Kotak Royale Signature Credit Card

Overview of Kotak Royale Signature Credit Card

Earn reward points when you shop with your Kotak Royale Signature Credit Card and redeem them easily for attractive options from a range of categories like travel, premium merchandise, and much more. It offers good rebates in travel and living, dining and lifestyle Read on to know more about Kotak Royale Signature Credit Card offers.

Kotak Royale Signature Credit Card Features

• Earn up to 4X reward points on every Rs. 150 spent across all spends done on your Kotak Royale Signature Credit Card. Accumulate your reward points and redeem them against a host of redemption options like air tickets, mobile recharge, and much more through EasyRewardz program.
• Priority pass: Along with numerous travel offers, Kotak Royale Signature Credit Card offers you access to airport lounges in India with a complimentary Priority Pass, making your travel much easier.
• Fuel surcharge: Get freedom from surcharge on petrol pumps across India. Applicable on transactions between Rs. 500 and Rs. 3000. Maximum fuel surcharge waiver allowed in a calendar year is Rs. 3500.
• Get add-on credit cards for your family members.

Kotak Royale Signature Credit Card Benefits

• 1 Just wave your Kotak Visa payWave Credit Card and pay for transactions up to Rs. 2000 without a PIN. Your Kotak Royale Signature Credit Card can be enabled for such a contactless payment. Look for the Visa PayWave mark on your card.

Eligibility for Kotak Royale Signature Credit Card

In order to be eligible for a Kotak Royale Signature Credit Card, you need to comply with certain eligibility criteria. Following is an overview:

• Primary Credit Card holder should be in the age bracket of 21 years to 65 years. Add-on Card holder should be 18 years and above.
• Location - Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai and Pune.
• Income - Rs. 25 lakhs and above per annum
• Should be a resident of India
• This card is issued by invitation only

Kotak Royale Signature Credit Card Documents Required

The documentation is very straightforward. You will require the following:

• 2 passport size photos and signature-bearing national identity cards
• Proof of address - Ration card, electricity bill etc. can be submitted
• PAN card, Form 16 and the Income Tax Returns Statement
• Proof of salary, employment / proof of business details
• Last 3 months salary statement.

Kotak Royale Signature Credit Card Annual Fee

The annual fee varies with each customer and each Kotak Royale Signature Credit Card offer. However, following is an overview:

joining fee, Paid variant: Rs. 1499

Joining fee, Free variant: Nil

Kotak Royale Signature Credit Card FAQs

Can I apply for a Kotak Royale Signature Credit Card online?

This is a premier card issued only to high salaried individuals by invite only.

I got my credit card bill. What are the bill paying options available?

You can choose from the following options to make your bill payment:

• Pay your credit card bill via online banking – such as NEFT/RTGS/EPAY/VMT (from other bank accounts)
• Payment through cheques
• Cash deposit/cheque deposit at ATM/Bank during banking hours

Are there any rebates on travel?

You can redeem the reward points accrued for attractive options from a range of categories like travel, premium merchandise, and much more.

What is the eligibility criteria to avail this card?

In order to be eligible for a Kotak Royale Signature Credit Card, you need to comply with certain eligibility criteria. You must be in between 21-65 years of age, with a stable job and salary of over Rs. 25 lakhs per annum. You must also be able to demonstrate a good credit history. This card is issued by invite only.

How safe is it to use this credit card for online as well as offline transactions?

Your Kotak Royale Signature Credit Card needs to be registered for 'Verified by Visa'/’MasterCard Secure Code’ before using it for online transactions. This is to ensure safe and secure online transactions.

It also comes with an encrypted chip that assures the security of your transactions while using it at retail outlets and guards you against any fraud, counterfeiting and other security threats.

I am a frequent traveler. Can I use my IndusInd card anywhere?

Absolutely, the Kotak Royale Signature Credit Card is made for travelers like you! It can be used anywhere globally. Just ensure that the merchant accepts Visa/MasterCard. The credit card has an encrypted embedded chip which guards you against fraudulent transactions, counterfeiters, identity thieves and other security risks that you may encounter.

What are the benefits of a using a chip card?

The microchip in the credit card is embedded, which provides you with enhanced protection to help guard against fraudulent transactions.

Kotak Royale Signature Credit Card Review

Swipe your Kotak Royale Signature Credit Card and stand to earn rewards points that can be redeemed for gifts, vouchers and premium merchandise. In short, you get rewarded for spending. It offers attractive rebates on travel, dining and leisure as well as on normal everyday retail spends. The rewards this card offers makes it a desirable option, provided that all credit card dues are paid consistently every month.

Apply for Kotak Royale Signature Credit Card

You can check your eligibility and apply for a credit card by signing up with CreditMantri. It is quick, simple and above all, free.

CreditMantri pre-screens your application to make sure you are likely to qualify as per the lender’s credit criteria. Hence, the chances of your credit card application getting approved is higher.

Click here to sign up and apply for loans and credit cards , the CreditMantri way!