Home Loans

Cholamandalam Investment and Finance Company (Chola Finance), founded in 1978 has 167 branches all over the country. The company offers different types of home loan products to its customers, giving customers the option of different loan repayment options on their home loans.

Cholamandalam Investment and Finance Company (Chola Finance) provides various kinds of home loan products to its customers, including top-up loans on the existing home loans, based on the customer’s credit profile and repayment timeliness with respect to the existing home loan.

Yes, Cholamandalam Finance customers can pre-close their home loans on payment of the foreclosure charges, if applicable as shown below.

Cholamandalam Investment and Finance Company (shortly known as Chola Finance), was established in 1978 and now has 167 branches across India. It provides different home loan products to its customers, including its employees with attractive features, to suit their varying budget requirements.

Chola Finance offers various home loan products, wherein its customers can now enjoy hassle-free loan processing, less paperwork and faster approval. 

Cholamandalam Investment and Finance Company was founded in 1978 as a  financial services company powered by the Murugappa group. Chola Finance offers various home loan products to its customers to meet their different requirements, to suit all budget types, convenient repayment alternatives and quick hassle-free approval process. 

Federal Bank offers lower loan EMIs at Rs. 710 on home loans for 30 years as compared to South Indian bank which offers a minimum EMI of Rs. 737 for the same tenure. The Federal Bank enjoys average customer ratings of 3.5/5.0 which makes it a better choice for home loans as compared to South Indian Bank.

South Indian bank home loan interest rates as of Aug 2021 starts at 8.05% p.a. for a maximum loan tenure of 30 years. The bank charges processing fees on housing loans at 1.00% and the maximum amount is Rs. 10,000. The bank also has special discounted rates for women home loan borrowers. 

To increase your eligibility for the Oriental Bank of Commerce home loan, you must first work on your credit score. The higher the credit score, the better the chances of easily securing a home loan. 

The application process for availing of a home loan from OBC bank is very easy to follow, especially if one takes the online application process route. Here are the steps to be followed for OBC bank home loan application

Bank of Maharashtra currently offers home loans to eligible customers at 7.05%. The bank also charges minimum processing fees of Rs. 2,000 on home loans. The maximum loan amount that can be availed is Rs. 30 lakhs while repayment tenure is set to a maximum of 30 years including an 18-month moratorium.

You can conveniently apply online for a home loan from Bank of Maharashtra. You can also walk to your nearest bank branch and talk to the home loan officer to learn more details about their 'Maha Super Housing Loan Scheme’. 

Yes, you can transfer your existing home loan to BOI. BOI, Bank of India, offers lower interest rates and longer repayment tenure to pay off your home loan comfortably. 

If you want to get the best interest rate on your home loan, you have to take some steps to improve your credit score first and then apply for the loan. 

You can apply for a Bank of India Home Loan at your nearest bank branch. You can also call their home loan helpline number 8010968305 or just send a simple SMS. One of their representatives will get in touch with you. 

Bank of India is one of the leading bankers in India. It offers attractive rates on its home loans along with various other benefits

Kotak Mahindra Bank offers home loans of up to 80% on your home cost. It comes with an attractive interest rate and repayment tenure of up to 20 years. 

Kotak Mahindra Bank offers home loans to individuals, Partnership Firm / LLP/Indian Company and also to Hindu Undivided Family (HUF). The eligibility criteria set by Kotak Mahindra Bank for their home loans are

The interest rates on home loans have reduced a lot during recent years. Home loan interest rate is an important factor that helps us decide our home loan lender. Kotak Mahindra Bank offers highly competitive interest rates on their home loan products

Kotak Mahindra Bank is one of the leading private sector banks in India offering home loans. The bank offers competitive interest rates, comfortable repayment tenures and high loan amounts to buy your dream house. However, banks have a few eligibility criteria to be able to get a home loan. 

Both Kotak Mahindra Bank and HDFC Bank are equally good options for home loans in India. To decide between the two, you have to compare your eligibility and interest rates offered by both lenders.