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CreditMantri Finserve Private Limited
CreditMantri Finserve Private Limited Unit No. B2, No 769, Phase-1, Lower Ground Floor, Spencer Plaza, Anna Salai, Chennai - 600002
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Annual Fee
2000₹
Reward Type
Rewards
Joining Fee
2000₹
Features
Pricing
Documents Required
Current address available as proof:Annual Fee
1199₹*
Reward Type
Rewards
Joining Fee
1199₹*
Features
Pricing
Documents Required
Annual Fee
2500₹
Reward Type
Rewards
Joining Fee
2500₹
Features
Pricing
Documents Required
Annual Fee
4999₹
Reward Type
LifeStyle
Joining Fee
4999₹
Features
Pricing
Documents Required
Annual Fee
499₹
Reward Type
Shopping
Joining Fee
499₹
Features
Pricing
Documents Required
Annual Fee
499₹
Reward Type
Shopping
Joining Fee
499₹
Features
Pricing
Documents Required
Annual Fee
1499₹
Reward Type
Travel
Joining Fee
1499₹
Features
Pricing
Documents Required
Annual Fee
4999₹
Reward Type
Travel
Joining Fee
4999₹
Features
Pricing
Documents Required
Annual Fee
300₹
Reward Type
Travel
Joining Fee
500₹
Features
Pricing
Documents Required
Annual Fee
1000₹
Reward Type
Rewards
Joining Fee
1000₹
Features
Pricing
Documents Required
Current address available as proof:Annual Fee
499₹
Reward Type
Fuel
Joining Fee
499₹
Features
Pricing
Documents Required
Annual Fee
₹500
Reward Type
Shopping
Joining Fee
₹500
Features
Pricing
Documents Required
Current address available as proof:Annual Fee
2499₹*
Reward Type
Rewards
Joining Fee
2499₹*
Features
Pricing
Documents Required
Annual Fee
500
Reward Type
Rewards
Joining Fee
500
Features
Pricing
Documents Required
Annual Fee
NA
Reward Type
Shopping
Joining Fee
Features
Pricing
Documents Required
Annual Fee
NA
Reward Type
Shopping
Joining Fee
Features
Pricing
Documents Required
Annual Fee
NA
Reward Type
Shopping
Joining Fee
Features
Pricing
Documents Required
Annual Fee
1499₹
Reward Type
Shopping
Joining Fee
1499₹
Features
Pricing
Documents Required
Annual Fee
NA
Reward Type
NA
Joining Fee
Features
Pricing
Documents Required
Annual Fee
NA
Reward Type
NA
Joining Fee
Features
Pricing
Documents Required
Annual Fee
NA
Reward Type
NA
Joining Fee
Features
Pricing
Documents Required
Annual Fee
NA
Reward Type
NA
Joining Fee
Features
Pricing
Documents Required
Annual Fee
NA
Reward Type
NA
Joining Fee
Features
Pricing
Documents Required
Annual Fee
NA
Reward Type
Shopping
Joining Fee
Features
Pricing
Documents Required
Annual Fee
NA
Reward Type
Shopping
Joining Fee
Features
Pricing
Documents Required
Current address available as proof:Annual Fee
NA
Reward Type
Shopping
Joining Fee
Features
Pricing
Documents Required
Current address available as proof:Annual Fee
NA
Reward Type
Shopping
Joining Fee
Features
Pricing
Documents Required
Current address available as proof:Annual Fee
NA
Reward Type
Shopping
Joining Fee
Features
Pricing
Documents Required
Current address available as proof:Annual Fee
1499₹
Reward Type
NA
Joining Fee
1499₹
Features
Pricing
Documents Required
Annual Fee
2999₹
Reward Type
NA
Joining Fee
2999₹
Features
Pricing
Documents Required
Annual Fee
2999₹
Reward Type
NA
Joining Fee
2999₹
Features
(1X = 1 Reward point per ₹100 spent | 1 Reward point = Rs. 1)
Pricing
Documents Required
Annual Fee
499₹
Reward Type
NA
Joining Fee
499₹
Features
Pricing
Documents Required
Currently not available! for similar products
Annual Fee
Nil
Reward Type
Fuel
Joining Fee
Nil*
Currently not available! for similar products
Annual Fee
NA
Reward Type
NA
Joining Fee
Currently not available! for similar products
