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Axis Bank SELECT Credit Card
Axis Bank Select credit card is a one-of-a-kind credit card crafted to provide various lifestyle benefits. From complimentary Amazon vouchers to golf sessions, and exclusive discounts on grocery and shopping, this card has a lot to offer.
How to Apply for AXIS Credit Card on CreditMantri.com
Quick Links To Handle Your Axis Bank
There are various procedures associated with the Axis Bank credit card. Here are some quick Links to handle your Axis Bank credit card
Key offers and benefits in summary
Let’s take a look at the highlights of the benefits and offers –
1. Complimentary Amazon voucher worth Rs. 2,000
2. Exclusive discounts on online food orders and groceries
3. Complimentary golf sessions
4. Complimentary priority pass lounge visits
5. Offers on movie tickets
So, what are the benefits and offers which make this card a lifestyle card? There are many and we will discuss them below.
Types of benefits
Benefit type | Benefit | Notes |
|---|---|---|
Welcome Benefit | Amazon gift voucher worth Rs. 2,000 | 1) Valid on the first card transaction done within 90 days of the issue of the card 2) Not valid on add-on credit card 3) Non-transferable, non-assignable and non-negotiable |
Big Basket Benefit | 20% off on minimum purchase of Rs. 2,000 | Can be availed once a month |
Swiggy offers | 40% off on the Swiggy app | 1) Maximum Rs. 200 2) Apply Code "AXIS200" at checkout 3) Can be availed twice a month on a minimum order of Rs. 400 |
BookMyShow offers | Buy one ticket and get Rs.300 off on the second one | Offer applicable once per month per user |
Airport Lounge access | Complimentary Priority Pass membership worth USD 99 | 1) 6 Complimentary international lounges visits in a year 2) 2 complimentary domestic lounges visits per quarter 3) Automatic renewal on expiry |
Annual Offers | 1) Renewal of Priority Pass Membership 2) Renewal of offers on Bigbasket, Swiggy and BookMyShow | 1) On annual spending of 3 lakhs |
Milestone Benefits | 1) Earn 5000 Edge points on spending Rs. 3 lakhs a year 2) Annual fee waiver on spending Rs. 6 lakhs a year | - |
Reward Points | 1) 10 Edge points on every Rs. 200 spent 2) 2X Edge points on every Rs. 200 spent on "Retail shopping" | - |
Golf Benefits | 1) Complimentary 6 golf rounds per year 2) Additional 3 visits on spends of Rs. 3 lakhs | Visit the bank’s official website to book your visit |
24*7 Concierge Desk | Enjoy complimentary services on flight bookings, exclusive events/shows, gift deliveries, table reservations, etc. | Call 1800 103 4962 |
Dining offers | Enjoy up to 20% off on your bill at partner restaurants | Present the card at the restaurant before the bill is generated |
Fuel Surcharge Waiver | Avail 1% fuel surcharge refund on fuel purchases across all fuel stations in India, valid on transactions between Rs. 400 to Rs. 4,000 only | The maximum benefit availed is Rs. 400 per month, not valid on service tax on fuel surcharge, no reward points on fuel transactions |
Comprehensive Insurance cover | 1) Air accident cover up to Rs. 2.5 crore 2) Purchase protection up to Rs. 1 lakh 3) Total USD 500 cover for the following - a) Loss of travel documents b) Delay in check-in baggage c) Loss of check-in baggage | 1) To be discontinued post-31st October 2022 |
Also Read: What Is The CIBIL™ Score Needed For An Axis Bank Credit Card
Now, let’s take a look at the charges and fees of Axis Bank SELECT Card
Charges and fees of Axis Bank SELECT Card
Charge type | Charge/Fee |
|---|---|
Joining fees | Rs. 3,000 (NIL for Burgundy) |
Annual Fees | Rs. 3,000 (NIL for Burgundy) |
Add-on card Joining fee | NIL |
Add-on card annual fee | NIL |
Finance charges on retail and cash purchases | 3.6% monthly and 52.86% annually |
Cash Withdrawal fees | 2.5% of the amount withdrawn, subject to a minimum of Rs. 250 |
Cash payment fee | Rs. 100 |
Card Replacement Fee | NIL |
Duplicate Statement Fee | Waived off |
Overdue or late payment fee | NIL if the outstanding payment is up to Rs. 300 Rs. 100 if outstanding is between Rs.301-Rs.500 Rs. 500 if outstanding is between Rs.501-Rs.1,000 Rs. 500 if outstanding is between Rs.1,001-Rs.10,000 Rs. 750 if outstanding is between Rs.10,001-Rs.25,000 Rs. 1,000 if outstanding is between Rs.25,001-Rs.50,000 Rs. 1,000 if outstanding is more than Rs. 50,000 |
