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Yes, there are a number of lenders who offer personal loans to freshers and new employees.  Your eligibility shall be determined based on your income and current liabilities. Your credit score will also be taken into account provided you have a considerable credit history. 

Yes, there are business loans that can be availed without any collateral. Running a successful enterprise requires a lot of capital infusion. We seek loans and other forms of credit from banks from time to time to meet these financial needs. 

Life insurance is an important investment decision, even for people over 60 years, as it gives an assurance of financial security. Various life insurance plans are available to help senior citizens meet their financial goals. In India, there are different types of life insurance plans to help seniors avoid financial stress. All these plans for senior citizens in India normally fall under two major categories – Whole Life Insurance Plan and Term Life Insurance Plan. 

An entrepreneur has specific purposes in starting his/her business. The business plan makes it easy to reach the goals. The business plan if normally helpful while securing funding from banks and investors or to conduct market analysis. However, the business plan tends to be complex. A roadmap is thus used to complement the business plan and provide specific direction about the various roles, tasks and responsibilities. 

Starting a business entails a lot of endeavour, time and passion, requiring one to draw out a business plan, prepare various documents and recruit people, requiring sufficient finance. Most of them normally finance their initial business needs from their savings and make use of personal assets like their home as collateral.

Starting any business requires thinking about your interests, skills and the purpose of setting it up. If you are passionate about being an entrepreneur but without the requisite funds, then learning how to start an online business for free, would serve your purpose. Though some amount of funds would be required for starting a business, still there are great online options available as seen below, which can considerably reduce the business start-up expenses. 

The overwhelming growth of Micro, Small and Medium Enterprises (MSME) industries has resulted in the rapid development of the urban and rural sector in India over the years. The MSME scheme currently covers only manufacturing and service industries in India, aiding enterprise development through various subsidies and schemes. 

As per the Government of India website, the MSME sector has contributed to around 45% of the country’s total industrial employment, 50% of India’s total exports and 95% across all industrial units, with over 6000 diverse products being manufactured by MSME industries.

Businesses and loans have a lasting connection. Most businesses require loans for running their operations smoothly or for business expansion purposes etc., making loans an integral business aspect. A business must choose its loans appropriately for serving its purpose efficiently. 

Click to Pay, an online shopping service option is made available for you, to use net banking facilities of other banks, to pay your overdue ICICI Bank loan amount online.

The overdraft facility offered by SBI depends on the repayment capacity of the applicant and the purpose and amount of overdraft loan required. Once you receive the OD, you can follow the steps listed below to pay it monthly. 

HDFC Bank loan overdue charges can now be easily paid from any of your bank accounts through BillDesk. All you have to do is visit the HDFC Bank website, log into your net banking account and follow three simple steps listed below to pay HDFC loan overdue charges. 

Follow these steps to change your Registered Mobile Number in Karur Vysya Bank

You can fulfill all your immediate cash needs using "Instant Loan’ which is a quick and easy loan option offered against your Axis Bank credit card. You can avail this offer without any documentation & the loan amount is directly disbursed to your Axis Bank’s Savings account.

ICICI Bank offers few types of loans on credit cards. You just have to go through a simple application process to apply for any of these loans on your ICICI Bank credit card.

Did you know that your AMEX (American Express) Gift Cards can be used for your Amazon purchases? Don’t miss out on the chance to take advantage of your American Express Gift Card on Amazon.

IndusInd Bank credit card purchases can possibly be converted into easy EMI by using any one of the following methods

HDFC Credit Card cash withdrawal also known as cash advance is one of the features available on HDFC Credit Cards. This service allows credit card users to use their cards to withdraw cash from an ATM.

Easy Money facility on SBI Card empowers SBI credit cardholders to avail funds for short terms at low rates of interest. The funds get instantly credited to your bank account through NEFT. As per your convenience you can book Easy Money in multiple ways. 

A Credit Report is a rating based on the information given by banks and financial institutions to the credit bureaus. There are very many chances for errors while preparing your report. You are entitled to report any errors that you may find in your credit report. 

Credit bureaus collect information from various banks and financial institutions to prepare your credit report. Each credit bureau has its own proprietary algorithm to calculate your credit score.