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Tags:Finance

If you have an interest in studying about money, investments and how markets affect the global economy, then finance could be the right choice for you. Despite the economic downturn around the globe, finance careers promise great earning potential. The reason could be due to the indispensable part it plays in the growth for any employer.

Tags:Finance

To become a finance manager you should have a Masters degree in financial management, that will be an MBA in finance. There are courses that are specifically meant for financial management: Master of Business Administration (Finance), Post Graduate Diploma in Financial Management (PGDFM), Master of Financial Control (MFC). After acquiring required qualification, you can apply for a job as a Financial Manager.

UPI stands for Unified Payments Interface which is a real time payment system which was designed by National Payment Corporation of India. The interface is monitored by the RBI and can be used to transfer money from one bank account to another using mobile platforms.

Unified Payments Interface (UPI), developed by National Payment Corporation of India, is a real time payment system that is used for transferring money from one bank account to another using mobile platforms. The payment system is monitored by the Reserve Bank of India.

Unified Payments Interface (UPI) is a real time payment system that is used for transferring money from one bank account to another using mobile platforms.

Internet banking has turned the banking industry easily accessible to millions of people. From opening a bank account to applying for a loan, internet banking has varied uses. Following are some of the important uses of internet banking.

Tags:GST

GST is not applicable on your EMI payments. Before the introduction of GST, service taxes were levied on loans. The rate of service taxes were 15%, whereas the rate of GST is 18%. People might think that the EMI costs will be affected because the rate of GSTs increased by 3%. But GST is not levied on EMIs of the loan or on the payment of interest on the loan. It is levied only on the processing charges and other charges that your lender charges you.

Anyone who needs a MUDRA loan can approach a bank, NBFC or an MFI directly and apply for the loan. Borrowers also have the option of applying through an online portal. You would need to have your necessary documents ready before approaching your lender for applying for a loan.

Lenders would want an assurance that you would be able to repay your loans. So they will check your monthly income, to determine whether you’ll be able to pay back your loan in instalments on time. Since unemployed people wouldn’t have an income at the moment, it would be hard for lenders to judge their creditworthiness. And thus getting loan approval without having a job becomes nearly impossible. But payday loans are loans that are not provided by conventional lenders and these lenders grant you loans without credit assessment.

Mudra loan is a Government of India undertaking, which was started to provide financial support to small businesses in the country. Under this scheme, loans are provided by banks to non-corporate, non-farm sectors whose credit needs are upto Rs. 10,00,000.

Mudra loan is a Government of India undertaking, which was started to provide financial support to small businesses in the country.

Mudra loan is a Government of India undertaking, which was started to provide financial support to small businesses in the country.

Mudra loan is a Government of India undertaking, which was started to provide financial support to small businesses in the country.

Mudra loan is a Government of India undertaking, which was started to provide financial support to small businesses in the country. Under this scheme, loans are provided by banks to non-corporate, non-farm sectors whose credit needs are upto Rs. 10,00,000.

MUDRA loan is a Government of India undertaking, which provides financial support to small businesses in the country. Under this scheme, loans are provided by banks to non-corporate, non-farm sectors whose credit needs are up to Rs.10 Lakhs.

Tags:Finance

Beta is a type of statistical measure that helps to assess risk in stocks and the volatility of stocks with relation to the overall market. It helps investors decide whether he/she wants to go for riskier stocks that are highly correlated to the market, which are indicated as beta being above 1, or less volatile which is indicated as beta below 1.

Tags:Finance

Public finance is the management of a country's revenue and the role of the government in the economy. Public finance includes activities related to assessing the government revenue and expenditure of the public authorities, implementing financial strategies, etc. Public finance is also concerned with upgrading economic procedures and identifies consequences of tax measures. Public policies are linked with public finance. Public policies refer to measures and decisions that are undertaken by the government, with the interest of the citizens and legal bodies taken care of.

Owning a car makes travelling easier. You don’t need to use public transport everywhere you go. Financing a car becomes easier when you avail a car loan. Banks and other financial institutions provide car loans at easy Equated Monthly Instalments(EMI). If you are looking forward to buying a new car or a pre-owned car, there are lenders that offer car loans for both. When you apply for a loan, you would have to make sure you fit the eligibility criteria set by your lender.

Owner financing(also known as seller financing) is the transaction done between the seller of the house and a buyer directly. Here, the seller finances the property’s purchase directly with the person who is willing to buy the property. When the property is being financed by the owner, the interest rates and the tenure periods become more flexible. This kind of financing eliminates a bank intermediary and like in banks, eligibility criterias will not come into play.

You can draw cash or make purchases anytime using your credit card and pay for them later. But paying over time will come at a cost. If you take more than a few weeks to pay off your balance, you would have to pay a fee in the form of a finance charge. It is possible to avoid having to pay finance charges on your credit card. Paying your full outstanding amounts before or on the due date will help you avoid finance charges.

Mudra loan is a Government of India undertaking, which was started to provide financial support to small businesses in the country. Under Mudra Loan Yojana, three different types of loans are provided:

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