Over limit charge | 2.5% of the total over-limit amount, subject to a minimum of Rs. 500 |
Copy request fee or fee for charge slip retrieval | Waived off |
Cheque dishonor fee or auto-debit reversal fee | 2% of the total amount subject to a minimum of Rs. 450 and a maximum of Rs. 1,502 |
Charge for outstation fee | Waived off |
Charges on purchase or cancellation of railway tickets | As per IRCTC rules |
Fuel transaction surcharge | 1% of the amount spent (refunded for transactions between Rs. 400 and Rs. 4,000 |
Charge on foreign currency transactions | 3.5% of the transaction value |
Transaction alert on mobile | Waived off |
Hotlisting charges | Waived off |
Credit balance inquiry charges | Waived off |
Reward redemption fee | Waived off |
Note – GST is applicable on all fees, charges, and interest subject to the government of India’s rules and regulations
The eligibility criterion to apply for the Axis Bank SELECT Credit card –
1. Age limit – Minimum 18 years and maximum 70 years of age
2. Age limit for add-on card holders – Minimum 18 years
3. Income – Rs. 9,00,000 per annum or more
4. Residency – Both resident and non-resident Indians are eligible
Documentation needed to apply for the Axis Bank SELECT Credit Card –
1. Identity proof – Form 60 or PAN Card photocopy
2. Income proof – Form 16/latest payslip/IT return copy
3. Residence proof – Passport/driving license/ration card/electricity bill/landline telephone bill
The bank reserves the right to change its criterion for eligibility and documentation. They may add or remove certain parameters as per their will.
Application process
We have looked at all the benefits, charges, eligibility, and documentation needed for the card. Now, let’s look at how you can apply for the Axis bank SELECT credit card. You can apply for the card both online and offline. Let’s take a look at both these methods separately.
Application to the Axis bank SELECT Credit Card via CreditMantri
Applying for the Axis Bank SELECT credit card via CreditMantri is a simple and straightforward process. You can do that in a few simple steps laid down below –1. Click on “CHECK ELIGIBILITY”
2. Fill in details like email ID, Mobile number, Residence city, Employment type, Residence pin code, and info about any loans that you may have
3. Tick all checkboxes for agreement terms.
4. Click on “Submit”
5. Enter the OTP received on your registered mobile number.
6. Proceed with the rest of the application and your application will be processed in no time.
The online application process for Axis Bank SELECT Credit Card
1. Go to Axis bank’s official website and click on the button “Apply now”.2. Click on “Yes” or “No” when prompted to ask if you are an existing customer.
3. Proceed by filling in the required information like mobile number, PAN number, Pincode, and net annual income.
4. Proceed with the rest of the steps to complete the rest of the application.
The offline application process for Axis Bank SELECT Credit Card
To apply offline for the Axis Bank SELECT Credit Card, the applicant can walk into any of the Axis bank branches with all the needed documents as listed above. Applicants can also apply by calling the Axis bank phone banking number 1-860-419-5555 and speaking with the Axis Bank credit card customer care executive. They will guide how to proceed with the next steps.FAQs of Axis Bank Select Credit Card
1. What are the joining fees for the Axis Bank Select credit card?
The joining fee is Rs. 3,000 annually. The joining fee is waived for customers with a Burgundy card.
2. What is the customer care number of Axis bank?
The customer care number for Axis bank is 1-860-419-5555 or 1-860-500-555
3. Are there any charges for getting an add-on card?
There are no charges for an add-on card.
4. How can I block my Axis Bank Select Credit card?
You can block your card by sending an SMS to 5676782 from the registered mobile number. You could also call the axis bank customer care number for further assistance.