Loans

Canara Bank offers attractive interest rates to a wide range of agriculture loan products. Below is the table that lists out the different rate of interests for different loan amount: 

Canara Bank, one of India's largest and oldest public sector banks, offers a wide range of agriculture loans to assist the farmers and other agricultural employees. To assist farmers and others involved in agricultural and related sectors, the bank offers many agriculture credit packages.

Online loans are treated just like any other loan you take from banks and NBFCs. The same rules apply when you default on an online loan. Defaults generally can have a negative impact on your future borrowing.

Pradhan Mantri MUDRA Yojana is a scheme launched by the government to provide funding through all public and private sector banks for entrepreneurs. You can get up to Rs. 10 Lakhs under this loan scheme based on eligibility. MUDRA stands for Micro Units Development and Refinance Agency Ltd and is a Non-Banking Financial Corporation.

MUDRA stands for Micro Units Development and Refinance Agency Ltd. MUDRA is a Non-Banking Financial Company that supports the development of micro enterprise sector in India. Refinance support is provided to banks and MFIs for lending to micro units. Loan amounts of up to Rs.10 lakhs are provided for the same.

Bajaj Finance Limited (BFL) is a diverse and profitable Non-Banking Financial Company (NBFC) that has a wide range of products spread across categories such as SME, Consumer, Commercial Lending and Wealth Management.

Bajaj Finserv was founded in April 2007. It runs the core businesses of lending, protection and savings. Bajaj Finance Limited (BFL) is the lending company that participates in the financial business and is listed on the Stock Exchange.

Down payment for your car loan is the amount that is paid initially when you buy your car with your car loan. It is the amount that is paid by you with your savings or earnings. The remaining amount after your down payment is the loan amount that is issued by your bank or the Non-Banking Financial Company (NBFC).

A loan against property or a property loan is also known as a secured loan as one gives the bank/lender security in the form of a house, land or other property as collateral for the loan. The interest rates on such loans are generally low as the bank/lender can always sell the property to settle the loan if the customer fails to repay it.

A two-wheeler loan is provided by many banks to help you buy your dream bike or scooter when you do not have sufficient funds to pay for it in one shot. The interest rates are comparatively low and can be availed based on one’s credit profile, loan amount and other factors.

A two-wheeler loan is a loan given by a bank or an NBFC (Non-Banking Financial Company) to an individual to help them buy a bike or scooter when they do not have enough funds to buy the same. This can help the individual with transportation to get through the city traffic with ease.

A car loan is definitely a good option if you have other financial commitments and cannot afford to pay a lump of money for one particular spend in one month.

Property loans and gold loans are both known as secured loans. This is because the customer provides collateral either in the form of property in the case of property loans or gold in the case of gold loans as security against the money received as a loan. If the customer fails to repay the loan, the lender has the rights to sell the collateral to settle the loan.

Most banks have a standard interest rate that they offer for personal loans. But, these can vary from customer to customer based on their credit score, credit history and their credit profile. Also, if you have a good relationship with your bank, then you can bargain on the interest rate and try to get a lower rate for your personal loan.

The best option for unemployed people with a bad credit score is to go for a secured loan against gold or property. This is a quick process as you can approach the closest lender and pledge your gold or asset for a loan. This process is easy as minimal documentation is required for the loan approval.

With the advent of digital technology, online lending portals are one rise in recent times. You can get paperless loans in minutes just by uploading your bank details and KYC documents. Getting a low interest loans from these private lenders are easy and flexible. The evaluation of creditworthiness is done based on your credit profile, income and repaying ability.

With the advent of digital technology, online lending portals are one rise in recent times. You can get paperless loans in minutes just by uploading your bank details and KYC documents. Getting a low interest loans from these private lenders are easy and flexible.

Preference depends on your emergency and the loan amount you need. A personal loan is an unsecured loan that does not need a guarantor or collateral. The application process is simple, and you can also apply online for quick disbursal. The interest rate and tenure are informed upfront. Based on it, you can choose the loan at your convenience.

Keeping a track of your personal finance will help you cut down unnecessary expenses and save more. There are several ways using which you can track your personal finance.

SBI, the largest bank in India, offers collateral-free loans to IIT students. The loan amount depends on under which category your institution is placed.