELITE Card?
The cash advance limit is up to 80% of the total credit limit.
Sbi Elite Credit Card - Customer Reviews
SONAM
Excellent
Shuvankar
Very good
ANIL KUMAR
very good service.
Anil
Very nice working
Rakesh
Excellent