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Some people might have got too many loans to repay or got overdues on credit card payments. Piling up all the debt is definitely a very bad idea as you might never find a way to pay it all off. There has to be a way to handle your debt in one monthly repayment scheme.

Housewives can most definitely get a life insurance, but not everyone is aware of this. A housewife manages the house everyday and takes care of the family with all her might. So if something unfortunate happens to the pillar of the house, it will take a toll on the whole household emotionally and also economically.

FASTag is a reloadable tag that is fixed on the windscreen of a vehicle which enables people to drive through toll plazas without stopping for a cash transaction. The FASTag is linked to a prepaid account from which the toll amount will get deducted from. This is possible as the tag employs Radio-frequency Identification (RFID) technology. The tag will be fixed on the vehicle after the tag account is activated.

FASTag has been made mandatory all over the country. Vehicles passing through any NH has to have FASTag so that the toll charges are automatically deducted from your wallet. 

KrazyBee is a platform that helps college students to purchase anything online and they can pay back in easy monthly instalments.

Using a KrazyBee loan, students can purchase anything online via an easy EMI option. If you are looking forward to purchasing a laptop or need funds to get through your college semester, you can get your money from KrazyBee. There are a few steps that you would need to follow to get the money you need for your purchases.

Banks give you the option of letting you pay the minimum amount due in case you are not able to pay the full amount due. So the rest of the amount that is due is carried on to the next months bank statement, which will have to be paid back along with interest.

There are many post office schemes from which you can take your pick from. According to your requirements, you can choose the scheme of your liking. As all post office schemes are unique, it cannot be said that one scheme stands out from the rest of the schemes. Here are a few post office investment schemes:

The Unbilled Amount is a list of credit transactions that have been made since the last credit card statement was generated.  A credit card statement refers to the credit card bill, which shows the outstanding amount that you would have to pay by your due date. This unbilled credit card amount is carried on to your next credit card statement as the amount due.

Housewives are in fact the primary users of credit card in a family. They are the ones who use the credit card for grocery purchases, online shopping, and various other expenses related to the maintenance of the family. 

Yes, certain Systematic Investment Plans (SIP), such as ELSS schemes can be used as tax saving instruments. SIP allows you to invest regularly on a fixed amount in a mutual fund scheme of your choice.

There is no fixed amount that is set for a credit repair. The cost will vary from case to case. Besides the amount to be paid back to the bank to clear the unpaid dues, the number of negative accounts determine the cost of credit repair.

There are allowable expenses against rental income, where the expenditures are revenue expenses and capital expenses. A tax deduction is allowed for certain revenue expenses.

Hard inquiries are made when you apply for a new credit and the lenders check your credit report to make sure you are creditworthy. So, a hard inquiry will imply that you have applied for a new credit. If there are many hard enquiries that means that you have applied for a lot of credit which will look bad to the lenders. And in turn they would be reluctant to lend you the credit you need. If there is an inquiry from a lender, then your credit score will go down by 3-4 points, which will not affect your credit score that much.

When a lender wants to know your credit worthiness, they check whether you are eligible for a particular credit product by checking your credit report. A soft enquiry is made when a lender wants to determine if you are eligible for any pre-approved deals.

There are many start-ups popping up in India and getting funding for these business might seem to be a concern. Getting funds for a small business venture might not be easy for everyone.

Having a fixed deposit is a kind of investment that gives you fixed and guaranteed returns. Unlike investing in mutual funds, there is no risk involved in investing in fixed deposits. ICICI Bank provides a deposit option where you can apply for an FD online.

Paying off home loans can be a burden and it might take years to pay them off. But there are people who are lucky to make a pre-closure of their loan. A pre-closure is made when the borrower is able to make a part or full payment of the home loan they availed for. So getting a sudden bonus might be helpful for you to pay off your home loan.

As long as you have a good credit score and meet the eligibility criteria for either of the loans, you can avail them. The lender has to be convinced enough to know that you would be able to handle both the loans and make payments regularly.

Even if you are not able to pay your total amount due, it is always safe to make your minimum due payments. But if you default to pay even the minimum amount due, then you would be facing trouble in the form of late payment charges.

IRCTC SBI Platinum Card provides a loyalty scheme where you can get up to 10% cashback on your AC class ticket fare. You can redeem 1 SBI Card Travel Reward point against Rs.1 of your ticket fare. These reward points will be valid for a period of 3 years from the date of the member's registration.