Kotak Delight Platinum Credit Card

Overview of Kotak Delight Platinum Credit Card

Earn cashback and other offers when you shop with your Kotak Delight Platinum Credit Card. It comes with a feature that awards you with free movie tickets upon reaching the milestone spend. This credit card gives you offers on movies and dining spends. This is an entertainment credit card, specially designed for movie lovers and foodies. Read on to know more about Kotak Delight Platinum Credit Card.

Kotak Delight Platinum Credit Card Features

Rebates on Dining:

You get 10% Cashback on dining spends. Spend a minimum of Rs. 10,000 on categories other than dining and entertainment within the billing cycle to avail 10% cash-back on dining (stand-alone outlets) every month

A maximum Cash-back of Rs. 600 including both Dining & Entertainment transactions will be given in a monthly billing cycle. Dining & Movie Transactions up to Rs. 4000 are eligible for cash-back.

Rebates on Movies

Get 10% Cash-Back on movies by spending a minimum of Rs. 10,000 on categories other than dining and entertainment within the billing cycle. A maximum Cash-back of Rs. 600 including both Dining & Entertainment transactions will be given in a monthly billing cycle. Dining & Movie Transactions up to Rs. 4000 are eligible for cash-back.

Fuel Surcharge Waiver

Get freedom from paying the surcharge on fuel! Applicable on transactions between Rs. 400 and Rs. 4000.Maximum fuel surcharge waiver allowed in a calendar year is Rs. 4500.

Railway Surcharge Waiver

Save railway surcharge waiver for transactions on the IRCTC website and for transactions on Indian Railways Booking Counters. Maximum railway surcharge waiver allowed in a calendar year is Rs. 500.

Milestone rewards

Spend Rs. 1,25,000 every 6 months and get 4 PVR tickets free of cost. Enjoy a maximum of 8 free PVR tickets every year.

Add-on Card

Get Add-on Cards for your Family

Now, your family can enjoy the freedom that comes with a credit card. Your Add-on Card will have all the benefits that you enjoy on your card. you also have the flexibility to set the limit on your Add-on Card as you desire. You can track the spends separately for each of your Add-on Card(s)

Kotak Delight Platinum Credit Card Benefits

Delight Shield

In case your Credit Card is stolen, you get a cover of Rs. 75,000 against fraudulent usage upto 7 days pre-reporting. You are required to immediately call Kotak Bank’s Customer Contact Center and get your card deactivated / blocked to prevent misuse and register a claim with the Insurance Company.

Get Add on cards

You can get add-on cards for your family at no additional charge.

Kotak Delight Platinum Credit Card Annual Fee

One-time joining fee: Rs. 1999.

Annual Fees: Rs. 299

Eligibility for Kotak Delight Platinum Credit Card

To be eligible for a Kotak Delight Platinum Credit Card, you need to comply with certain eligibility criteria. Following is an overview:

• Primary card holder must be in between 18 and 70 years of age
• Add-on cardholder should be over 18 years of age
• You must be able to demonstrate a stable credit history
• You should demonstrate a consistent income
• Should be a resident of India

Kotak Delight Platinum Credit Card - Documents required

The documentation required for a Kotak Delight Platinum Credit Card is very simple and straightforward. You will require the following:

• 2 passport size photos and signature-bearing national identity cards
• Proof of address - Ration card, electricity bill etc. can be submitted
• PAN card, Form 16 and the Income Tax Returns Statement
• Proof of salary, employment / proof of business details
• Last 3 months salary statement.

Kotak Delight Platinum Credit Card FAQ

Can I apply for a Kotak Delight Platinum Credit Card online?

Yes, absolutely. You can apply for Kotak Delight Platinum Credit Card online. You can also request a call back by just filling a simple form.

What if my card is lost/stolen?

If you happen to lose or misplace your credit card, immediately call Kotak Mahindra Bank’s Customer Contact Center and get your card deactivated / blocked / cancelled to prevent misuse.

I reported my credit card as lost, but I have now found it. What do I do now?

If you happen to recover your credit card after having informed it lost, do not use it. Destroy the card by cutting it and ensure that you cut across the chip in the card.

How so I Redeem my Reward Points?

It is simple to redeem your Reward Points. Just login to your Net Banking account and check for available reward points on your card and redeem them. Alternatively, you can call customer care and exchange your reward points for gifts from an exclusive catalogue.

How do I receive my free PVR Ticket?

You will be informed about your eligibility for the Free PVR Movie Ticket(s) through an SMS and emailer that will be sent automatically to your mobile number and registered email ID upon Credit Card statement generation once you swipe your card for the eligible amount.

How can I check my eligibility for this card?

You can check your eligibility for a Kotak Delight Platinum Credit Card by applying with CreditMantri and creating your credit profile.

Kotak Delight Platinum Credit Card review

Swipe your Kotak Delight Platinum Credit Card and stand to earn free PVR movie tickets and avail cashback. In short, you get rewarded for spending. It offers attractive rebates on travel, dining and leisure as well as on normal everyday retail spends. The rewards this card offers makes it a desirable option, provided that all credit card dues are paid consistently every month.

Apply for Kotak Delight Platinum Credit Card

You can check your eligibility and apply for a credit card by signing up with CreditMantri. It is quick, simple and above all, free.

CreditMantri pre-screens your application to make sure you are likely to qualify as per the lender’s credit criteria. Hence, the chances of your credit card application getting approved is higher.

Click here to sign up and apply for loans and credit cards , the CreditMantri way!