Annual Fee
Nil
Reward Type
Travel
Joining Fee
Nil*
Currently not available! for similar products
Annual Fee
1000₹*
Reward Type
Travel
Joining Fee
1000₹*
Currently not available! for similar products
Annual Fee
500₹*
Reward Type
LifeStyle
Joining Fee
500₹*
Currently not available! for similar products
Annual Fee
Nil
Reward Type
LifeStyle
Joining Fee
Nil*
Currently not available! for similar products
Annual Fee
Nil
Reward Type
LifeStyle
Joining Fee
Nil*
Currently not available! for similar products
Annual Fee
500₹
Reward Type
LifeStyle
Joining Fee
Nil*
Currently not available! for similar products
Annual Fee
Nil*
Reward Type
Fuel
Joining Fee
Nil*
Currently not available! for similar products
Annual Fee
Nil*
Reward Type
Cashback
Joining Fee
Nil*
Currently not available! for similar products
Annual Fee
500₹*
Reward Type
NA
Joining Fee
500₹*
Currently not available! for similar products
Annual Fee
1000₹*
Reward Type
Travel
Joining Fee
1000₹*
Currently not available! for similar products
Annual Fee
499₹
Reward Type
Entertainment
Joining Fee
499₹
Currently not available! for similar products
Annual Fee
Nil
Reward Type
Rewards
Joining Fee
Nil
Currently not available! for similar products
Annual Fee
Nil*
Reward Type
Travel
Joining Fee
Nil*
Currently not available! for similar products
Annual Fee
nil*
Reward Type
Travel
Joining Fee
nil*
Currently not available! for similar products
Annual Fee
nil*
Reward Type
Cashback
Joining Fee
nil*
Currently not available! for similar products
Annual Fee
nil*
Reward Type
Shopping
Joining Fee
nil*
Currently not available! for similar products
Annual Fee
nil*
Reward Type
Travel
Joining Fee
nil*
Currently not available! for similar products
Annual Fee
nil*
Reward Type
LifeStyle
Joining Fee
nil*
Currently not available! for similar products
Annual Fee
nil*
Reward Type
LifeStyle
Joining Fee
nil*
Currently not available! for similar products
Annual Fee
nil*
Reward Type
LifeStyle
Joining Fee
nil*
Currently not available! for similar products
Annual Fee
nil*
Reward Type
LifeStyle
Joining Fee
nil*
Currently not available! for similar products
Annual Fee
nil*
Reward Type
LifeStyle
Joining Fee
nil*
Currently not available! for similar products
Annual Fee
nil*
Reward Type
LifeStyle
Joining Fee
nil*
Currently not available! for similar products
Annual Fee
nil*
Reward Type
LifeStyle
Joining Fee
nil*
Currently not available! for similar products
Annual Fee
nil*
Reward Type
Travel
Joining Fee
nil*
Currently not available! for similar products
Annual Fee
nil*
Reward Type
Entertainment
Joining Fee
nil*
Currently not available! for similar products
Annual Fee
nil*
Reward Type
Entertainment
Joining Fee
nil*
Currently not available! for similar products
Annual Fee
nil*
Reward Type
Entertainment
Joining Fee
nil*
Currently not available! for similar products
Annual Fee
nil*
Reward Type
LifeStyle
Joining Fee
nil*
Currently not available! for similar products
Annual Fee
nil*
Reward Type
LifeStyle
Joining Fee
nil*
Currently not available! for similar products
Annual Fee
nil*
Reward Type
Cashback
Joining Fee
nil*
Currently not available! for similar products
Annual Fee
nil*
Reward Type
Fuel
Joining Fee
nil*
Currently not available! for similar products
Annual Fee
499₹
Reward Type
Travel
Joining Fee
499₹
Currently not available! for similar products
Annual Fee
1000₹
Reward Type
Entertainment
Joining Fee
1000₹
Currently not available! for similar products
Annual Fee
0₹
Reward Type
Entertainment
Joining Fee
0₹
Currently not available! for similar products
Annual Fee
4999₹*
