Kotak Credit Card Payment

Kotak Credit Card Payment - Online

1) Kotak Credit Card Payment Through Netbanking

Step 1: Login to netbanking and choose Pay Now or Make payment under the credit cards section.

Step 2: Fill in the payment details asked for and confirm

Step 3: Your payment will be credited to your Kotak Credit Card account in 24 hours

2) Kotak Credit Card Payment Through Mobile Banking

Step 1: Login to the Kotak Mobile Banking app

Step 2: Choose credit card from homepage and click on credit card payments

Step 3: Confirm the amount you wish to pay and submit

step 4: Get immediate confirmation on successful payment

3) Kotak Credit Card Payment Through Web Pay

• Pay your Kotak Credit Card bills with ease in 3 simple steps
• Enter your Kotak Credit Card details and the amount to be paid
• Choose your savings bank Netbanking/Rupay Card/UPI option from the dropdown list
• Authenticate the payment as per the instructions
• Wait for the confirmation and transaction reference number that will be shown on successful payment
• Payment will be credited to your Kotak Credit Card account within 3 working days (Weekends and bank holidays not included).

4) Kotak Credit Card Payment Through Neft/IMPS Using IFSC Code

Step 1: Login to your bank’s netbanking portal using your credentials

Step 2: Go to the ‘Fund Transfers’ page and choose NEFT/IMPS (Whichever you wish)

Step 3: Register the Kotak Credit Card as a beneficiary by entering the details - Beneficiary name as the card number or the cardholder’s name, IFSC code, city, destination bank, and address of the bank.

Step 4: Login to the bank’s netbanking app

Step 5: Choose NEFT or IMPS as the mode of payment

Step 6: Select Kotak credit card from the list of beneficiaries

Step 7: Enter the amount and make the payment

5) Kotak Credit Card Payment Through RTGS Using IFSC Code

Step 1: Login to the net banking account of the bank that you want.

Step 2: Go to the Funds Transfer section.

Step 3: Select RTGS.

Step 4: Now, choose the card from the list of beneficiaries and review the details.

Step 5: The Kotak credit card IFSC code must be KKBK0000958.

Step 6: Input the amount and confirm the payment.

6) Kotak Credit Card Payment through VISA

Step 1: Login to your bank’s net banking portal using your credentials

Step 2: Go to the ‘Visa Credit Card Payment’ option

Step 3: Register your Kotak Credit Card with the Visa facility

Step 4: Once registered or added, you can easily pay your Kotak credit card bill

Step 5: It takes 2 to 3 working days for the payment made through the Visa Bill Facility to get credited.

7) Kotak Credit Card Payment Through UPI Using Account Number and IFSC Code

Here are the steps to make the bill payment through UPI:

Step 1: Download your preferred UPI app

Step 2: Give your mobile number for registering

Step 3: Enter the required details, such as Kotak credit card IFSC code, bank name, etc.

Step 4: Set the UPI ID and PIN

Step 5: Login to the UPI payment app

Step 6: Access the payments section

Step 7: Click on Send Money

Step 8: Enter the Account number and the IFSC code

Step 9: Enter the amount and remarks

Step 10: Click on pay and confirm the transaction

8) Kotak Credit Card Bill Payment Online via Auto Debit

• Download the auto debit authorization form from the bank’s website
• Post filling and signing the form, you will have to submit it to your nearest Kotak Mahindra Bank branch or send it to the address mentioned below:

Manager : Customer Correspondence Center

Kotak Mahindra Bank

Attn: Customer Correspondence Unit - Credit Cards

Neptune Element, 3rd Floor, Road No. 22, Wagle Estate,

Thane (W), Maharashtra 400 604

• After the approval of the form, you don’t have to pay your bills manually
• Based on whether you have chosen to pay the minimum amount due (MAD) or Total Amount Due (TAD), the amount will get deducted from your account when the monthly credit card statement is generated.

Kotak Credit Card Bill Payment - Offline

1) Kotak Credit Card Bill Payment Over the branch counter

2) Kotak Credit Card Bill Payment Through Cheque

3) Kotak Credit Card Bill Payment through Phone Banking

Payment Processing Time For The Various Methods

FAQs Of Kotak Credit Card Payment

1. How do I make the payment on my Kotak Bank Credit Card for international Transactions?

Transactions done internationally on your Kotak Bank credit card will be listed in your monthly credit card statements, just like domestic transactions. Payments can be made for all transactions collectively via any one of the payment methods listed above.

2. When a customer makes a payment towards a Kotak Mahindra Bank credit card, how long will it take for the money to be credited?

The payment done by a customer will be credited to the Kotak Mahindra Bank credit card account in two working days.

3. Can I make my credit card bill payment through the mobile?

To make mobile banking payments, you need to download the app and make the payment in the credit card section.

4. What should a customer do in case he has entered the wrong credit card number while making payments?

Generally, customers must enter the credit card number twice for security reasons. If the wrong number has been entered, then the customer is required to call the customer care for further support.

5. How can I make an offline payment towards my Credit Card Bill?

You can make the payment in cash at your nearest Kotak Mahindra Bank branch.

6. How will I get the confirmation after making the payment?

You will receive an SMS alert after making the payment.