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The ICICI Pru iProtect Smart Term Plan is a term insurance plan offered by ICICI Prudential Life Insurance. This term insurance plan is available in four options namely Life Cover, Life Plus, Life & Health and All-in-one plan. These plans are available as a single premium payment plan as well as multiple premium payment plans. 

ICICI Prudential Life Insurance is one of the leading life insurance providers with a reach to even the remotest parts of the country. It was the first insurance company to be listed on the National Stock Exchange and Bombay Stock Exchange.

Customers can easily check if they are eligible for the EMI option on their debit card by sending an SMS to their respective bank for the same. The list of banks and the SMS to be sent in the particular format to the respective number is tabled below. 

A person is usually not allowed to take another payday loan unless they have repaid the previous payday loan. The possibility to get a new payday loan is quite narrow and will depend on the profile of the borrower and the guidelines of the lender. In most cases, the borrower has to wait for at least 3 working days to apply for a new payday loan after repaying the previous loan.

Canara Bank Loan restructuring is available for personal loans, mid-corporate credit, MSME credit and large corporate credit. The benefit of loan restructuring is available to all the eligible borrowers of Canara Bank. 

The meaning of loan restructuring in the simplest terms is the modification of an existing loan. The recent pandemic has affected millions across the nation. Many have lost their livelihood i.e., their jobs and their businesses. In many cases, individuals have had to take salary cuts or pay cuts with the silver lining of at least keeping their jobs. 

Personal Loan restructuring is a way of helping the people affected by the recent Covid-19 pandemic. The restructuring provides relief in paying the EMIs due. Under this moratorium, relief can be provided in the following manner. 

The 2nd Covid-19 wave saw many borrowers facing financial crunch. To help borrowers meet their financial exigencies, RBI brought forth Resolution Framework 2.0, to be mandated by lenders including banks and financial institutions, on 5 May, 2021. 

The resurgence of the COVID-19 pandemic led to RBI announcing the Resolution Framework 2.0 on May 5, 2021 for helping small businesses, MSMEs and individual borrowers to tide over their financial concerns.

Kotak Mahindra Bank offers MUDRA Loan facility under Pradhan Mantri Mudra Yojana (PMMY) under 3 schemes - Shishu, Kishor and Tarun for granting financial aid to MSMEs.

Syndicate Bank has been merged with Canara Bank with effect from April 1, 2020. So, you can no longer carry out any banking transactions at Syndicate Bank. 

Saraswat Bank MUDRA Loan facility was launched in 2015, as part of the Pradhan Mantri Mudra Yojana (PMMY) scheme. Saraswat Bank provides Mudra Loan to fund support to MSMEs engaged in manufacturing, service and trading sectors at competitive rates of interest starting from 11.65% p.a. to its customers with flexible repayment options.

IDFC FIRST Bank Business Loan is an unsecured business loan offered to businesses (MSMEs and non-individuals), to meet their varying business needs like expanding to new markets, buying new equipment, meeting working capital, and so on.

Canara Bank offers MUDRA Loan facility under Pradhan Mantri Mudra Yojna (PMMY) under its Shishu, Kishor and Tarun schemes for financing the cash needs of small businesses.

IOB offers hassle-free mudra loans under Pradhan Mantri Mudra Yojna (PMMY) scheme for businesses to tide over their financial emergencies.

IDBI Bank offers a MUDRA Loan facility for financing the credit requirements of all non-farm business or professional activities, under the Pradhan Mantri Mudra Yojna (PMMY).

GST Business is a collateral-free loan that is available to businesses (MSMEs), on the basis of their GST Returns with no requirements of other financial documents. Such loans help in quicker loan financing resulting in better cash flow and enhanced business operations.

Citibank Bank offers Citibank Corporate Credit Card to help the corporates manage their corporate expenses with ease and more convenience.

HDFC Business Platinum Credit Card has been discontinued and the bank’s system will automatically upgrade the existing credit card to a Business MoneyBack chip. The card is encrypted to make your chip debit card transactions more secure. The card’s benefits include business saving features, higher security with its chip and better security on renewal/reissuance.

Axis Bank’s MY Business Credit Card provides an efficient way to manage your business expenses. The top benefits include attractive rates of interest, business savings plan, waiver on fuel surcharge, access to airport lounges and so on. By applying for MY Business Credit Card, the cardholder can pay their bills automatically via standing instructions, helping them to better manage their business utilities.  

SBI Platinum Corporate Card now comes with exclusive privileges. SBI Platinum Corporate card has acceptance in 38+ million outlets globally, which includes around  3 million outlets in India.