Reward Type
Travel
Joining Fee
4999₹*
Currently not available! for similar products
Annual Fee
nil
Reward Type
LifeStyle
Joining Fee
nil*
Currently not available! for similar products
Annual Fee
Nil
Reward Type
LifeStyle
Joining Fee
Nil*
Currently not available! for similar products
Annual Fee
500₹*
Reward Type
LifeStyle
Joining Fee
500₹*
Currently not available! for similar products
Annual Fee
nil*
Reward Type
LifeStyle
Joining Fee
nil*
Currently not available! for similar products
Annual Fee
nil*
Reward Type
LifeStyle
Joining Fee
nil*
Currently not available! for similar products
Annual Fee
nil*
Reward Type
LifeStyle
Joining Fee
nil*
Currently not available! for similar products
Annual Fee
nil*
Reward Type
NA
Joining Fee
Currently not available! for similar products
Annual Fee
nil*
Reward Type
NA
Joining Fee
Currently not available! for similar products
Annual Fee
nil*
Reward Type
NA
Joining Fee
Currently not available! for similar products
Annual Fee
nil*
Reward Type
NA
Joining Fee
Currently not available! for similar products
Annual Fee
NA
Reward Type
NA
Joining Fee
Currently not available! for similar products
Annual Fee
0₹*
Reward Type
LifeStyle
Joining Fee
0₹*
Currently not available! for similar products
Annual Fee
500₹*
Reward Type
NA
Joining Fee
500₹*
Currently not available! for similar products
Annual Fee
149₹
Reward Type
NA
Joining Fee
99₹
Currently not available! for similar products
Annual Fee
nil*
Reward Type
NA
Joining Fee
3.40%
Currently not available! for similar products
Annual Fee
nil*
Reward Type
NA
Joining Fee
3.40%
Currently not available! for similar products
Annual Fee
NA
Reward Type
NA
Joining Fee
Currently not available! for similar products
Annual Fee
NA
Reward Type
NA
Joining Fee
Currently not available! for similar products
Annual Fee
NA
Reward Type
NA
Joining Fee
Currently not available! for similar products
Annual Fee
NA
Reward Type
NA
Joining Fee
Currently not available! for similar products
Annual Fee
NA
Reward Type
NA
Joining Fee
Currently not available! for similar products
Annual Fee
NA
Reward Type
NA
Joining Fee
Do you love shopping? Then Citi Rewards Credit Card is the best choice for you; earn more rewards whenever you shop. Groceries, home & kitchen, fashion, lifestyle, entertainment, and more; no matter what you shop, Citi Rewards Credit Card offers you the best reward points and brand discounts for the shopaholic in you.
Card Rewards Type | Reward Points |
Joining Fee / Annual Fee | Rs.1000 + Taxes |
APR – Annual Interest Rate | 45% Per Annum |
Cash Advance Fee | 2.5% of the cash withdrawn or Rs.500, whichever is higher |
Credit Over Limit Charges | 2.5% of the cash withdrawn or Rs.500, whichever is higher |
Fuel Surcharge Waiver | 1% Fuel Surcharge + Applicable GST shall be reversed for transactions made at authorized Indian Oil Petrol Pumps. Minimum transaction value of Rs.10 |
Cash Deposit Charges (At Citi Branches) | Rs.250 per deposit |
International Charges | Transactions done in USD, 3.5% mark-up on amount in INR equivalent to USD (conversion rates as on date to be considered) |
Statement Balance | Late Payment Charges |
---|---|
Up to Rs.2000 | Nil |
Rs.2001 – Rs.7500 | Rs.600 |
Rs.7501 – Rs.15000 | Rs.950 |
Above Rs.15000 | Rs.1300 |
The Citi Rewards Credit Card is the one card you need if you love shopping. When you love shopping online or offline, you do deserve to be rewarded. That is what Citi Rewards Credit Card does for you. It offers you more reward points for your shopping transactions, more than other credit cards in the market.
Joining Bonus / Welcome Gifts |
|
Reward Points | Earn 10X Reward Points for transacting at clothing and lifestyle stores Earn 1 Point for every Rs 125 on all other purchases |
Reward Points that never expire | The reward points you accumulate will stay forever. You can redeem them anytime. |
Dining Treats | Get up to 20% discount on participating restaurants across India |
Shopping Rewards | Get easy EMI on travel booking and shopping at over 2000 outlets |
International Travel Offers | Get exclusive offers and discounts at more than 26,000 stores for travel, hotels, shopping, entertainment, spa, golf courses, and more |
Credit Card Loans | Get Instant Credit Card loans with attractive interest rates |
Also Read: A list of other popular shopping credit cards for you
It is very simple to get the Citi Rewards credit card.
Here is the online application process for Citi Rewards Credit Card
Applicants are required to submit the following documents:
One color passport size photograph
Duly signed consent form
Address proof
Photo ID proof
For salaried employees – Latest 2 months’ salary slips
For self-employed individuals – Latest ITR
Want to know if you will qualify for Citi Rewards Credit Card? Check eligibility here!
Citi allows you to redeem your reward points for various gifts, merchandise and cashback offers. You can redeem your points instantly with a single SMS.
Fuel Purchase Instant Redemption | 1 point – Rs.0.25 | Min. points for redemption – 1000 |
In-store shopping | Instantly redeem 1 point = Rs.0.30 | Min. of 250 points required |
Online Shopping | Instantly redeem on travel purchases 1 point = Rs.0.25 On Other Stores 1 point = Rs.0.30 Min. of 250 points required |
Air Miles Redemption | Redeem your Air Miles and InterMiles points for Frequent Flyer membership miles 1 reward point = 0.75 miles A min. of 100 points required for redemption |
Cashback | Get cashback of Rs.0.30 for every reward point. Min. of 10,000 points required to redeem |
Gift Vouchers | Get gift vouchers from premium brands against your reward points |
Interesting Read: How To Earn More Reward Points On Your Credit Card?
1. What is the value of 1 reward point on my Citi Reward credit card?
The value of the reward points depends on where you spend it. For travel purchases, 1 reward point equals Rs.0.25 while for other spends it will be equal to Rs.0.30.
2. Can I use my Citi Rewards Credit Card for online shopping?
Yes, Citi Rewards Credit Card can be used for both online and offline purchases.
3. What is the interest rate on my Citi Rewards Credit Card?
The annual interest rate is informed to you on the welcome letter you receive with the card. The average interest rate on this credit card is around 45% per annum.
4. How can I check the reward points accumulated on my Citi Rewards Credit Card?
You can login to your card account and check. You can also send an SMS - REWARDS XXXX to 52484 (XXXX is the last 4 digits of your credit card).
5. How can I redeem my reward points to pay for online shopping?
You can instantly redeem your reward points by sending an SMS at the time of bill payment.
6. Is there an annual fee for Citi Rewards Credit Card?
Yes, there is an annual fee of Rs.1000 + taxes.
7. My card is about to expire; will it be automatically renewed? When will I receive the new one?
Your card will be valid until the final day of the month in which it is due to expire. The existing card will be automatically renewed and mailed two weeks before it expires. This also applies to the renewal of add-on cards.
8. Is there an expiry date for the reward points on my Citi Rewards Credit Card?
No, there isn’t. The reward points on your Citi Rewards Credit Card never expire and you can redeem them whenever you want.
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers for the purpose of loan application